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26121 105th Street, Spirit Lake, IA 51360

Shore Acres · Dickinson County

Key Facts

3Beds
1Baths
720Sq Ft
1954Year Built
0.17Lot (acres)
1Stories

Description

Summer Cottage… Beautiful lot with 56 feet of shoreline and an easy, low approach to the water. Situated on one of the largest lots in the area on the North Shore of Big Spirit Lake, this unique property enjoys water views on both sides, creating an exceptional lakeside setting. This charming cottage features three bedrooms and a screened-in sunroom, the perfect place to relax and enjoy the views. Outdoors is where you'll spend most of your time. Swim off the dock, enjoy boating, kayaking, fishing, or simply soak up the tranquil surroundings. Spend your days in the shade and your evenings by the fire. Dock included, along with a raised picnic area and a storage shed. Located just a stone's throw from The Grade, known for great fishing, this property offers the perfect combination of recreation, relaxation, and natural beauty.

Property Information

Property Type

Residential

Sub-Type

Single Family Residence

Style

Cottage

Year Built

1954

Stories

1

Living Area

720 sq ft

Lot Size

0.17 acres

Lot Dimensions

56 front x 127 side x 74 rear

Days on Market

36

MLS® Listing#

260560

Property Features

Appliances:
Refrigerator
Cooling:
Window Unit(s)
Heating:
Electric, Baseboard
Parking:
Gravel
Patio:
Deck
Lot Features:
Irregular Lot, Waterfront
Construction:
Wood Siding
Roof:
Asphalt
Sewer:
Public Sewer
Water Source:
Public

Schools

District:
Spirit Lake

HOA & Tax

HOA:
Shore Acres — $375/Annually
Annual Tax:
$3,216 (2025)
Parcel #:
03-11-301-010

Affordability Calculator

$102,000

Estimated monthly payment

$2,714/mo

Principal $408,000 · Est. interest $569,196 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Spirit Lake, IA

$386,364
Median Listing Price
66
Median Days on Market
1,846
Median Sq Ft
$211
Median Price / Sq Ft
305
Active Listings
  • This home’s price is 32% above the area median.
  • Its price per sq ft is 236% above the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Spirit Lake, IA.

Location

  • 26121 105th Street, Spirit Lake, IA 51360

Nearby Schools

  • Spirit Lake Community Schools

    School · 4.5 mi away

  • Spirit Lake High School

    Secondary · 5.6 mi away

  • Spirit Lake Middle School

    Secondary · 5.8 mi away

  • Spirit Lake Elementary School

    Elementary · 5.8 mi away

  • Northwest Iowa School of Taxidermy

    Secondary · 6.8 mi away

  • Okoboji Middle School

    Elementary · 9.2 mi away

  • Jackson County Central Schools

    Secondary · 9.6 mi away

  • Riverside Elementary

    Elementary · 9.8 mi away

  • Okoboji Elementary School

    Elementary · 12.6 mi away

  • Okoboji High School

    Secondary · 12.7 mi away

  • Safari Child Care Center

    School · 12.8 mi away

  • Harris-Lake Park Elementary School

    Elementary · 13.0 mi away

  • Harris Lake Park Middle & High School

    Secondary · 13.1 mi away

  • Roosevelt Elementary School

    Elementary · 13.2 mi away

  • Pleasantview Elementary School

    Elementary · 13.4 mi away

  • Immanuel Lutheran School

    School · 13.8 mi away

  • Estherville Lincoln Central Middle School

    Secondary · 13.9 mi away

  • Estherville Lincoln Central Community School District

    School · 14.0 mi away

  • Estherville High School

    Secondary · 14.0 mi away

  • Graettinger-Terril Elementary School

    Elementary · 14.0 mi away

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EXIT Agents in Spirit Lake

Listing Courtesy: Ingvall Real Estate Team - PRIM: (712) 330-1121

Presented by: Mary Lynn Ingvall

The data relating to real estate for sale on this website comes in part from the Internet Data exchange program of Iowa Great Lakes Board of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright ©2026 Iowa Great Lakes Board of REALTORS®. All rights reserved.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by IowaGL. MLS® Listing#260560. © 2026EXIT Realty®. All rights reserved.