Skip to content
Photo 1 of 56: Sunlit Southern Retreat
Sunlit Southern Retreat
View all 56 photos

1102 LADIES Street, Fernandina Beach, FL 32034

Old Town · Nassau County

Key Facts

3Beds
3Baths
2,360Sq Ft
2019Year Built
0.21Lot (acres)
2Stories

Description

In the heart of historic Old Town, 1102 Ladies Street offers a rare opportunity to own a custom Amelia Island home where timeless character meets exceptional quality. Designed by architect Eric Moser and built by Jim Cartwright in 2019, this crafted home sits on a double lot and offers design, comfort, and structural integrity rarely found in this sought-after location. Built for lasting quality, the home features a standing seam metal roof, Hardie Artisan siding, Allegheny mahogany doors inside and out, longleaf yellow pine flooring, conventional framing, and a stainless steel hardware package. Generous off-street driveway parking is an uncommon luxury that adds both convenience and value. Inside, the open-concept main living area flows seamlessly between the kitchen, dining, and living spaces, creating an inviting setting for daily living and entertaining. The kitchen is anchored by a BlueStar gas range, while a wood-burning fireplace adds charm and warmth to the dining room. The fully fenced backyard offers a private retreat near Egan’s Creek, with the undeveloped parcel next door adding more space and privacy. After a day at the beach, enjoy the outdoor shower with hot water. With room to entertain, relax, or add a pool, the backyard is perfectly suited for easy island living. Double porches invite relaxed coastal living, with sunset views out front and a peaceful private setting in back. Paired with thoughtful craftsmanship and carefully selected finishes, this is a truly exceptional Amelia Island offering. Opportunities with this quality, setting, and livability are seldom available. Schedule your private showing today before this special property is claimed.

Property Information

Property Type

Residential

Style

TwoStory

Year Built

2019

Stories

2

Living Area

2,360 sq ft

Lot Size

0.21 acres

Lot Dimensions

x

Zoning

OT-2

Days on Market

133

MLS® Listing#

115257

Property Features

Interior

Ceiling Fan(s)

Exterior

Balcony

Appliances

CooktopDryerDishwasherDisposalRefrigeratorWasher

Cooling

Ceiling Fan(s)Heat Pump

Heating

Heat Pump

Pool

None

Parking

Driveway

Patio

PorchRear PorchPatio

Fencing

Fenced

Construction

Fiber Cement

Roof

Metal

Windows

Aluminum Frames

Utilities

Cable Available

Sewer

Public Sewer

Water Source

Public

Rooms

  • 8x14Upper
  • 8x14Upper
  • Bathroom10x5Upper
  • Bedroom10x5Upper
  • Bedroom12x11Upper
  • Bonus Room15x15Main
  • Dining Room15x12Main
  • Kitchen21x17Main
  • Living Room17x15Main

Financial Details

HOA

None

Parcel Number

00-00-31-1580-0014-0110

Directions

From Amelia Island Parkway turn onto 14th Street, cross over Atlantic Ave and continue down 14th for about 1.5 miles. Turn left onto Ladies Street and it will be the first house on the left.

Affordability Calculator

$334,980

Estimated monthly payment

$8,915/mo

Principal $1,339,920 · Est. interest $1,869,308 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Fernandina Beach, FL

$503,095
Median Listing Price
115
Median Days on Market
1,408
Median Sq Ft
$383
Median Price / Sq Ft
27,288
Active Listings
  • This home’s price is 233% above the area median.
  • Its price per sq ft is 85% above the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Fernandina Beach, FL.

Location

Map showing the location of 1102 LADIES Street, Fernandina Beach, FL 32034

Points of Interest in Fernandina Beach, FL

Showing the Fernandina Beach area map.

Nearby Schools

  • St. Michael's Catholic Church

    School · 1.2 mi away

  • Nassau Virtual Franchise

    Elementary · 1.3 mi away

  • Nassau County School District

    Secondary · 1.3 mi away

  • Early Impressions Development Center

    School · 1.5 mi away

  • Fernandina Beach Middle School

    Secondary · 1.8 mi away

  • Fernandina Beach High School

    Secondary · 1.9 mi away

  • Southside Elementary School

    Elementary · 2.3 mi away

  • Ogburn School

    School · 2.6 mi away

  • Emma Love Hardee Elementary

    Elementary · 3.6 mi away

  • Tree House Academy

    School · 3.6 mi away

  • Faith Christian Academy

    School · 5.9 mi away

  • St Marys Elementary School

    Elementary · 6.1 mi away

  • Ombudsman

    School · 7.4 mi away

  • Amelia Island Montessori School

    Elementary · 7.9 mi away

  • St. Marys Middle School

    Secondary · 8.3 mi away

  • Yulee Elementary School

    Elementary · 8.9 mi away

  • Yulee Middle School

    Secondary · 9.1 mi away

  • Yulee High School

    Secondary · 9.3 mi away

  • Krayons Academy

    School · 9.7 mi away

  • Yulee Primary School

    Elementary · 9.8 mi away

Commute Calculator

Travel mode

Nearby Homes

Similar Homes Nearby

Similar Home Values

Comparable nearby listings and their asking prices.

Moving Cost Estimate

EXIT Agents in Fernandina Beach

Listing Courtesy: AMELIA ISLAND REAL ESTATE SERVICES - 9042775980

Presented by: Tamara Jones

The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of Amelia Island-Nassau County Association of Realtors®. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that data ids deemed reliable but is not guaranteed accurate by the MLS. Copyright ©2026 Amelia Island-Nassau County Association of Realtors®. All rights reserved.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by AmeliaIslandNassauCountyAssocOfRealtorsInc. MLS® Listing#115257. © 2026EXIT Realty®. All rights reserved.