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1096 W Diamond Shore Loop, Hernando, FL 34442

Citrus Hills - Terra Vista · Citrus County

Key Facts

3Beds
2Baths
2,323Sq Ft
2005Year Built
0.16Lot (acres)
2Garage

Description

Welcome to resort-style living at its finest in one of Central Florida's most sought-after guard-gated golf communities. Nestled within Terra Vista in the heart of Citrus Hills, this beautifully upgraded 3-bedroom, 2-bath villa offers 1,724 square feet of thoughtfully designed living space with a private heated pool — all within a community packed with world-class amenities. From the moment you step inside, the quality of the upgrades sets this home apart. The living area and den feature rich engineered hardwood flooring, while the kitchen, nook, and laundry rooms are dressed in chiseled-edge travertine tile with an intricate design. Custom stained cabinetry with lower pull-out drawers anchors a kitchen also outfitted with newer stainless steel appliances — a chef's space that is both beautiful and functional. Comfort and peace of mind come standard here. A newer HVAC system (2018), blown-in TAP Pest Control insulation, and some newer windows and sliding doors reflect a home that has been carefully maintained and thoughtfully improved over the years. The electric pool heater extends your swim season well beyond what Florida's natural warmth already provides — and thanks to the fully paid-off solar panels, it runs at virtually no cost to you. Fresh landscaping adds exceptional curb appeal. This home's solar panels are owned outright — no lease to assume and no monthly solar payment. Just the benefit of dramatically reduced or eliminated electric bills, starting the moment you close. Powering your pool heater and your home simultaneously, the system delivers real, measurable savings every single month. Step outside and you'll discover one of this property's most underappreciated advantages — a utility lot situated behind the home that functions as a natural backyard extension. One of this property's most compelling features has nothing to do with the interior — it's what's beneath your feet and above the floodplain. Situated 128 feet above sea level, this home carries no flood insurance requirement — a meaningful financial advantage in Florida that buyers are increasingly prioritizing. High-quality block construction meets or exceeds current insurance standards, offering year-round peace of mind. Terra Vista is not just a neighborhood — it's a lifestyle. The community features a guard-gated entrance, clubhouse, fitness center, resort-style pool, racquetball courts, tennis courts, dog park, playground, sidewalks, golf cart access, and the acclaimed Skyview Golf Course right at your doorstep. A restaurant and social events round out a community calendar that keeps life full and connected. Perfectly positioned between Ocala and Crystal River, Terra Vista places you minutes from the Gulf Coast's famous natural springs, Three Sisters Springs, the Withlacoochee State Trail, and all the shopping and dining of the Citrus Hills corridor.

Property Information

Property Type

Residential

Sub-Type

Single Family Residence

Style

OneStory

Year Built

2005

Living Area

2,323 sq ft

Lot Size

0.16 acres

Garage Spaces

2

Parking Spaces

2

Zoning

PDR

Days on Market

16

MLS® Listing#

855301

Property Features

Interior

Breakfast BarEat-in KitchenHigh CeilingsOpen FloorplanPantryWalk-In Closet(s)Master DownstairsHigh Speed Internet

Exterior

LightingRain Gutters

Appliances

DryerDishwasherGas CooktopDisposalGas OvenMicrowaveRefrigeratorWater HeaterWasher

Cooling

Central AirElectric

Heating

Heat Pump

Flooring

Hardwood

Pool

Electric HeatHeatedIn GroundScreen EnclosureCommunity

Parking

ConcreteAttachedDrivewayGarageGarage Door Opener

Lot Features

LandscapedRectangular LotWooded

Construction

Stucco

Foundation

BlockSlab

Roof

Tile

Windows

BlindsDouble Pane WindowsWindow TreatmentsInsulated WindowsWindow Coverings

Security

Gated CommunityCarbon Monoxide Detector(s)Smoke Detector(s)Security Service

Community

PoolGatedClubhouseGolfPlaygroundParkRestaurantStreet LightsSidewalksTennis Court(s)

Utilities

Underground Utilities

Sewer

Public Sewer

Water Source

Public

Schools

Elementary:
Forest Ridge Elementary
Middle:
Lecanto Middle
High:
Lecanto High

Financial Details

HOA

$282 / Monthly

Terra Vista

Annual Taxes

$4,434

Tax year 2025

Parcel Number

3261068

Affordability Calculator

$87,700

Estimated monthly payment

$2,334/mo

Principal $350,800 · Est. interest $489,397 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Hernando, FL

$409,565
Median Listing Price
79
Median Days on Market
1,770
Median Sq Ft
$212
Median Price / Sq Ft
349
Active Listings
  • This home’s price is 7% above the area median.
  • Its price per sq ft is 11% below the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Hernando, FL.

Location

Map showing the location of 1096 W Diamond Shore Loop, Hernando, FL 34442

Points of Interest in Hernando, FL

Showing the Hernando area map.

Nearby Schools

  • Forest Ridge Elementary School

    Elementary · 0.8 mi away

  • All About Kids Preschool

    School · 3.9 mi away

  • Cypress Creek Academy

    School · 3.9 mi away

  • Seven Rivers Christian School

    Elementary · 3.9 mi away

  • St Pauls Lutheran School

    School · 4.0 mi away

  • Hernando Elementary School

    Elementary · 4.2 mi away

  • Saint John Paul II Catholic School

    School · 4.8 mi away

  • Central Ridge Elementary School

    Elementary · 5.4 mi away

  • Citrus Springs Middle School

    Secondary · 5.4 mi away

  • Lecanto Middle School

    Secondary · 5.6 mi away

  • Lecanto High School

    Secondary · 5.7 mi away

  • Lecanto Primary School

    Elementary · 5.8 mi away

  • Crest School

    School · 5.8 mi away

  • Citrus County Renaissance Center

    School · 5.8 mi away

  • Rock Crusher Elementary School

    Elementary · 6.0 mi away

  • Citrus Springs Elementary School

    Elementary · 6.3 mi away

  • Inverness Middle School

    Secondary · 7.4 mi away

  • Crystal River Primary School

    Elementary · 7.5 mi away

  • Crystal River High School

    Secondary · 7.7 mi away

  • Withlacoochee Technical Institute

    School · 7.7 mi away

Commute Calculator

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Moving Cost Estimate

EXIT Agents in Hernando

Listing Courtesy: Berkshire Hathaway Homeservice - 3527460744

Presented by: Russell Barber

The data relating to real estate for sale/lease on this website appears in part through the REALTORS® Association of Citrus County Broker Reciprocity program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which {{BROKERAGE}} participates. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Properties listed by Brokers other than EXIT Realty are marked with either the listing Broker's logo or name or the MLS name or a logo provided by the MLS. Detailed information about such properties includes the name of the listing Brokers. Information deemed reliable but is not guaranteed to be accurate and should be independently verified. No warranties, expressed or implied, are provided for the data herein, or for their use or interpretation by the user. Federal law prohibits discrimination on the basis of race, color, religion, sex, handicap, familial status or national origin in the sale, rental or financing of housing. Copyright ©2026 REALTORS® Association of Citrus County. All Rights Reserved.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by RealtorsAssociationOfCitrusCounty. MLS® Listing#855301. © 2026EXIT Realty®. All rights reserved.