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325 E 13th Street, Spencer, IA 51301

Clay County

Key Facts

4Beds
1Baths
1,477Sq Ft
1910Year Built
0.28Lot (acres)
1Stories

Description

Searching for a move-in-ready home in Spencer, Iowa with a large yard and convenient main-floor living. This 4-bedroom, 1-bathroom home offers 1,477 square feet of comfortable living space on a spacious 0.28-acre corner lot. Inside, you'll find updated flooring throughout, neutral finishes, main-floor bedrooms, and main-floor laundry designed for convenience and everyday comfort. The upper level provides additional living space perfect for growing families, guests, or a home office. The oversized corner lot provides plenty of room for outdoor activities and offers excellent potential to add a large garage, workshop, or additional storage building. Whether you're a first-time buyer, growing family, or someone looking for affordable space in Spencer, this property delivers exceptional value. Seller is licensed real estate broker for state of Iowa

Property Information

Property Type

Residential

Sub-Type

Single Family Residence

Style

1.5 STORY

Year Built

1910

Stories

1

Living Area

1,477 sq ft

Lot Size

0.28 acres

Lot Dimensions

86 x 142

Days on Market

35

MLS® Listing#

260594

Property Features

Appliances

Gas Water Heater

Cooling

Central Air

Heating

Natural GasForced Air

Basement

UnfinishedPartial

Parking

Gravel

Laundry

Main Level

Lot Features

Corner Lot

Construction

Vinyl Siding

Roof

Asphalt

Sewer

Public Sewer

Water Source

Public

Schools

District:
Spencer

Financial Details

Annual Taxes

$1,144

Tax year 2024

Parcel Number

9636-07-251-010

Affordability Calculator

$24,300

Estimated monthly payment

$647/mo

Principal $97,200 · Est. interest $135,603 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Spencer, IA

$237,931
Median Listing Price
77
Median Days on Market
1,533
Median Sq Ft
$136
Median Price / Sq Ft
51
Active Listings
  • This home’s price is 49% below the area median.
  • Its price per sq ft is 40% below the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Spencer, IA.

Location

  • 325 E 13th Street, Spencer, IA 51301

Getting Around

Walk
Bike

Somewhat Walkable

Walk Score details ↗

Points of Interest in Spencer, IA

Showing the Spencer area map.

Nearby Schools

  • Fairview Elementary School

    Elementary · 0.2 mi away

  • Jefferson Head Start

    School · 0.2 mi away

  • Spencer Community Schools

    School · 0.5 mi away

  • Spencer Middle School

    Secondary · 0.5 mi away

  • Sacred Heart School

    School · 0.7 mi away

  • Spencer High School

    Secondary · 0.8 mi away

  • Iowa Great Lakes Lutheran School

    Secondary · 0.8 mi away

  • Johnson Elementary

    Elementary · 0.9 mi away

  • Lincoln Elementary School

    Elementary · 1.5 mi away

  • Clay Central-Everly Elementary School

    Elementary · 9.3 mi away

  • Clay Central Everly Community School District

    Elementary · 9.6 mi away

  • Safari Child Care Center

    School · 11.6 mi away

  • Okoboji Elementary School

    Elementary · 11.8 mi away

  • Okoboji High School

    Secondary · 11.9 mi away

  • Ruthven-Ayrshire Community School District

    Elementary · 12.1 mi away

  • Graettinger-Terril Elementary School

    Elementary · 13.5 mi away

  • Okoboji Middle School

    Elementary · 15.0 mi away

  • Hartley Melvin Sanborn Community School District

    School · 16.9 mi away

  • Northwest Iowa School of Taxidermy

    Secondary · 17.5 mi away

  • Hartley-Melvin-Sanborn High School

    Secondary · 17.5 mi away

Commute Calculator

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Nearby Homes

Similar Homes Nearby

Similar Home Values

Comparable nearby listings and their asking prices.

AddressPriceBedsBathsSq Ft
515 6th Avenue W, Spencer, IA$105,000321,732
517 W 4th St, Spencer, IA$125,000421,950
102 SE 7th St, Spencer, IA$134,0003816

Moving Cost Estimate

EXIT Agents in Spencer

Listing Courtesy: Integrity Real Estate - PRIM: (712) 790-7010

Presented by: Katie Muhlbauer

The data relating to real estate for sale on this website comes in part from the Internet Data exchange program of Iowa Great Lakes Board of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright ©2026 Iowa Great Lakes Board of REALTORS®. All rights reserved.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by IowaGL. MLS® Listing#260594. © 2026EXIT Realty®. All rights reserved.