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410 E Locust Street, Mt Sterling, KY 40353

Downtown · Montgomery County

Key Facts

3Beds
2Baths
1,338Sq Ft
0.15Lot (acres)

Description

One of a Kind! Don't miss this absolutely charming 1.5 story, just sitting pretty... right in the heart of Mt Sterling...and waiting to be yours! First floor features include a spacious living room, formal dining room, modern kitchen, primary bedroom and hall bath. Upstairs with two additional bedrooms, a second full bath, as well as a finished bonus area. Unfinished walkout basement with laundry connections offers room for future expansion or ample storage. Includes front driveway from E Locust as well as access from Fox Street for easy access to back door. Walking distance to downtown shoppes and services. Would make a lovely permanent home or a great addition to your rental portfolio. This property may qualify for Seller Financing (Vendee). Don't hesitate! It's Your Move!

Property Information

Property Type

Residential

Sub-Type

Single Family Residence

Structure Type

House

Living Area

1,338 sq ft

Lot Size

0.15 acres

MLS® Listing#

26002973

Property Features

Appliances:
Electric Water Heater
Cooling:
Heat Pump
Heating:
Heat Pump
Flooring:
Laminate
Basement:
Unfinished, Walk-Out Access
Parking:
Driveway, Off Street
Laundry:
Electric Dryer Hookup, Washer Hookup
Construction:
Vinyl Siding
Foundation:
Block
Roof:
Shingle
Utilities:
Electricity Connected, Water Connected
Sewer:
Public Sewer
Water Source:
Public

Rooms

  • First
  • Bathroom 1First
  • Bathroom 2Second
  • Bedroom 2Second
  • Bedroom 3Second
  • Bonus RoomSecond
  • Dining RoomFirst
  • KitchenFirst
  • Living RoomFirst

Schools

Elementary:
Mt Sterling
Middle:
McNabb
High:
Montgomery Co

HOA & Tax

HOA:
None
Parcel #:
23M-80-01-003.00

Directions

Main St to S Queen St to left on E Locust St to house on right

Affordability Calculator

$34,200

Estimated monthly payment

$910/mo

Principal $136,800 · Est. interest $190,848 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Mt Sterling, KY

$339,423
Median Listing Price
58
Median Days on Market
1,999
Median Sq Ft
$175
Median Price / Sq Ft
185
Active Listings
  • This home’s price is 50% below the area median.
  • Its price per sq ft is 27% below the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Mt Sterling, KY.

Location

  • 410 E Locust Street, Mt Sterling, KY 40353

Nearby Schools

  • Christian Traditional School

    School · 0.6 mi away

  • Montgomery County Area Technology Center

    Secondary · 0.8 mi away

  • Montgomery County High School

    Secondary · 0.9 mi away

  • Mt Sterling Christian School

    School · 0.9 mi away

  • Cunningham Field

    School · 0.9 mi away

  • Montgomery County Schools

    School · 1.0 mi away

  • McNabb Middle School

    Secondary · 1.0 mi away

  • Mount Sterling Elementary School

    Elementary · 1.2 mi away

  • Mapleton Elementary School

    Elementary · 1.3 mi away

  • Northview Elementary

    Elementary · 2.2 mi away

  • Camargo Elementary School

    Elementary · 4.9 mi away

  • Grace Christian Academy Homeschool

    School · 9.3 mi away

  • Bath County High School

    Secondary · 10.3 mi away

  • Owingsville Elementary School

    Elementary · 10.4 mi away

  • Bath County Middle School

    Secondary · 10.8 mi away

  • North Middletown Elementary School

    Elementary · 11.4 mi away

  • Conkwright Middle School

    School · 13.1 mi away

  • William G. Conkwright Elementary

    Elementary · 13.1 mi away

  • Willis H. Justice Elementary School

    Elementary · 13.2 mi away

  • Central Elementary School

    Elementary · 13.2 mi away

Commute Calculator

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Moving Cost Estimate

EXIT Agents in Mt Sterling

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Listing Courtesy: Rookard Real Estate Consultants - 8592775225

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) Program of Bluegrass REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Real estate listings held by IDX brokerage firms other than EXIT Realty, are marked with the IDX logo or the IDX thumbnail logo and detailed information about them includes the name of the listing IDX brokers. Information deemed reliable but not guaranteed. Copyright ©2026 Bluegrass REALTORS®. All Rights Reserved.

Last Updated: 2026-02-18

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by Imagine MLS (Bluegrass REALTORS®). MLS® Listing#26002973. © 2026EXIT Realty®. All rights reserved.