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528 S 13TH Terrace, Fernandina Beach, FL 30234

Nassau County

Key Facts

3Beds
2Baths
1,252Sq Ft
1997Year Built
0.11Lot (acres)
2Garage
1Stories

Description

3-bedroom, 2-bath home on Amelia Island with a 2-car garage in a fantastic central location, just minutes from the beach and Historic Downtown Fernandina. This 1,252-square-foot home features a great layout, with high ceilings in the living room, creating an open, airy feel. The fenced backyard is perfect for entertaining, relaxing, or letting pets play, and includes a shed for additional storage. The roof is less than 4 years old, adding peace of mind for the new owner. Located in sought-after Nassau County with access to A-rated schools, and within walking distance to the middle and high school, this home combines comfort, convenience, and island living.

Property Information

Property Type

Residential

Style

OneStory

Year Built

1997

Stories

1

Living Area

1,252 sq ft

Lot Size

0.11 acres

Lot Dimensions

50 by 100

Garage Spaces

2

Zoning

R-2

Days on Market

79

MLS® Listing#

115641

Property Features

Interior

Ceiling Fan(s)

Appliances

CooktopDryerDishwasherMicrowaveRefrigeratorWater Softener OwnedWasherIce Maker

Cooling

Ceiling Fan(s)Heat Pump

Heating

Heat Pump

Pool

None

Parking

Garage Door Opener

Patio

PorchRear PorchDeckPatio

Fencing

Fenced

Construction

Frame

Roof

Shingle

Windows

Window CoveringsAluminum FramesBlindsDrapesWindow Treatments

Utilities

Cable Available

Sewer

Public Sewer

Water Source

Public

Financial Details

HOA

None

Parcel Number

00-00-31-1800-0241-0930

Directions

While heading north on S 14th Street, take a left onto Fir Street. Take your first right onto S 13th Terrace, and the house is the 2nd one on the right.

Affordability Calculator

$85,000

Estimated monthly payment

$2,262/mo

Principal $340,000 · Est. interest $474,330 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Fernandina Beach, FL

$503,042
Median Listing Price
119
Median Days on Market
1,400
Median Sq Ft
$386
Median Price / Sq Ft
27,316
Active Listings
  • This home’s price is 16% below the area median.
  • Its price per sq ft is 12% below the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Fernandina Beach, FL.

Location

Map showing the location of 528 S 13TH Terrace, Fernandina Beach, FL 30234

Points of Interest in Fernandina Beach, FL

Showing the Fernandina Beach area map.

Nearby Schools

  • Southside Elementary School

    Elementary · 0.4 mi away

  • Fernandina Beach High School

    Secondary · 0.5 mi away

  • Fernandina Beach Middle School

    Secondary · 0.6 mi away

  • Nassau Virtual Franchise

    Elementary · 0.6 mi away

  • Nassau County School District

    Secondary · 0.6 mi away

  • Early Impressions Development Center

    School · 0.8 mi away

  • Ogburn School

    School · 0.8 mi away

  • St. Michael's Catholic Church

    School · 0.9 mi away

  • Emma Love Hardee Elementary

    Elementary · 1.7 mi away

  • Tree House Academy

    School · 1.7 mi away

  • Faith Christian Academy

    School · 4.4 mi away

  • Amelia Island Montessori School

    Elementary · 6.0 mi away

  • St Marys Elementary School

    Elementary · 7.2 mi away

  • Yulee Middle School

    Secondary · 8.1 mi away

  • Yulee Elementary School

    Elementary · 8.2 mi away

  • Yulee High School

    Secondary · 8.4 mi away

  • Ombudsman

    School · 8.7 mi away

  • Yulee Primary School

    Elementary · 9.4 mi away

  • St. Marys Middle School

    Secondary · 9.5 mi away

  • Krayons Academy

    School · 10.9 mi away

Commute Calculator

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Nearby Homes

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Similar Home Values

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Moving Cost Estimate

EXIT Agents in Fernandina Beach

Listing Courtesy: AMELIA COASTAL REALTY LLC - 9042612770

Presented by: Tara Thousand

The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of Amelia Island-Nassau County Association of Realtors®. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that data ids deemed reliable but is not guaranteed accurate by the MLS. Copyright ©2026 Amelia Island-Nassau County Association of Realtors®. All rights reserved.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by AmeliaIslandNassauCountyAssocOfRealtorsInc. MLS® Listing#115641. © 2026EXIT Realty®. All rights reserved.