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920 Fern Avenue, St. Charles, IL 60174

Kane County

Key Facts

3Beds
1Baths
1,020Sq Ft
1959Year Built
0.17Lot (acres)
2Garage

Description

Welcome to this charming ranch home in the heart of St. Charles, offering an exceptional combination of character, space, and outdoor living. Situated on a private fenced corner lot, this 3-bedroom home features hardwood flooring, spacious bedrooms, and a cozy living room with abundant natural light throughout. The updated kitchen provides ample table space and overlooks the backyard retreat, while the recently painted finished basement offers valuable additional living space with a recreation room, retro bar, and potential fourth bedroom, home office, workout room, or flex space. Step outside to your own backyard oasis featuring an in-ground swimming pool, expansive deck, sunken patio, beautiful cherry tree, and mature landscaping-perfect for entertaining, summer gatherings, and outdoor enjoyment. An oversized attached 2.5-car garage and enclosed breezeway provide additional storage and functional living space rarely found in homes of this size. Located within highly rated St. Charles School District 303 and just steps from Langum Park, Munhall Elementary School, walking trails, playgrounds, shopping, dining, and downtown St. Charles. This home offers a rare opportunity to create your dream home while enjoying one of St. Charles' most desirable neighborhoods.

Property Information

Property Type

Residential

Sub-Type

Single Family Residence

Year Built

1959

Living Area

1,020 sq ft

Lot Size

0.17 acres

Lot Dimensions

60 X 120

Garage Spaces

2

Parking Spaces

2

Ownership

Fee Simple

Days on Market

7

MLS® Listing#

12696576

Property Features

Interior

Dry BarWalk-In Closet(s)

Appliances

RangeRefrigeratorWasherDryerStainless Steel Appliance(s)Range Hood

Cooling

Central Air

Heating

Natural GasForced Air

Flooring

HardwoodLaminate

Basement

Sump PumpPartially FinishedFull

Pool

In Ground

Parking

Garage Door OpenerAttachedGarage

Laundry

Gas Dryer HookupIn Unit

Patio

DeckPatio

Construction

CedarConcrete

Windows

Screens

Community

ParkPoolTennis Court(s)LakeSidewalksStreet Lights

Sewer

Public Sewer

Water Source

Public

Rooms

  • Bedroom 212X13Main
  • Bedroom 310X10Main
  • Bedroom 4
  • Dining Room
  • Family Room10X26Basement
  • Kitchen09X17Main
  • Laundry
  • Living Room16X14Main
  • Master Bedroom14X10Main

Financial Details

Annual Taxes

$7,599

Tax year 2025

Parcel Number

0935151015

Directions

7th Ave south of Rt. 64 to Fern Ave East to property

Affordability Calculator

$64,980

Estimated monthly payment

$1,729/mo

Principal $259,920 · Est. interest $362,612 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in St. Charles, IL

$350,000
Median Listing Price
44
Median Days on Market
1,828
Median Sq Ft
$189
Median Price / Sq Ft
223
Active Listings
  • This home’s price is 7% below the area median.
  • Its price per sq ft is 69% above the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in St. Charles, IL.

Location

Map showing the location of 920 Fern Avenue, St. Charles, IL 60174

Points of Interest in St. Charles, IL

Showing the St. Charles area map.

Nearby Schools

  • Mid-Valley Special Education Cooperative

    School · 0.3 mi away

  • Mades-Johnstone Center

    Secondary · 0.3 mi away

  • Munhall Elementary School

    Elementary · 0.3 mi away

  • Lincoln Elementary School

    Elementary · 0.6 mi away

  • St Mark's Preschool

    School · 0.6 mi away

  • Goddard School

    School · 0.9 mi away

  • Fox Ridge School

    School · 1.0 mi away

  • St. Patrick's Catholic School

    School · 1.1 mi away

  • St Charles School District

    School · 1.1 mi away

  • Davis Primary School

    Elementary · 1.2 mi away

  • Kensington School

    School · 1.2 mi away

  • Geneva Cusd 304

    School · 1.2 mi away

  • Friendship Station

    School · 1.2 mi away

  • Thompson Middle School

    Secondary · 1.2 mi away

  • Haines Middle School

    School · 1.3 mi away

  • Mansio Montessori of Geneva

    Elementary · 1.3 mi away

  • Geneva Community High School

    Secondary · 1.3 mi away

  • Harrison Street Elementary School

    Elementary · 1.3 mi away

  • Burgess Field

    School · 1.3 mi away

  • Richmond Intermediate School

    Elementary · 1.5 mi away

Commute Calculator

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Moving Cost Estimate

EXIT Agents in St. Charles

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Listing Courtesy: Redfin Corporation - (224) 699-5002

Based on information submitted to the MLS GRID as of 2026-07-06. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Last Updated: 2026-07-06

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by Chicago Association of Realtors. MLS® Listing#12696576. © 2026EXIT Realty®. All rights reserved.