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220 S Spruce St, Fort Morgan, CO 80701

Pioneer Add · Morgan County

Key Facts

3Beds
2Baths
1,140Sq Ft
2002Year Built
0.14Lot (acres)

Description

Welcome to this well-maintained 3-bedroom, 2-bath home offering convenient main-floor living and excellent potential! This half-duplex property features a functional and inviting layout, perfect for a variety of lifestyles. Seller will be installing granite countertops and other recent upgrades include a new roof, new windows, new carpet in living room/primary bedroom, and some fresh interior paint. The primary suite has a private attached bathroom with lots of storage and walk-in closet. Two additional bedrooms and a second full bath provide flexibility for guests, family, or a home office. Downstairs, you'll find a full unfinished basement with a bathroom rough-in-ready for your personal touch and future expansion. Step outside to enjoy a fully fenced backyard with plenty of space for outdoor activities, pets, or gardening, plus a handy storage shed for your tools and equipment. Parking is easy with off-street options and space for two vehicles directly in front of the home. Whether you're looking for a comfortable primary residence or an income-producing rental opportunity, this property offers versatility and value. Don't miss your chance to own this great home!

Property Information

Property Type

Residential

Sub-Type

Duplex

Year Built

2002

Living Area

1,140 sq ft

Lot Size

0.14 acres

Zoning

Res

Days on Market

96

MLS® Listing#

1056341

Property Features

Interior

Eat-in KitchenOpen FloorplanWalk-In Closet(s)

Appliances

Electric RangeDishwasherRefrigeratorWasherDryer

Cooling

Central Air

Heating

Forced Air

Basement

FullUnfinished

Parking

Off Street

Fencing

FencedWood

Lot Features

LevelPaved

Construction

Frame

Roof

Composition

Windows

Window Coverings

Other Structures

Storage

Community

None

Utilities

Natural Gas AvailableElectricity AvailableOther

Sewer

Public Sewer

Water Source

Public

Rooms

  • 12x10Main
  • Bedroom 212x9Main
  • Bedroom 310x9Main
  • Kitchen14x10Main
  • Living Room15x16Main

Schools

Elementary:
Fort Morgan
Middle:
Fort Morgan
High:
Fort Morgan

Financial Details

HOA

None

Annual Taxes

$954

Tax year 2025

Parcel Number

122907142006

Affordability Calculator

$53,980

Estimated monthly payment

$1,437/mo

Principal $215,920 · Est. interest $301,228 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Fort Morgan, CO

$529,387
Median Listing Price
46
Median Days on Market
1,850
Median Sq Ft
$289
Median Price / Sq Ft
1,917
Active Listings
  • This home’s price is 49% below the area median.
  • Its price per sq ft is 18% below the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Fort Morgan, CO.

Location

Map showing the location of 220 S Spruce St, Fort Morgan, CO 80701

Points of Interest in Fort Morgan, CO

Showing the Fort Morgan area map.

Nearby Schools

  • Pioneer Elementary School

    Elementary · 0.1 mi away

  • Baker Elementary School

    Elementary · 0.4 mi away

  • Lincoln High School

    Secondary · 0.7 mi away

  • Lighthouse Sda Christian School

    School · 0.8 mi away

  • Morgan County School District Re-3

    School · 1.0 mi away

  • Boces

    Elementary · 1.1 mi away

  • Green Acres Elementary School

    Elementary · 1.1 mi away

  • Columbine Elementary School

    Elementary · 1.2 mi away

  • Fort Morgan High School

    Secondary · 1.2 mi away

  • Presbyterian Preschool

    School · 1.3 mi away

  • Trinity Lutheran School

    School · 1.4 mi away

  • Riverview Christian School

    School · 5.8 mi away

  • Beaver Valley Elementary School

    Elementary · 7.6 mi away

  • Brush Middle School

    Secondary · 8.4 mi away

  • Brush High School

    Secondary · 8.5 mi away

  • Thomson Primary School

    Elementary · 8.8 mi away

  • Brush Middle School

    Elementary · 9.2 mi away

  • Weldon Valley School

    Secondary · 11.5 mi away

  • Wiggins Pre-School

    School · 14.7 mi away

  • Wiggins Elementary School

    Elementary · 14.7 mi away

Commute Calculator

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Moving Cost Estimate

EXIT Agents in Fort Morgan

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by IRES. MLS® Listing#1056341. © 2026EXIT Realty®. All rights reserved.