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532 Cove Villa Street, Panama City Beach, FL 32407

Emerald Cove Villas · Bay County

Key Facts

4Beds
4Baths
2,602Sq Ft
2021Year Built
0.11Lot (acres)
2Garage
2Stories

Description

YOUR COASTAL BEAUTY AWAITS! A 2021 CRAFTSMAN, TUCKED AWAY ON A PRIVATE CUL-DE-SAC. Deeply loved and meticulously maintained by its current family, this property is filled with warmth, character, and an incredible sense of home. Spanning over 2,600 square feet of brilliantly designed living space, this immaculate 4-bedroom, 3.5-bathroom residence is the definition of modern coastal comfort. With a fresh, open-concept layout and premium upgrades throughout, this house proves you do not have to sacrifice space for a phenomenal location. DESIGNED FOR EFFORTLESS EVERYDAY LIVING, THE FLOOR PLAN FEATURES TWO SEPARATE LIVING ROOMS TO GIVE EVERYONE IN THE FAMILY PLENTY OF COMFORTABLE SPACE TO SPREAD OUT. The main level offers ultimate privacy with a spacious 1ST FLOOR PRIMARY BEDROOM retreat featuring a massive walk-in closet and an en-suite bathroom that serves as a true oasis, boasting a large walk-in shower. The heart of the home is a beautiful chef's kitchen equipped with stunning granite countertops, a sleek smooth-top stove, high-end stainless steel appliances, pantry, and cabinetry offering incredible storage. Beautiful, durable vinyl plank flooring runs throughout the downstairs living areas, perfectly complementing the modern finishes while standing up to a busy lifestyle. Fully equipped for convenience, the property includes built-in smart-home technology with keyless entry, a touch-screen control panel, a smart doorbell, and Echo Dot integration. THE SECOND LEVEL IS AN ABSOLUTE DREAM FOR FAMILIES OR HOSTING GUESTS, HIGHLIGHTED BY A MASSIVE SECONDARY LIVING ROOM. This spacious upstairs family or game room is the perfect, comfortable flex space for a pool table, a cozy media room, or a private retreat for kids to relax and play. The generously sized upstairs bedrooms feature cozy carpeting and share a highly functional Jack-and-Jill bathroom. Step outside to your private outdoor oasis, where a covered patio overlooks a fully privacy-fenced backyard, creating a secure environment that has been the setting for countless weekend cookouts and wonderful family memories. LOCATION IS EVERYTHING, AND FOR MILITARY BUYERS, THIS IS THE ULTIMATE PCS DREAM WITH NSA PANAMA CITY RIGHT AT YOUR DOORSTEP. From your quiet cul-de-sac, your morning commute to the Navy base is literally under five minutes, making it an absolute dream for active duty families or busy professionals. When it is time to unwind, you are perfectly positioned less than ten minutes from the pristine shores of St. Andrews State Park and the sugar-white sand beaches. Spend your weekends exploring the waterfront dining and shopping of the Grand Lagoon, grabbing authentic local flavor at Dat Cajun Place, or celebrating the sunset at the legendary Schooners. PRICED COMPETITIVELY, THIS INCREDIBLY LOVED HOME REPRESENTS A FANTASTIC VALUE AND THE PERFECT LANDING SPOT FOR A RELOCATION. This property is incredibly versatile and warmly welcomes VA, FHA, Conventional, and Cash buyers. A nearly-new build with two living spaces, this much square footage, and this level of comfort is a rare find on the coast, so schedule your private tour today!

Property Information

Property Type

Residential

Sub-Type

Single Family Residence

Style

Craftsman

Year Built

2021

Stories

2

Living Area

2,602 sq ft

Lot Size

0.11 acres

Lot Dimensions

50.0 ft x 100.0 ft

Garage Spaces

2

Days on Market

13

MLS® Listing#

791523

Property Features

Interior:
Double Vanity, Walk-In Closet(s)
Appliances:
Electric Range, Electric Water Heater
Cooling:
Central Air, Ceiling Fan(s)
Heating:
Central, Electric
Parking:
Garage, Garage Door Opener
Patio:
Porch, Covered, Screened
Fencing:
Fenced
Lot Features:
Cul-De-Sac, Paved
Construction:
HardiPlank Type, Frame
Roof:
Shingle
Security:
Security System
Utilities:
Cable Connected, Electricity Available, Underground Utilities
Sewer:
Public Sewer

Rooms

  • 16 x 13First
  • Bedroom12 x 12Second
  • Bedroom13 x 11Second
  • Bedroom13 x 11Second
  • Dining Room12 x 13First
  • Family Room23 x 16Second
  • Kitchen11 x 13First
  • Living Room13 x 21First

Schools

Elementary:
Walsingham Academy
Middle:
Breakfast Point
High:
Arnold

HOA & Tax

HOA:
Yes
Parcel #:
27541-500-018

Directions

From US Highway 98 and Thomas Drive travel north on Wildwood Road. Turn left into Emerald Cove Villas and take the first right to Cove Villa Street. Home is on the right.

Affordability Calculator

$93,000

Estimated monthly payment

$2,475/mo

Principal $372,000 · Est. interest $518,973 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Panama City Beach, FL

$471,591
Median Listing Price
116
Median Days on Market
1,410
Median Sq Ft
$354
Median Price / Sq Ft
31,816
Active Listings
  • This home’s price is 1% below the area median.
  • Its price per sq ft is 49% below the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Panama City Beach, FL.

Location

  • 532 Cove Villa Street, Panama City Beach, FL 32407

Nearby Schools

  • Learning Tree II-Child Development Center

    School · 0.5 mi away

  • Stacey's Fun in the Sun Preschool 2 Inc.

    School · 0.5 mi away

  • Twisted Fork Culinary Classroom

    School · 1.3 mi away

  • Patronis Elementary School

    Elementary · 1.7 mi away

  • St Bernadette Early Childhood Development Center

    School · 1.9 mi away

  • Primary Prep School

    Elementary · 2.6 mi away

  • Breakfast Point Academy

    School · 2.8 mi away

  • JR Arnold High School

    Secondary · 3.1 mi away

  • Lucille Moore Elementary School

    Elementary · 3.4 mi away

  • St Andrew School

    School · 3.8 mi away

  • Surfside Kids Academy

    School · 3.9 mi away

  • Arnold Pre K

    Secondary · 3.9 mi away

  • Gulf Coast School for Autism

    School · 3.9 mi away

  • Bacot Academy

    School · 4.1 mi away

  • Covenant Christian School

    School · 4.2 mi away

  • Hutchison Beach Elementary School

    Elementary · 4.5 mi away

  • St. Andrew School at Oakland Terrace

    Elementary · 4.5 mi away

  • Oakland Terrace School for the Arts

    School · 4.5 mi away

  • Pre School

    School · 4.6 mi away

  • St John Catholic School

    School · 4.8 mi away

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EXIT Agents in Panama City Beach

Listing Courtesy: CENTURY 21 Ryan Realty Inc - 8502337926

The data relating to real estate for sale on this website comes in part from the Internet Data exchange program of Central Panhandle Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright ©2026 Central Panhandle Association of REALTORS®. All Rights Reserved.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by CentralPanhandleAssociationOfRealtors. MLS® Listing#791523. © 2026EXIT Realty®. All rights reserved.