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Photo 1 of 40 — 54 Charles St, Gardner, MA 01440
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54 Charles St, Gardner, MA 01440

Worcester County

Key Facts

3Beds
2Baths
1,324Sq Ft
1913Year Built
0.38Lot (acres)
2Garage

Description

UP DATE All offers in by, June 2 at Noon. 48 hour seller response. 54 Charles St Gardner. $300,000. Welcome South Side neighborhood, known for its connected streets, neighborhood feel, & convenient location. This classic Colonial offers a rare opportunity to build equity while enjoying many desirable features already in place. Offering 3 bedrooms, 1.5 baths, & a detached 2-car garage on a generous .38-acre lot, this home provides plenty of value. Inside you'll find beautiful hardwood and tile flooring, a spacious living room, hardwood dining room with custom built-ins, & an updated kitchen featuring granite countertops, rich cabinetry, and ceramic tile flooring. The second floor offers three bedrooms including a primary bedroom with walk-in closet. Easy walk-up attic for extra storage. Full basement, off-street parking, and a spacious yard complete the package. Conveniently located near schools, parks, shopping, and area amenities.

Property Information

Property Type

Residential

Sub-Type

Single Family Residence

Style

Colonial

Year Built

1913

Living Area

1,324 sq ft

Lot Size

0.38 acres

Garage Spaces

2

Parking Spaces

4

Zoning

R1

Days on Market

21

MLS® Listing#

73524454

Property Features

Interior

Walk-In Closet(s)

Exterior

StorageGarden

Appliances

Electric Water HeaterRangeDishwasherMicrowaveRefrigerator

Cooling

None

Heating

CentralSteamOil

Flooring

TileHardwood

Basement

FullWalk-Out AccessInterior EntryConcrete

Parking

PavedDetachedGarage Faces SideShared DrivewayOff Street

Laundry

In BasementElectric Dryer HookupWasher Hookup

Patio

PorchDeck

Lot Features

ClearedGentle SlopingLevel

Construction

Frame

Foundation

Stone

Roof

Shingle

Windows

Screens

Other Structures

Storage

Community

PoolParkGolf

Sewer

Public Sewer

Water Source

Public

Rooms

  • Bathroom 110x6First
  • Bathroom 28x3Second
  • Bedroom 211.6x9.6Second
  • Bedroom 310.7x11.2Second
  • Dining Room13x10Main
  • Kitchen11.6x9Main
  • Living Room13x12.6Main
  • Master Bedroom13x15Second

Schools

Elementary:
Gardner Elementary
Middle:
Gardner Middle School
High:
Gardner High School

Financial Details

HOA

None

Annual Taxes

$4,778

Tax year 2026

Assessed Value

$347,000

Parcel Number

M:0R12 B:0009 L:0022,3538049

Directions

GPS

Affordability Calculator

$60,000

Estimated monthly payment

$1,597/mo

Principal $240,000 · Est. interest $334,821 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Gardner, MA

$427,778
Median Listing Price
31
Median Days on Market
1,756
Median Sq Ft
$238
Median Price / Sq Ft
41
Active Listings
  • This home’s price is 30% below the area median.
  • Its price per sq ft is 5% below the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Gardner, MA.

Location

  • 54 Charles St, Gardner, MA 01440

Points of Interest in Gardner, MA

Showing the Gardner area map.

Nearby Schools

  • Prospect Primary School

    Elementary · 0.2 mi away

  • Gardner Academy for Learning and Technology

    School · 0.2 mi away

  • Gardner Elementary School

    Elementary · 1.5 mi away

  • Helen Mae Sauter Elementary School

    Elementary · 1.5 mi away

  • Holy Family Academy

    School · 1.7 mi away

  • Sacred Heart of Jesus School

    School · 1.7 mi away

  • Waterford Street

    School · 1.8 mi away

  • Gardner Elementary School

    Elementary · 1.9 mi away

  • Gardner High School

    Secondary · 2.0 mi away

  • Wachusett Hills Christian School

    School · 2.1 mi away

  • Gardner Middle School

    Secondary · 2.2 mi away

  • Bethany Christian Nursery School

    School · 3.0 mi away

  • Meetinghouse School

    Elementary · 3.6 mi away

  • Westminster Elementary

    Elementary · 3.7 mi away

  • Caps Collaborative

    School · 4.3 mi away

  • Overlook Middle School

    Secondary · 4.3 mi away

  • Templeton Elementary School

    Elementary · 4.4 mi away

  • Town of Ashburnham Ashburnham Westminster Regional School District

    School · 4.5 mi away

  • Oakmont Regional High School

    Secondary · 4.5 mi away

  • John R Briggs Elementary School

    Elementary · 4.9 mi away

Commute Calculator

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Nearby Homes

Similar Homes Nearby

Similar Home Values

Comparable nearby listings and their asking prices.

AddressPriceBedsBathsSq Ft
170 Champagne Road, Gardner, MA$232,000211,008
35 Cedar St 6, Gardner, MA$264,999221,652
35 Cedar St 6, Gardner, MA$264,999221,652
273 Pleasant St, Gardner, MA$315,000311,005
25 Bear Hill Rd, Gardner, MA$340,000321,786
212 Pearl St, Gardner, MA$349,900321,523

Moving Cost Estimate

EXIT Agents in Gardner

Listing Courtesy: EXIT New Options Real Estate - 9783453948

The property listing data and information, or the Images, set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors, landlords and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information, and the Images, are for the personal, non-commercial use of consumers having a good faith interest in purchasing, leasing or renting listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing, leasing or renting. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information, or as to the accuracy of any of the Images, set forth herein. Copyright ©2026 MLS Property Information Network, Inc. All Rights Reserved.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by MLS Property Information Network. MLS® Listing#73524454. © 2026EXIT Realty®. All rights reserved.