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3504 Dragon's Ridge Road, Panama City Beach, FL 32408

Queensberry Ltd At Bay Point · Bay County

Key Facts

4Beds
3Baths
3,055Sq Ft
1998Year Built
0.36Lot (acres)
3Garage
1Stories

Description

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Upgrade your Zoom background permanently. Work from a private home office overlooking the green, take your lunch break by your private pool, and live minutes from the Gulf beaches. Nestled within the prestigious Queensberry neighborhood of Bay Point, this pristine 3,055-square-foot estate offers a masterclass in upscale coastal living. From the moment you pull into the expansive circular driveway, the home's grandeur is evident, highlighted by soaring 14-foot ceilings and high-end crown molding that flow through multiple light-filled living spaces. Recent premium upgrades ensure modern comfort and peace of mind, including a newly renovated primary bathroom (2025), fresh interior paint, and a suite of high-end appliances replaced between 2022 and 2024. Practical luxury is woven into every detail, from the built-in bookcases and gas fireplace to the expansive laundry suite that effortlessly transitions into a home gym or craft room. The heart of the home is a chef's dream, featuring a farmhouse sink, gas stove, and custom cabinetry equipped with pull-out organizers. Designed for both functionality and charm, the residence boasts smart conveniences like power window shades, a central vacuum system, and floor-integrated outlets for seamless furniture placement. Seasonal decorating is made effortless by a specialized front-porch timer for holiday lighting, while the exterior is fully fortified with hurricane fabric and shutters. With a three-car garage providing ample storage and one of the two HVAC units replaced in 2022, every mechanical and aesthetic detail has been meticulously maintained. Wake up to pristine fairway views, spend your morning on the only Nicklaus Design course in Northwest Florida, and your afternoon at St. Andrews State Park. This isn't a vacation, it's your everyday life. The outdoor experience is truly your own slice of paradise, situated perfectly between the 10th hole and 11th tee box of the Legends golf course. The backyard sanctuary features a heated in-ground pool with a tranquil waterfall--newly resurfaced in 2024--surrounded by professional landscaping and breathtaking views. Whether you're watching a family of deer graze on the green at dawn or enjoying the glow of the 2023 exterior lighting at dusk, the atmosphere is one of total serenity. Tucked away from the city's hustle yet just minutes from the white sandy beaches and local amenities, this home offers the rare balance of an established, quiet community with world-class leisure right at your doorstep.

Property Information

Property Type

Residential

Sub-Type

Single Family Residence

Style

Traditional

Year Built

1998

Stories

1

Living Area

3,055 sq ft

Lot Size

0.36 acres

Lot Dimensions

94 x 161 x 100 x 165

Garage Spaces

3

Days on Market

45

MLS® Listing#

789959

Property Features

Interior

Central VacuumDouble VanitySoaking TubSmart ThermostatWalk-In Closet(s)Entrance Foyer

Appliances

Electric OvenGas Range

Cooling

Attic FanCentral AirCeiling Fan(s)

Heating

Natural GasCentralFireplace(s)

Fireplace

Gas

Pool

GuniteGas HeatIn GroundPrivate

Parking

Circular DrivewayGarageGarage Door Opener

Patio

PatioCoveredPorch

Fencing

FullFenced

Lot Features

Paved

Construction

Stucco

Foundation

Slab

Roof

Shingle

Security

Gated with GuardGated CommunitySecurity SystemSmoke Detector(s)

Community

Gated

Utilities

Electricity Available

Sewer

Public Sewer

Rooms

  • 11.7 x 36.6
  • 4.2 x 11.7
  • 9.1 x 11.5
  • 9.1 x 6.3
  • 33.11 x 22.11
  • 5.11 x 7.11
  • 9.3 x 5.6
  • 20.4 x 14.11
  • 9.5 x 8.5
  • Bedroom16.1 x 11
  • Bedroom14.9 x 12.3
  • Bedroom15.11 x 14.11
  • Dining Room13.1 x 17.9
  • Family Room16.11 x 17.4
  • Kitchen14.9 x 16.7
  • Laundry18.8 x 17.2
  • Living Room22.6 x 24.1

Schools

Elementary:
Patronis
Middle:
Surfside
High:
Arnold

Financial Details

HOA

Yes

Annual Taxes

$8,036

Tax year 2025

Parcel Number

31402-963-000

Directions

From the Hathaway Bridge head West toward Panama City Beach. In 2.1 miles turn left onto Navy Blvd then continue straight another two miles. Turn left onto Magnolia Beach Rd then continue straight about 1.9 miles. Turn right onto Jan Cooley Drive. In .4 miles turn left onto Dragon's Ridge Rd, go through the gate then in .4 miles, the property will be on your left.

Affordability Calculator

$188,000

Estimated monthly payment

$5,003/mo

Principal $752,000 · Est. interest $1,049,107 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Panama City Beach, FL

$471,497
Median Listing Price
109
Median Days on Market
1,463
Median Sq Ft
$345
Median Price / Sq Ft
31,946
Active Listings
  • This home’s price is 99% above the area median.
  • Its price per sq ft is 11% below the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Panama City Beach, FL.

Location

  • 3504 Dragon's Ridge Road, Panama City Beach, FL 32408

Points of Interest in Panama City Beach, FL

Showing the Panama City Beach area map.

Nearby Schools

  • St Andrew School

    School · 2.3 mi away

  • Renaissance School International

    School · 2.3 mi away

  • St John Catholic School

    School · 2.3 mi away

  • St. Andrew School at Oakland Terrace

    Elementary · 2.4 mi away

  • Oakland Terrace School for the Arts

    School · 2.4 mi away

  • Lucille Moore Elementary School

    Elementary · 2.8 mi away

  • Palm Bay Preparatory Academy

    Elementary · 3.1 mi away

  • Panama City Christian School

    School · 3.1 mi away

  • North Bay Haven Charter Academy

    School · 3.1 mi away

  • Bay Virtual Instruction Program (District Provided)

    Secondary · 3.1 mi away

  • Bay District Schools

    School · 3.1 mi away

  • Patronis Elementary School

    Elementary · 3.3 mi away

  • Central High School

    Secondary · 3.3 mi away

  • Jinks Middle School

    Secondary · 3.4 mi away

  • Gulf Coast School for Autism

    School · 3.5 mi away

  • Covenant Christian School

    School · 3.6 mi away

  • Northside Elementary School

    Elementary · 3.6 mi away

  • Bacot Academy

    School · 3.7 mi away

  • Pre School

    School · 3.8 mi away

  • Holy Nativity Episcopal School

    School · 3.8 mi away

Commute Calculator

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Moving Cost Estimate

EXIT Agents in Panama City Beach

Listing Courtesy: Keller Williams Success Realty - 8502490313

The data relating to real estate for sale on this website comes in part from the Internet Data exchange program of Central Panhandle Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright ©2026 Central Panhandle Association of REALTORS®. All Rights Reserved.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by CentralPanhandleAssociationOfRealtors. MLS® Listing#789959. © 2026EXIT Realty®. All rights reserved.