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3195 190th Avenue, Spencer, IA 51301

Clay County

Key Facts

2Beds
2Baths
1,392Sq Ft
1960Year Built
4.00Lot (acres)
2Garage
1Stories

Description

Room to grow on this beautiful 4-acre property featuring an updated 2-bedroom, 2-bath home with the potential and space to add additional bedrooms and expanded living areas. A new oversized double-plus garage, new furnace, water heater and a/c unit adds even more value and functionality, making this acreage hard to resist. Located just northwest of Spencer, this property offers the perfect blend of peaceful country living with close city proximity and so much more.

Property Information

Property Type

Residential

Sub-Type

Single Family Residence

Style

Other

Year Built

1960

Stories

1

Living Area

1,392 sq ft

Lot Size

4.00 acres

Lot Dimensions

174240 sf

Garage Spaces

2

Days on Market

13

MLS® Listing#

260534

Property Features

Appliances:
Gas Water Heater
Cooling:
Central Air
Heating:
Propane, Forced Air
Basement:
Full
Parking:
Detached
Construction:
Block, Vinyl Siding

Schools

District:
Spencer

HOA & Tax

Annual Tax:
$92 (2024)
Parcel #:
9737-28-401-003

Affordability Calculator

$44,980

Estimated monthly payment

$1,197/mo

Principal $179,920 · Est. interest $251,004 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Spencer, IA

$235,714
Median Listing Price
76
Median Days on Market
1,533
Median Sq Ft
$140
Median Price / Sq Ft
50
Active Listings
  • This home’s price is 5% below the area median.
  • Its price per sq ft is 15% above the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Spencer, IA.

Location

  • 3195 190th Avenue, Spencer, IA 51301

Nearby Schools

  • Sacred Heart School

    School · 3.8 mi away

  • Johnson Elementary

    Elementary · 3.9 mi away

  • Fairview Elementary School

    Elementary · 4.3 mi away

  • Jefferson Head Start

    School · 4.4 mi away

  • Spencer Community Schools

    School · 4.4 mi away

  • Iowa Great Lakes Lutheran School

    Secondary · 4.7 mi away

  • Spencer Middle School

    Secondary · 4.7 mi away

  • Lincoln Elementary School

    Elementary · 4.8 mi away

  • Spencer High School

    Secondary · 5.0 mi away

  • Clay Central-Everly Elementary School

    Elementary · 6.1 mi away

  • Clay Central Everly Community School District

    Elementary · 9.4 mi away

  • Safari Child Care Center

    School · 9.6 mi away

  • Okoboji High School

    Secondary · 9.8 mi away

  • Okoboji Elementary School

    Elementary · 9.8 mi away

  • Okoboji Middle School

    Elementary · 13.2 mi away

  • Hartley Melvin Sanborn Community School District

    School · 13.3 mi away

  • Hartley-Melvin-Sanborn High School

    Secondary · 13.8 mi away

  • Graettinger-Terril Elementary School

    Elementary · 14.4 mi away

  • Northwest Iowa School of Taxidermy

    Secondary · 15.7 mi away

  • Ruthven-Ayrshire Community School District

    Elementary · 16.0 mi away

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EXIT Agents in Spencer

Listing Courtesy: Integrity Real Estate - PRIM: 712-339-0293

Presented by: Nick Steffes

The data relating to real estate for sale on this website comes in part from the Internet Data exchange program of Iowa Great Lakes Board of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright ©2026 Iowa Great Lakes Board of REALTORS®. All rights reserved.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by IowaGL. MLS® Listing#260534. © 2026EXIT Realty®. All rights reserved.