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515 6th Avenue W, Spencer, IA 51301

Clay County

Key Facts

3Beds
2Baths
2,284Sq Ft
1920Year Built
0.20Lot (acres)
2Garage
2Stories

Description

Great opportunity in a solid neighborhood! This home offers strong potential with several key updates already in place, including newer vinyl replacement windows & a roof in good condition. Inside, you’ll find original hardwood floors in the living room & a mix of spaces—some needing full renovation, including both bathrooms, while others just require cosmetic updates like paint, flooring & light fixtures. Main floor laundry adds convenience. The property also features a 2-car tuck-under attached garage, a large backyard with a concrete patio & a small storage shed. Bring your ideas & build equity with this fixer-upper full of potential! Being sold AS-IS.

Property Information

Property Type

Residential

Sub-Type

Single Family Residence

Style

1.5 STORY

Year Built

1920

Stories

2

Living Area

2,284 sq ft

Lot Size

0.20 acres

Lot Dimensions

66 x 133

Garage Spaces

2

Days on Market

98

MLS® Listing#

260166

Property Features

Appliances:
Gas Water Heater
Cooling:
Central Air
Heating:
Baseboard, Forced Air
Basement:
Unfinished, Full
Parking:
Concrete, Attached
Laundry:
Main Level
Patio:
Patio
Construction:
Vinyl Siding
Roof:
Asphalt
Sewer:
Public Sewer
Water Source:
Public

Schools

District:
Spencer

HOA & Tax

Annual Tax:
$2,084 (2024)
Parcel #:
963712479015

Affordability Calculator

$21,000

Estimated monthly payment

$559/mo

Principal $84,000 · Est. interest $117,187 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Spencer, IA

$235,714
Median Listing Price
76
Median Days on Market
1,533
Median Sq Ft
$140
Median Price / Sq Ft
50
Active Listings
  • This home’s price is 55% below the area median.
  • Its price per sq ft is 67% below the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Spencer, IA.

Location

  • 515 6th Avenue W, Spencer, IA 51301

Nearby Schools

  • Johnson Elementary

    Elementary · 0.2 mi away

  • Sacred Heart School

    School · 0.4 mi away

  • Spencer Community Schools

    School · 0.5 mi away

  • Jefferson Head Start

    School · 0.8 mi away

  • Lincoln Elementary School

    Elementary · 0.9 mi away

  • Spencer High School

    Secondary · 1.0 mi away

  • Fairview Elementary School

    Elementary · 1.0 mi away

  • Spencer Middle School

    Secondary · 1.4 mi away

  • Iowa Great Lakes Lutheran School

    Secondary · 1.7 mi away

  • Clay Central-Everly Elementary School

    Elementary · 8.6 mi away

  • Clay Central Everly Community School District

    Elementary · 8.7 mi away

  • Safari Child Care Center

    School · 12.1 mi away

  • Okoboji Elementary School

    Elementary · 12.3 mi away

  • Okoboji High School

    Secondary · 12.4 mi away

  • Ruthven-Ayrshire Community School District

    Elementary · 12.7 mi away

  • Graettinger-Terril Elementary School

    Elementary · 14.4 mi away

  • Okoboji Middle School

    Elementary · 15.6 mi away

  • Hartley Melvin Sanborn Community School District

    School · 16.3 mi away

  • Hartley-Melvin-Sanborn High School

    Secondary · 16.9 mi away

  • Northwest Iowa School of Taxidermy

    Secondary · 18.1 mi away

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EXIT Agents in Spencer

Listing Courtesy: EXIT Realty Midwest - PRIM: 712-330-0837

The data relating to real estate for sale on this website comes in part from the Internet Data exchange program of Iowa Great Lakes Board of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright ©2026 Iowa Great Lakes Board of REALTORS®. All rights reserved.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by IowaGL. MLS® Listing#260166. © 2026EXIT Realty®. All rights reserved.