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971 PHILLIPS DRIVE, ARNOLD, MD 21012

SHORE ACRES · ANNE ARUNDEL County

Key Facts

4Beds
4Baths
3,624Sq Ft
1964Year Built
0.33Lot (acres)
3Garage

Description

Nestled on a tranquil waterfront setting at the end of a no-through street, this beautiful Arnold home offers stunning water views, exceptional living spaces, and quick access to the Chesapeake Bay, making it a dream for boating enthusiasts. From the moment you step into the foyer, you are greeted by breathtaking views of the water that extend throughout the main living areas. The open-concept floor plan is ideal for everyday living and entertaining. The thoughtfully designed kitchen features a 48-inch Wolf range with custom hood, built-in Wolf microwave, expansive center island, walk-in pantry, abundant cabinetry, and a dedicated beverage center complete with ice maker and under-counter refrigerator. The kitchen flows seamlessly into the dining area and family room with cozy fireplace. A wall of windows frame the serene waterfront setting and surrounding natural beauty. Step outside to the waterfront deck, perfectly positioned off the family room and dining area, offering an ideal space for relaxing or entertaining while enjoying the peaceful views. A main level bedroom, which also functions beautifully as a home office, is conveniently located adjacent to a full hall bath, providing an excellent option for guests or those seeking first floor accessibility. Hardwood flooring extends throughout both the main and upper levels. Upstairs, the spacious primary suite enjoys expansive water views and features a luxurious bath with soaking tub, separate shower, double vanity, and a custom walk-in closet with built-in organizers. Two additional generously sized bedrooms, a hall bath with a thoughtfully designed layout featuring two vanities and convenient second-floor laundry complete the upper level. The fully finished lower level offers excellent flexibility with a spacious recreation room with fireplace, a kitchenette featuring a microwave, bar sink, and under-counter refrigerator, a full bath, and natural light from the windows. Outside, the fenced rear yard provides space for children and pets to play. Boating enthusiasts will appreciate the private pier equipped with an electric boat lift, two personal watercraft lifts, and floating dock section ideal for crabbing, fishing, kayaking, launching paddleboards, or simply enjoying life on the water. With quick access to the Chesapeake Bay, you can spend more time cruising, fishing, waterfront dining, and exploring the Bay's countless destinations. A three car garage provides ample parking and storage. Additional improvements and amenities include fresh warm white, neutral paint in primary bedroom and other select rooms, a propane house generator, providing reliable backup power during outages as well as a furnace and heat pump installed in 2021. Residents also have the option to join the voluntary Shore Acres Community Association, which offers access to a boat ramp, waterfront picnic area, basketball court, clubhouse and playground. Surrounded by nature and offering peaceful waterfront views from nearly every angle, this exceptional property presents a rare opportunity to enjoy the best of waterfront living with the convenience of easy commutes to Baltimore, Annapolis and access to the Bay. Don't miss the opportunity to make this beautiful waterfront property your home and enjoy all that waterfront living has to offer.

Property Information

Property Type

Residential

Sub-Type

Single Family Residence

Structure Type

House

Year Built

1964

Living Area

3,624 sq ft

Lot Size

0.33 acres

Garage Spaces

3

Parking Spaces

9

Zoning

R2

Days on Market

20

MLS® Listing#

MDAA2148734

Property Features

Interior:
Kitchen Island, Pantry, Recessed Lighting, Walk-In Closet(s), Built-in Features, Crown Molding, Open Floorplan
Appliances:
Gas Range, Gas Oven, Electric Water Heater, Dishwasher, Dryer, Ice Maker, Range Hood, Refrigerator, Stainless Steel Appliance(s), Washer, Water Heater, Microwave
Cooling:
Central Air, Electric
Heating:
Electric, Propane, Forced Air, Heat Pump
Flooring:
Wood
Basement:
Finished, Daylight, Partial
Pool:
None
Parking:
Garage Door Opener, Garage, Driveway, Inside Entrance, Attached
Laundry:
Upper Level
Patio:
Deck
Lot Features:
Front Yard, Level, Back Yard, Waterfront
Construction:
Fiber Cement, HardiPlank Type
Foundation:
Block
Utilities:
Propane
Sewer:
Septic Tank
Water Source:
Well

Schools

District:
ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

HOA & Tax

HOA:
None
Annual Tax:
$12,076 (2025)
Assessed Value:
$1,159,800
Parcel #:
020374908413000

Directions

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Affordability Calculator

$297,980

Estimated monthly payment

$7,930/mo

Principal $1,191,920 · Est. interest $1,662,834 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in ARNOLD, MD

$642,857
Median Listing Price
29
Median Days on Market
2,048
Median Sq Ft
$304
Median Price / Sq Ft
48
Active Listings
  • This home’s price is 132% above the area median.
  • Its price per sq ft is 35% above the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in ARNOLD, MD.

Location

  • 971 PHILLIPS DRIVE, ARNOLD, MD 21012

Nearby Schools

  • Broadneck High School

    Secondary · 0.7 mi away

  • Windsor Farm Elementary School

    Elementary · 1.0 mi away

  • Broadneck Elementary School

    Elementary · 1.1 mi away

  • Cape St Claire Elementary School

    Elementary · 1.1 mi away

  • In Faith Christian School

    School · 1.4 mi away

  • Chesapeake Montessori School

    Elementary · 1.8 mi away

  • St. Margaret's Episcopal Church

    School · 1.8 mi away

  • Arnold Christian Academy

    School · 2.1 mi away

  • Belvedere Elementary School

    Elementary · 2.3 mi away

  • Arnold Elementary School

    Elementary · 2.3 mi away

  • Creative Beginnings Preschool

    School · 2.3 mi away

  • Chesapeake School of Esthetics

    School · 2.5 mi away

  • Goddard School

    School · 2.6 mi away

  • Montessori International Children's House

    Elementary · 2.6 mi away

  • Anne Arundel County

    Elementary · 2.8 mi away

  • Arnold Elementary School

    Elementary · 2.8 mi away

  • Severn River Middle School

    School · 2.8 mi away

  • Magothy River Middle School

    Secondary · 2.8 mi away

  • Severn Lower School

    Elementary · 3.1 mi away

  • Chesapeake Academy

    School · 3.1 mi away

Commute Calculator

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EXIT Agents in ARNOLD

Listing Courtesy: May Realty - 4107619500

The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which EXIT Realty participates, and is provided by BRIGHT through a licensing agreement. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available because they are under contract, have closed or are no longer being offered for sale. Information Deemed Reliable But Not Guaranteed. Copyright ©2026 Bright MLS. All rights reserved.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by BRIGHT. MLS® Listing#MDAA2148734. © 2026EXIT Realty®. All rights reserved.