
1096 W Diamond Shore Loop, Hernando, FL 34442
Citrus Hills - Terra Vista · Citrus County
Key Facts
Description
Welcome to resort-style living at its finest in one of Central Florida's most sought-after guard-gated golf communities. Nestled within Terra Vista in the heart of Citrus Hills, this beautifully upgraded 3-bedroom, 2-bath villa offers 1,724 square feet of thoughtfully designed living space with a private heated pool — all within a community packed with world-class amenities. From the moment you step inside, the quality of the upgrades sets this home apart. The living area and den feature rich engineered hardwood flooring, while the kitchen, nook, and laundry rooms are dressed in chiseled-edge travertine tile with an intricate design. Custom stained cabinetry with lower pull-out drawers anchors a kitchen also outfitted with newer stainless steel appliances — a chef's space that is both beautiful and functional. Comfort and peace of mind come standard here. A newer HVAC system (2018), blown-in TAP Pest Control insulation, and some newer windows and sliding doors reflect a home that has been carefully maintained and thoughtfully improved over the years. The electric pool heater extends your swim season well beyond what Florida's natural warmth already provides — and thanks to the fully paid-off solar panels, it runs at virtually no cost to you. Fresh landscaping adds exceptional curb appeal. This home's solar panels are owned outright — no lease to assume and no monthly solar payment. Just the benefit of dramatically reduced or eliminated electric bills, starting the moment you close. Powering your pool heater and your home simultaneously, the system delivers real, measurable savings every single month. Step outside and you'll discover one of this property's most underappreciated advantages — a utility lot situated behind the home that functions as a natural backyard extension. One of this property's most compelling features has nothing to do with the interior — it's what's beneath your feet and above the floodplain. Situated 128 feet above sea level, this home carries no flood insurance requirement — a meaningful financial advantage in Florida that buyers are increasingly prioritizing. High-quality block construction meets or exceeds current insurance standards, offering year-round peace of mind. Terra Vista is not just a neighborhood — it's a lifestyle. The community features a guard-gated entrance, clubhouse, fitness center, resort-style pool, racquetball courts, tennis courts, dog park, playground, sidewalks, golf cart access, and the acclaimed Skyview Golf Course right at your doorstep. A restaurant and social events round out a community calendar that keeps life full and connected. Perfectly positioned between Ocala and Crystal River, Terra Vista places you minutes from the Gulf Coast's famous natural springs, Three Sisters Springs, the Withlacoochee State Trail, and all the shopping and dining of the Citrus Hills corridor.
Property Information
Property Type
Residential
Sub-Type
Single Family Residence
Style
OneStory
Year Built
2005
Living Area
2,323 sq ft
Lot Size
0.16 acres
Garage Spaces
2
Parking Spaces
2
Zoning
PDR
Days on Market
16
MLS® Listing#
855301
Property Features
Interior
Exterior
Appliances
Cooling
Heating
Flooring
Pool
Parking
Lot Features
Construction
Foundation
Roof
Windows
Security
Community
Utilities
Sewer
Water Source
Schools
- Elementary:
- Forest Ridge Elementary
- Middle:
- Lecanto Middle
- High:
- Lecanto High
Financial Details
HOA
$282 / Monthly
Terra Vista
Annual Taxes
$4,434
Tax year 2025
Parcel Number
3261068
Affordability Calculator
$87,700
Estimated monthly payment
$2,334/mo
Principal $350,800 · Est. interest $489,397 over 30 yrs
Neighborhood Market Statistics
How this home compares to active listings in Hernando, FL
- $409,565
- Median Listing Price
- 79
- Median Days on Market
- 1,770
- Median Sq Ft
- $212
- Median Price / Sq Ft
- 349
- Active Listings
- This home’s price is 7% above the area median.
- Its price per sq ft is 11% below the area median.
Market statistics compiled from active EXIT Realty® and MLS listings in Hernando, FL.
Location
Points of Interest in Hernando, FL
Showing the Hernando area map.
Nearby Schools
Forest Ridge Elementary School
Elementary · 0.8 mi away
All About Kids Preschool
School · 3.9 mi away
Cypress Creek Academy
School · 3.9 mi away
Seven Rivers Christian School
Elementary · 3.9 mi away
St Pauls Lutheran School
School · 4.0 mi away
Hernando Elementary School
Elementary · 4.2 mi away
Saint John Paul II Catholic School
School · 4.8 mi away
Central Ridge Elementary School
Elementary · 5.4 mi away
Citrus Springs Middle School
Secondary · 5.4 mi away
Lecanto Middle School
Secondary · 5.6 mi away
Lecanto High School
Secondary · 5.7 mi away
Lecanto Primary School
Elementary · 5.8 mi away
Crest School
School · 5.8 mi away
Citrus County Renaissance Center
School · 5.8 mi away
Rock Crusher Elementary School
Elementary · 6.0 mi away
Citrus Springs Elementary School
Elementary · 6.3 mi away
Inverness Middle School
Secondary · 7.4 mi away
Crystal River Primary School
Elementary · 7.5 mi away
Crystal River High School
Secondary · 7.7 mi away
Withlacoochee Technical Institute
School · 7.7 mi away
Commute Calculator
Nearby Homes
Similar Homes Nearby
Similar Home Values
Comparable nearby listings and their asking prices.
| Address | Price | Beds | Baths | Sq Ft |
|---|---|---|---|---|
| 1591 W Laurel Glen Path, Hernando, FL | $308,000 | 2 | 2 | 1,571 |
| 1737 W OLYMPIA STREET, HERNANDO, FL | $310,000 | 3 | 2 | 1,607 |
| 1737 W Olympia Street, Hernando, FL | $310,000 | 3 | 2 | 1,607 |
| 2834 N Canterbury Lake Drive, Hernando, FL | $314,900 | 3 | 2 | 1,675 |
| 4486 N LAKE VISTA TRAIL, HERNANDO, FL | $315,000 | 3 | 2 | 2,000 |
| 4486 N Lake Vista Trail, Hernando, FL | $315,000 | 3 | 2 | 2,000 |
Moving Cost Estimate
EXIT Agents in Hernando
Listing Courtesy: Berkshire Hathaway Homeservice - 3527460744
Presented by: Russell Barber

















