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109 Cumberland Drive, Belton, TX 76513

Tennessee Valley Estate · Bell County

Key Facts

4Beds
4Baths
3,267Sq Ft
2025Year Built
0.50Lot (acres)
3Garage

Description

STUNNING 4BR/4BA MODERN FARMHOUSE IN TENNESSEE VALLEY ESTATES, BELTON! Discover modern luxury in this 3,267 sq ft gem blending timeless farmhouse charm with contemporary style—perfect for today's family. Welcoming deep front porch with double doors leads to an open-concept layout featuring soaring ceilings, dramatic cathedral ceiling in the family room, pine ceilings with beams, stone accents, gorgeous fixtures, LVP flooring throughout, and smart home tech. The chef’s kitchen dazzles with a 48” gas range (double oven), pot filler, premium stainless appliances, quartz counters, custom cabinets, and oversized butler’s pantry with microwave, 2nd fridge space, and backyard views. Enjoy a dedicated media room with kitchenette, plus a stunning office with on-trend molding. Luxurious primary suite offers dual vanities, deep soaking tub, separate walk-through shower, and dreamy walk-in closet with lighted shelves. Three additional spacious bedrooms and baths provide ample room for everyone. Practical extras include a mudroom, foam insulation (including garage), and impressive 3-car garage. Step out to 881 sq ft of covered porch with stained pine ceilings—ideal for year-round enjoyment. Backyard is prepped for easy pool installation! Located in top-rated Lake Belton ISD, within Tennessee Valley Estates HOA, and under 1 mile from Temple Lake Park (swim beach, picnics, ramps) and Arrowhead Point boat ramp—perfect for lake lovers. Built for modern living with every detail covered—don’t miss this rare find! Schedule your tour today.

Property Information

Property Type

Residential

Sub-Type

Single Family Residence

Style

Ranch

Year Built

2025

Living Area

3,267 sq ft

Lot Size

0.50 acres

Garage Spaces

3

Days on Market

120

MLS® Listing#

607484

Property Features

Interior

Built-in FeaturesCeiling Fan(s)ChandelierCrown MoldingCathedral Ceiling(s)Double VanityEntrance FoyerHigh CeilingsOpen FloorplanStone CountersRecessed Lighting

Appliances

Double OvenGas RangeCooktopMicrowaveRange

Cooling

Ceiling Fan(s)Electric

Heating

CentralElectric

Flooring

CarpetTileVinyl

Fireplace

Blower FanBedroomElectricFamily Room

Pool

None

Parking

AttachedGarageGarage Door OpenerOversizedGarage Faces Side

Laundry

Laundry ChuteWasher HookupElectric Dryer HookupLaundry ClosetLaundry RoomSink

Patio

PorchCoveredPatio

Fencing

Back YardWoodWrought Iron

Lot Features

City Lot

Construction

Foam InsulationStone VeneerSpray Foam Insulation

Foundation

Slab

Roof

CompositionShingle

Windows

Double Pane Windows

Security

PrewiredSmoke Detector(s)

Community

NoneCurbs

Sewer

Aerobic Septic

Water Source

Public

Schools

Elementary:
Lakewood Elementary

Financial Details

HOA

Yes

Parcel Number

473806

Directions

Take West Adams toward Lake Belton. Turn right onto Cumberland Road.

Affordability Calculator

$159,000

Estimated monthly payment

$4,231/mo

Principal $636,000 · Est. interest $887,277 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Belton, TX

$355,610
Median Listing Price
70
Median Days on Market
2,015
Median Sq Ft
$177
Median Price / Sq Ft
343
Active Listings
  • This home’s price is 124% above the area median.
  • Its price per sq ft is 37% above the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Belton, TX.

Location

Map showing the location of 109 Cumberland Drive, Belton, TX 76513

Points of Interest in Belton, TX

Showing the Belton area map.

Nearby Schools

  • Lakewood Elementary

    Elementary · 1.3 mi away

  • Priority Charter Schools

    School · 2.0 mi away

  • Roy J Smith Middle School

    School · 2.4 mi away

  • Roy J. Smith Middle School

    Secondary · 2.5 mi away

  • High Point Elementary School

    Elementary · 2.5 mi away

  • Lake Belton High School

    Secondary · 2.8 mi away

  • Lake Belton Middle School

    Secondary · 2.9 mi away

  • Belton High School

    Secondary · 3.1 mi away

  • Sparta Elementary

    Elementary · 3.2 mi away

  • Belton Education Station

    School · 3.2 mi away

  • Joe Pirtle Elementary School

    Elementary · 3.2 mi away

  • Belton Middle School

    Secondary · 3.3 mi away

  • Charter Oak Elementary

    Elementary · 3.5 mi away

  • Tarver Elementary School

    Elementary · 3.5 mi away

  • North Belton Middle School

    Secondary · 3.7 mi away

  • Primrose Schools

    Elementary · 4.3 mi away

  • Priority Charter Schools Temple

    School · 4.3 mi away

  • Holy Trinity Catholic High School

    Secondary · 4.4 mi away

  • Leon Heights

    Elementary · 4.4 mi away

  • Providence Preparatory

    School · 4.9 mi away

Commute Calculator

Travel mode

Nearby Homes

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Similar Home Values

Comparable nearby listings and their asking prices.

Moving Cost Estimate

EXIT Agents in Belton

Listing Courtesy: Mahler Group - 254-760-3489

Information is provided exclusively for consumers personal, non - commerical use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Copyright 2026, Central Texas Board of REALTORS

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by TempleBeltonBoardOfRealtors. MLS® Listing#607484. © 2026EXIT Realty®. All rights reserved.