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3516 Cottage Cove Ln
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3516 Cottage Cove Lane, Panama City, FL 32408

Sanctuary Beach · Bay County

Key Facts

0.09Lot (acres)

Description

This premier lot in Sanctuary Beach measures approximately 40' x 101'. This gated neighborhood is ideally located for privacy, yet close to every imaginable amenity! Low association dues and a community pool are a few of the perks for your enjoyment. Adjacent to Bay Point's incredible offerings of golf, tennis, spa, restaurants, hotel and the new Point South Marina Bay Point. This lot offers extra privacy because it backs up to property owned by the Bay Point Property Association. See why this neighborhood is so popular.

Property Information

Property Type

Land

Lot Size

0.09 acres

Lot Dimensions

40' x 101'

Days on Market

59

MLS® Listing#

785461

Property Features

Pool:
Community
Lot Features:
Paved
Community:
Pool, Gated
Utilities:
Sewer Available
Sewer:
Public Sewer

Schools

Elementary:
Patronis
Middle:
Surfside
High:
Arnold

HOA & Tax

HOA:
Yes
Annual Tax:
$934 (2025)
Parcel #:
31368-109-000

Directions

From Thomas Drive turn onto Magnolia Beach Road, stay right on Delwood Beach Road, turn right onto Delwood Drive, follow to gated entrance into Sanctuary Beach, Through gate and to the right. 3516 Cottage Cove Ln is on the right.

Affordability Calculator

$21,500

Estimated monthly payment

$572/mo

Principal $86,000 · Est. interest $119,978 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Panama City, FL

$378,902
Median Listing Price
111
Median Days on Market
1,544
Median Sq Ft
$255
Median Price / Sq Ft
6,114
Active Listings
  • This home’s price is 72% below the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Panama City, FL.

Location

  • 3516 Cottage Cove Lane, Panama City, FL 32408

Nearby Schools

  • Renaissance School International

    School · 2.3 mi away

  • St Andrew School

    School · 2.3 mi away

  • St John Catholic School

    School · 2.4 mi away

  • St. Andrew School at Oakland Terrace

    Elementary · 2.4 mi away

  • Oakland Terrace School for the Arts

    School · 2.4 mi away

  • Lucille Moore Elementary School

    Elementary · 2.8 mi away

  • Palm Bay Preparatory Academy

    Elementary · 3.1 mi away

  • Panama City Christian School

    School · 3.1 mi away

  • North Bay Haven Charter Academy

    School · 3.1 mi away

  • Bay Virtual Instruction Program (District Provided)

    Secondary · 3.1 mi away

  • Bay District Schools

    School · 3.1 mi away

  • Central High School

    Secondary · 3.3 mi away

  • Patronis Elementary School

    Elementary · 3.4 mi away

  • Jinks Middle School

    Secondary · 3.4 mi away

  • Gulf Coast School for Autism

    School · 3.5 mi away

  • Covenant Christian School

    School · 3.7 mi away

  • Northside Elementary School

    Elementary · 3.7 mi away

  • Bacot Academy

    School · 3.7 mi away

  • Holy Nativity Episcopal School

    School · 3.8 mi away

  • Pre School

    School · 3.9 mi away

Commute Calculator

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Nearby Homes

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Moving Cost Estimate

EXIT Agents in Panama City

Listing Courtesy: The Premier Property Group - 8502135000

The data relating to real estate for sale on this website comes in part from the Internet Data exchange program of Central Panhandle Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright ©2026 Central Panhandle Association of REALTORS®. All Rights Reserved.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by CentralPanhandleAssociationOfRealtors. MLS® Listing#785461. © 2026EXIT Realty®. All rights reserved.