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46 Elgin Street, St. Thomas, ON N5R 3M1

Elgin County

Key Facts

4Beds
2Baths
2Stories

Description

Located close to downtown St. Thomas and everyday amenities, this up-and-down duplex offers an excellent opportunity for investors or owner-occupiers looking to generate rental income. Featuring two self-contained 2-bedroom units, each with separate entrances, dedicated parking, and access to their own laundry facilities.A standout feature of this property is that each unit is separately metered for hydro, heat, and water, with tenants responsible for their own utilities. Both upper and lower units include a family room, eat-in kitchen, full bathroom, basement storage and laundry. Appliances included are 2 fridges, 2 stoves, 2 washers, and 2 dryers. Both units are currently occupied on a month to month lease. Conveniently situated near shopping, restaurants, schools, and transit. Whether you're looking to expand your investment portfolio or get started in income property ownership, this duplex offers solid potential in a desirable St.Thomas location.

Property Information

Property Type

Residential Income

Sub-Type

Duplex

Style

2-Storey

Stories

2

Lot Dimensions

26.0x110.0

Parking Spaces

4

MLS® Listing#

X13420090

Property Features

Cooling

None

Heating

Natural GasForced Air

Basement

PartialUnfinished

Pool

None

Construction

Aluminum Siding

Foundation

Stone

Roof

Shingle

Financial Details

Annual Taxes

CA$2,239

Tax year 2025

Parcel Number

352270122

Directions

From Talbot St turn onto Elgin St

Affordability Calculator

$74,980

Estimated monthly payment

$1,995/mo

Principal $299,920 · Est. interest $418,415 over 30 yrs

Location

Map showing the location of 46 Elgin Street, St. Thomas, ON N5R 3M1

Points of Interest in St. Thomas, ON

Showing the St. Thomas area map.

Nearby Schools

  • St Thomas Co-Operative Nursery School

    School · 0.3 km away

  • Alma College

    School · 0.7 km away

  • Arthur Voaden Secondary School

    Secondary · 0.9 km away

  • Balaclava Street Public School

    School · 1.3 km away

  • Pierre Elliott Trudeau French Immersion Public School

    School · 1.8 km away

  • Edward Street Public School

    School · 1.9 km away

  • Central Elgin Collegiate Institute

    Secondary · 2.2 km away

  • John Wise Public School

    School · 2.2 km away

  • Parkside Collegiate Institute

    Secondary · 2.2 km away

  • Monsignor Morrison Catholic School

    School · 2.3 km away

  • Forest Park Public School

    School · 2.3 km away

  • Locke's Elementary School

    Elementary · 2.4 km away

  • Elgin Court Elementary School

    Elementary · 2.5 km away

  • St. Anne's Catholic School St. Thomas Parent Involvement Committee

    School · 2.5 km away

  • St. Thomas Community Christian School

    School · 2.9 km away

  • Southwold Public School

    School · 3.3 km away

  • Mitchell Hepburn Public School

    School · 3.8 km away

  • Early Learning Centre

    School · 5.0 km away

  • New Sarum Public School

    School · 9.3 km away

  • Port Stanley Public School

    School · 11.6 km away

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The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by A00001796. MLS® Listing#X13420090. © 2026EXIT Realty®. All rights reserved.