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511 E 4th Street, Spencer, IA 51301

Clay County

Key Facts

3Beds
2Baths
1,580Sq Ft
1900Year Built
0.17Lot (acres)
1Garage
2Stories

Description

Charming 2-story home in Spencer. Just minutes from downtown businesses! This inviting residence features 3 bedrooms, 2 bathrooms, and an extra office/game area perfect for working from home or gaming. Enjoy the convenience of main floor laundry and relax on the cozy front porch—ideal for morning coffee or evening unwind. Recent updates include a new furnace and hot water heater, ensuring comfort and efficiency year-round. Don’t miss out on this well-maintained home in a great location!

Property Information

Property Type

Residential

Sub-Type

Single Family Residence

Style

TWO STORY

Year Built

1900

Stories

2

Living Area

1,580 sq ft

Lot Size

0.17 acres

Lot Dimensions

50 x 142

Garage Spaces

1

Days on Market

36

MLS® Listing#

260520

Property Features

Interior

Pantry

Appliances

DishwasherDryerMicrowaveRefrigeratorWasherGas Water Heater

Cooling

Central Air

Heating

Natural GasForced Air

Basement

UnfinishedPartial

Parking

Attached

Laundry

Main Level

Patio

Porch

Construction

Vinyl Siding

Roof

Asphalt

Sewer

Public Sewer

Water Source

Public

Schools

District:
Spencer

Financial Details

Annual Taxes

$2,090

Tax year 2024

Parcel Number

9636-07-458-009

Affordability Calculator

$24,980

Estimated monthly payment

$665/mo

Principal $99,920 · Est. interest $139,397 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Spencer, IA

$237,931
Median Listing Price
77
Median Days on Market
1,533
Median Sq Ft
$136
Median Price / Sq Ft
51
Active Listings
  • This home’s price is 48% below the area median.
  • Its price per sq ft is 42% below the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Spencer, IA.

Location

  • 511 E 4th Street, Spencer, IA 51301

Points of Interest in Spencer, IA

Showing the Spencer area map.

Nearby Schools

  • Spencer High School

    Secondary · 0.2 mi away

  • Spencer Community Schools

    School · 0.4 mi away

  • Jefferson Head Start

    School · 0.5 mi away

  • Fairview Elementary School

    Elementary · 0.8 mi away

  • Spencer Middle School

    Secondary · 0.8 mi away

  • Sacred Heart School

    School · 1.0 mi away

  • Johnson Elementary

    Elementary · 1.0 mi away

  • Lincoln Elementary School

    Elementary · 1.1 mi away

  • Iowa Great Lakes Lutheran School

    Secondary · 1.2 mi away

  • Clay Central Everly Community School District

    Elementary · 9.3 mi away

  • Clay Central-Everly Elementary School

    Elementary · 9.5 mi away

  • Ruthven-Ayrshire Community School District

    Elementary · 11.9 mi away

  • Safari Child Care Center

    School · 12.2 mi away

  • Okoboji Elementary School

    Elementary · 12.5 mi away

  • Okoboji High School

    Secondary · 12.6 mi away

  • Graettinger-Terril Elementary School

    Elementary · 14.0 mi away

  • Okoboji Middle School

    Elementary · 15.7 mi away

  • Hartley Melvin Sanborn Community School District

    School · 17.2 mi away

  • Hartley-Melvin-Sanborn High School

    Secondary · 17.8 mi away

  • Northwest Iowa School of Taxidermy

    Secondary · 18.2 mi away

Commute Calculator

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Moving Cost Estimate

EXIT Agents in Spencer

Listing Courtesy: Integrity Real Estate - PRIM: (712) 790-7010

Presented by: Katie Muhlbauer

The data relating to real estate for sale on this website comes in part from the Internet Data exchange program of Iowa Great Lakes Board of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright ©2026 Iowa Great Lakes Board of REALTORS®. All rights reserved.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by IowaGL. MLS® Listing#260520. © 2026EXIT Realty®. All rights reserved.