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Key Facts

10Beds

6Baths

4,480Sq Ft

2017Year Built

0.13Lot (acres)

$1,800,000

$2,200,000 · Price reduced

Active92 days on marketListed February 26, 2026

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Description

Gulf View! Fully Furnished Duplex! 10BR/6BA! Rental Projections $300K+ Built in 2017 and fully furnished, this exceptional Panama City Beach duplex offers two identical 5 bedroom, 3 bathroom units just steps from public beach access and the white sands of the Gulf. Each unit features open-concept living, granite countertops, stainless steel appliances, luxury vinyl plank flooring, and a light coastal design. The flexible floor plan includes a first-floor bedroom, an upstairs primary suite with private Gulf-view balcony, bunk room, and two additional guest bedrooms. Private driveways offer ample parking. Covered rear patios and backyard space provide room for a small private pool. Whether you're seeking a vacation home, multi-family retreat, or income-producing property, this turnkey duplex is ready to perform. Projected combined rental income exceeds $300,000 annually. All information taken from appraiser site; sizes approximate. Buyer to verify.

Property Information

Property Type

Residential

Sub-Type

Single Family Residence

Style

Beach House

Year Built

2017

Living Area

4,480 sq ft

Lot Size

0.13 acres

Lot Dimensions

110x50

Zoning

Commercial, Resid Multi-F

Days on Market

MLS® Listing#

996333

Property Features

Interior

Breakfast BarVaulted Ceiling(s)Kitchen IslandPantry

Exterior

BalconyPrivate Yard

Appliances

DishwasherDryerMicrowaveRefrigeratorWasherGas Water HeaterElectric Oven

Cooling

Central AirCeiling Fan(s)Electric

Heating

CentralElectric

Flooring

VinylCarpet

Pool

None

Patio

PorchPatioCovered

Fencing

Privacy

Foundation

Slab

Roof

Metal

Security

Smoke Detector(s)

Utilities

Electricity Available

Sewer

Public Sewer

Water Source

Public

Rooms

10 x 4Second
Bedroom10.4 x 9.9Second
Bedroom12.6 x 10.5Second
Bedroom12.6 x 9.6Second
Bedroom12.6 x 9.6Second
Bedroom12.6 x 10.5Second
Den12.4 x 10.5Second
Dining Room10.8 x 10.3First
Kitchen13.7 x 9.8First
Living Room19.11 x 17.8First
Master Bedroom19.11 x 16.2First
Master Bedroom14.9 x 13.7Second

Schools

Elementary:: Patronis
Middle:: Surfside
High:: Arnold

Financial Details

Annual Taxes

$6,998

Tax year 2025

Parcel Number

30889000000

Directions

On Thomas Dr across the street from Regency Towers.

Affordability Calculator

Home Price

Down Payment

$360,000

Interest Rate (%)

Loan Term

Estimated monthly payment

$9,580/mo

Principal $1,440,000 · Est. interest $2,008,928 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Panama City Beach, FL

$471,497
Median Listing Price: 109
Median Days on Market: 1,463
Median Sq Ft: $345
Median Price / Sq Ft: 31,946
Active Listings

This home’s price is 282% above the area median.
Its price per sq ft is 16% above the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Panama City Beach, FL.

Location

Points of Interest in Panama City Beach, FL

Nearby Schools

Patronis Elementary School
Elementary · 1.4 mi away
Twisted Fork Culinary Classroom
School · 2.6 mi away
St Bernadette Early Childhood Development Center
School · 3.4 mi away
Primary Prep School
Elementary · 3.5 mi away
Learning Tree II-Child Development Center
School · 3.6 mi away
Stacey's Fun in the Sun Preschool 2 Inc.
School · 3.6 mi away
St Andrew School
School · 4.0 mi away
Lucille Moore Elementary School
Elementary · 4.0 mi away
St. Andrew School at Oakland Terrace
Elementary · 4.5 mi away
Oakland Terrace School for the Arts
School · 4.5 mi away
St John Catholic School
School · 4.6 mi away
Breakfast Point Academy
School · 4.6 mi away
Renaissance School International
School · 4.6 mi away
Arnold Pre K
Secondary · 4.9 mi away
Gulf Coast School for Autism
School · 4.9 mi away
JR Arnold High School
Secondary · 4.9 mi away
Bacot Academy
School · 5.1 mi away
Covenant Christian School
School · 5.2 mi away
Central High School
Secondary · 5.3 mi away
Surfside Kids Academy
School · 5.4 mi away

Commute Calculator

Nearby Homes

$1,800,000

10 bed · 6 bath

6006 Thomas Drive, Panama City Beach, FL

0.0 mi away

$2,200,000

10 bed · 6 bath

6006 Thomas Drive, Panama City, FL

0.0 mi away

$1,800,000

10 bed · 6 bath

6006 Thomas Drive, Panama City Beach, FL

0.0 mi away

$515,000

3 bed · 2 bath

5923 Sunset Avenue, Panama City Beach, FL

0.1 mi away

$2,990,000

6 bed · 7 bath

5928 Gulf Drive, Panama City Beach, FL

0.1 mi away

$3,150,000

6 bed · 7 bath

5936 Gulf Drive, Panama City, FL

0.1 mi away

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Similar Home Values

Comparable nearby listings and their asking prices.

Address	Price	Beds	Baths	Sq Ft
305 MARY AVENUE, NEW SMYRNA BEACH, FL	$1,495,000	9	9	4,000
108 San Vincente Street, Panama City Beach, FL	$1,525,000	10	8	4,000
404 S Ridgewood Avenue, Daytona Beach, FL	$1,650,000	30	12	7,746
404 S RIDGEWOOD AVENUE, DAYTONA BEACH, FL	$1,650,000	31	13	16,021
401 & 405 Massalina Drive, Panama City, FL	$1,700,000	10	8	4,856
401 & 405 Massalina Drive, Panama City, FL	$1,700,000	10	8	4,856

Moving Cost Estimate

EXIT Agents in Panama City Beach

William Kilpatrick
Franchisee
EXIT Realty Anchor SouthPanama City, FL
(334) 402-0028
rossonthelakeandcoast@gmail.com
Susan Sharpe
Broker of Record
EXIT Realty Anchor SouthPanama City, FL
(850) 974-4890
susansharperealtor@gmail.com
Whittney Self
Sales Representative
EXIT Realty Anchor SouthMiramar Beach, FL
(770) 597-2888
broker@exit-spa.com
Tammy Evans
Sales Representative
EXIT Realty Orange BeachOrange Beach, AL
(812) 416-0901
tammysueevans1@gmail.com
Jordan Epperson
Sales Representative
EXIT Realty Orange BeachOrange Beach, AL
(251) 508-8986
jordansellsparadise@gmail.com
Thomas Stanton
Franchisee
EXIT Realty Orange BeachOrange Beach, AL
(251) 213-1860
tommy.exit@gmail.com

Listing Courtesy: Innerscope Realty LLC - 5092503111

IDX property data is provided exclusively for consumers’ personal, non-commercial use, and IDX data may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS. IDX data provided by the Emerald Coast Association of Realtors.