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309 1st Street E, Spencer, IA 51301

Clay County

Key Facts

2Beds
1Baths
1,071Sq Ft
1947Year Built
0.11Lot (acres)
1Garage
1Stories

Description

Perfect Starter Home for First-Time Buyers! This cozy one-level home offers classic cottage charm with modern updates, including a new furnace and hot water heater (2024). The layout features 2 bedrooms, 1 bath and a basement with potential for added living space. Structurally sound and move-in ready--just add your personal touches! Includes a detached garage, storage shed and a manageable yard. Affordable living with room to grow! Make your MOVE today!

Property Information

Property Type

Residential

Sub-Type

Single Family Residence

Style

Ranch

Year Built

1947

Stories

1

Living Area

1,071 sq ft

Lot Size

0.11 acres

Lot Dimensions

44 x 110

Garage Spaces

1

Days on Market

224

MLS® Listing#

251279

Property Features

Interior

Eat-in Kitchen

Appliances

DryerWasher

Cooling

Central Air

Heating

Natural GasForced Air

Basement

Partially FinishedFull

Parking

AsphaltShared DrivewayDetached

Construction

Aluminum Siding

Roof

Asphalt

Windows

Window Coverings

Sewer

Public Sewer

Water Source

Public

Schools

District:
Spencer

Financial Details

Annual Taxes

$1,106

Tax year 2024

Parcel Number

963618205014

Affordability Calculator

$18,000

Estimated monthly payment

$479/mo

Principal $72,000 · Est. interest $100,446 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Spencer, IA

$235,714
Median Listing Price
76
Median Days on Market
1,533
Median Sq Ft
$140
Median Price / Sq Ft
50
Active Listings
  • This home’s price is 62% below the area median.
  • Its price per sq ft is 40% below the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Spencer, IA.

Location

  • 309 1st Street E, Spencer, IA 51301

Points of Interest in Spencer, IA

Showing the Spencer area map.

Nearby Schools

  • Spencer High School

    Secondary · 0.3 mi away

  • Spencer Community Schools

    School · 0.4 mi away

  • Jefferson Head Start

    School · 0.6 mi away

  • Lincoln Elementary School

    Elementary · 0.8 mi away

  • Johnson Elementary

    Elementary · 1.0 mi away

  • Fairview Elementary School

    Elementary · 1.0 mi away

  • Sacred Heart School

    School · 1.0 mi away

  • Spencer Middle School

    Secondary · 1.0 mi away

  • Iowa Great Lakes Lutheran School

    Secondary · 1.4 mi away

  • Clay Central Everly Community School District

    Elementary · 9.1 mi away

  • Clay Central-Everly Elementary School

    Elementary · 9.3 mi away

  • Ruthven-Ayrshire Community School District

    Elementary · 12.0 mi away

  • Safari Child Care Center

    School · 12.4 mi away

  • Okoboji Elementary School

    Elementary · 12.7 mi away

  • Okoboji High School

    Secondary · 12.7 mi away

  • Graettinger-Terril Elementary School

    Elementary · 14.2 mi away

  • Okoboji Middle School

    Elementary · 15.8 mi away

  • Hartley Melvin Sanborn Community School District

    School · 17.0 mi away

  • Hartley-Melvin-Sanborn High School

    Secondary · 17.7 mi away

  • Sioux Central Community School District

    Secondary · 18.3 mi away

Commute Calculator

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Nearby Homes

Similar Homes Nearby

Similar Home Values

Comparable nearby listings and their asking prices.

AddressPriceBedsBathsSq Ft
807 4th Avenue W, Spencer, IA$63,000632,404
2106 1St Avenue E 30, Spencer, IA$90,000221,012
618 W 7th Street, Spencer, IA$95,00021864
515 6th Avenue W, Spencer, IA$105,000321,732

Moving Cost Estimate

EXIT Agents in Spencer

Listing Courtesy: EXIT Realty Midwest- Spencer/Emmetsburg - PRIM: 712-260-1372

The data relating to real estate for sale on this website comes in part from the Internet Data exchange program of Iowa Great Lakes Board of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright ©2026 Iowa Great Lakes Board of REALTORS®. All rights reserved.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by IowaGL. MLS® Listing#251279. © 2026EXIT Realty®. All rights reserved.