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640 ENCARNACION STREET, PUNTA GORDA, FL 33983

PUNTA GORDA ISLES SEC 20 · Charlotte County

Key Facts

3Beds
2Baths
3,075Sq Ft
2021Year Built
0.25Lot (acres)
2Garage
1Stories

Description

One or more photo(s) has been virtually staged. Virtually staged. DISCOVER YOUR DREAM HOME in Deep Creek! This STUNNING 2021-BUILT ESTATE offers over 2,000 SQ. FT. of luxurious living space on a TRANQUIL OVERSIZED CORNER LOT backing to a SERENE GREENBELT. This exceptional 3 bedroom, 2 bathroom home also features a versatile DEN/FLEX ROOM perfect for a 4TH BEDROOM, OFFICE, or FORMAL DINING ROOM. The eye-catching STONE-ACCENTED EXTERIOR, mature landscaping, charming gingerbread trim, spacious L-SHAPED SCREENED ENTRYWAY, and elegant leaded glass front door create CURB APPEAL THAT TRULY STANDS OUT. Inside, enjoy an OPEN SUNLIT FLOOR PLAN with large tile flooring, CROWN MOLDING, designer lighting, and sliding glass doors leading to a GRAND SCREENED LANAI overlooking peaceful wooded views. Plenty of room for a POOL plus a FENCED SIDE YARD perfect for pets or gardening! The CHEF’S KITCHEN is designed for entertaining with RAISED PANEL CABINETRY, STAINLESS STEEL APPLIANCES, DESIGNER HARDWARE, a massive 12-FOOT BREAKFAST BAR, WALK-IN PANTRY, and adjacent dinette. The spacious GREAT ROOM flows seamlessly for gatherings and everyday living. Retreat to the luxurious PRIMARY SUITE featuring a TRAY CEILING with crown molding and ambient lighting. The SPA-INSPIRED ENSUITE includes DUAL VANITIES, makeup area, SEAMLESS GLASS SHOWER with dual shower heads, and a LARGE WALK-IN CLOSET. Guest bedrooms are generously sized with stylish shared bath access. Additional upgrades include IRRIGATION SYSTEM, WATER FILTRATION, GUTTERS, LARGE 3-CAR GARAGE, oversized laundry room with extra storage. Located in a peaceful DEED-RESTRICTED COMMUNITY with LOW HOA FEES and NO FLOOD ZONE concerns, just minutes from dining, entertainment, pristine beaches, Sunseeker Resort, downtown Punta Gorda, I-75, and Punta Gorda Airport. DON’T LET THIS ONE SLIP AWAY. Items that do not convey with the property are as follows: washer, dryer, and gray storage cabinet. Schedule your private showing TODAY and start living the Florida lifestyle you deserve!

Property Information

Property Type

Residential

Sub-Type

Single Family Residence

Style

Florida

Year Built

2021

Stories

1

Living Area

3,075 sq ft

Lot Size

0.25 acres

Garage Spaces

2

Ownership

Fee Simple

Zoning

RSF3.5

Days on Market

51

MLS® Listing#

C7526039

Property Features

Interior:
Crown Molding, High Ceilings, Open Floorplan, Smart Home, Stone Counters, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s)
Exterior:
Dog Run, Private Yard, Rain Gutters
Appliances:
Cooktop, Dishwasher, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Refrigerator
Cooling:
Central Air
Heating:
Central
Flooring:
Carpet, Tile
Parking:
Driveway, Garage Door Opener, Golf Cart Garage, Guest, Open, Oversized, Attached
Laundry:
Inside
Patio:
Covered, Front Porch, Rear Porch, Screened
Fencing:
Chain Link
Lot Features:
Corner Lot, Near Golf Course, Paved
Construction:
Block, Stone, Stucco
Foundation:
Slab
Roof:
Shingle
Other Structures:
Kennel/Dog Run
Community:
Golf, Park, Playground, Sidewalks, Street Lights
Utilities:
Cable Available, Cable Connected, Electricity Connected
Sewer:
Public Sewer
Water Source:
Public

Rooms

  • 14.5x14First
  • 11x9First
  • Bathroom 29x5.5First
  • Bedroom 212x12First
  • Bedroom 312x12First
  • Kitchen16x10First
  • Laundry11x7First
  • Living Room26x17First
  • Master Bathroom11x10First
  • Master Bedroom16x14First
  • Office14x12.5First

Schools

Elementary:
Deep Creek Elementary
Middle:
Punta Gorda Middle
High:
Charlotte High

HOA & Tax

HOA:
Deb Barett — $200/Annually
Annual Tax:
$5,021 (2025)
Parcel #:
402303358001

Directions

Head north on US-41/Tamiami Trail. Turn right onto Rio De Janeiro Ave. Continue about 2.5 miles into Deep Creek. Turn left onto Sandhill Blvd. Turn right onto Seasons Dr. Turn right onto Encarnacion St. 640 Encarnacion St will be immediately on your right.

Affordability Calculator

$74,800

Estimated monthly payment

$1,991/mo

Principal $299,200 · Est. interest $417,411 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in PUNTA GORDA, FL

$349,541
Median Listing Price
93
Median Days on Market
1,756
Median Sq Ft
$208
Median Price / Sq Ft
1,677
Active Listings
  • This home’s price is 7% above the area median.
  • Its price per sq ft is 41% below the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in PUNTA GORDA, FL.

Location

  • 640 ENCARNACION STREET, PUNTA GORDA, FL 33983

Nearby Schools

  • Deep Creek Elementary School

    Elementary · 2.2 mi away

  • Faith Preparatory School

    School · 2.7 mi away

  • Port Charlotte Seventh Day Adventist Church

    School · 3.3 mi away

  • Kingsway Elementary School

    Elementary · 3.6 mi away

  • Charlotte Preparatory School

    School · 4.1 mi away

  • Charlotte Academy

    School · 4.1 mi away

  • Port Charlotte Middle School

    Secondary · 4.4 mi away

  • Port Charlotte Christian School

    School · 4.5 mi away

  • Neil Armstrong Elementary School

    Elementary · 5.0 mi away

  • East Elementary School

    Elementary · 5.3 mi away

  • Charlotte Harbor School

    School · 5.4 mi away

  • Peace River Elementary School

    Elementary · 5.5 mi away

  • Grace Community School

    School · 5.7 mi away

  • St. Charles Borromeo Catholic Church

    School · 5.7 mi away

  • Baker Center

    School · 6.2 mi away

  • Punta Gorda Middle School

    Secondary · 6.4 mi away

  • Liberty Elementary School

    Elementary · 6.5 mi away

  • Busy Bee Early Learning Center

    School · 6.6 mi away

  • Charlotte High School

    Secondary · 6.6 mi away

  • Sallie Jones Elementary School

    Elementary · 6.6 mi away

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Listing Courtesy: RE/MAX PALM REALTY - 941-889-7654

Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright ©2026 MLS GRID. All Rights Reserved.

Last Updated: 2026-05-20

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by Port Charlotte. MLS® Listing#C7526039. © 2026EXIT Realty®. All rights reserved.