4540 N Winchester Terrace, Hernando, FL 34442
Apache Shores Units 1-13 · Citrus County
Key Facts
Description
"2026 New Construction on .57 Acres - No HOA - No Flood Zone." ~ Take advantage of this limited-time buyer incentive—qualified buyers can lock in an incredible 1% rate buy-down for the first year, dramatically lowering your monthly payments right out of the gate. Plus, move in stress-free with a brand-new washer and dryer included at no extra cost. Eligible VA buyers may qualify for 0% down. Opportunities like this don’t last—schedule your showing today before it’s gone. Call and ask for our preferred lender to discuss your options. Affordable living on the Nature Coast. Looking for a peaceful place to call home with No HOA, No Flood zone yet near boating and nature. Citrus County offers quiet living, natural beauty and affordability all in one. Additional features: this property offers plenty of room for your boat, RV, and other toys. Enjoy the perfect blend of peaceful living while being just a short drive to Ocala, nearby lakes, and the new shopping and dining in Lecanto. This home is a wind zone 2 Energy Star Home, drywall with stainless steel appliances, New Septic and Well all on .57 acres. One or more photo(s) have been virtually staged.
Property Information
Property Type
Residential
Sub-Type
Manufactured Home
Style
OneStory
Year Built
2026
Stories
1
Living Area
1,200 sq ft
Lot Size
0.57 acres
Zoning
MDRMH
Days on Market
88
MLS® Listing#
854077
Property Features
- Appliances:
- Dishwasher, Electric Cooktop, Electric Oven, Refrigerator
- Cooling:
- Central Air, Electric
- Heating:
- Central, Electric
- Flooring:
- Laminate
- Pool:
- None
- Roof:
- Asphalt, Shingle
- Sewer:
- Septic Tank
- Water Source:
- Private, Well
Schools
- Elementary:
- Hernando Elementary
- Middle:
- Citrus Springs Middle
- High:
- Citrus High
HOA & Tax
- HOA:
- None
- Annual Tax:
- $130 (2025)
- Parcel #:
- 1597072
Directions
44 W Gulf to Lake turn left on S Croft right on 486 E Novell Bryant, left on 41 N Florida; veer right on 200 N Carl G; Left on Buffalo then turns into Winchester home on the right. GPS can be used also
Affordability Calculator
$39,980
Estimated monthly payment
$1,064/mo
Principal $159,920 · Est. interest $223,103 over 30 yrs
Neighborhood Market Statistics
How this home compares to active listings in Hernando, FL
- $410,619
- Median Listing Price
- 79
- Median Days on Market
- 1,769
- Median Sq Ft
- $212
- Median Price / Sq Ft
- 346
- Active Listings
- This home’s price is 51% below the area median.
- Its price per sq ft is 21% below the area median.
Market statistics compiled from active EXIT Realty® and MLS listings in Hernando, FL.
Location
- 4540 N Winchester Terrace, Hernando, FL 34442
Nearby Schools
Hernando Elementary School
Elementary · 2.3 mi away
St Pauls Lutheran School
School · 4.0 mi away
Forest Ridge Elementary School
Elementary · 4.1 mi away
Citrus Springs Middle School
Secondary · 4.3 mi away
Central Ridge Elementary School
Elementary · 4.6 mi away
Inverness Middle School
Secondary · 6.0 mi away
Withlacoochee Technical Institute
School · 6.9 mi away
Citrus High School
Secondary · 7.1 mi away
Inverness Primary School
Elementary · 7.2 mi away
A Fresh Start Learning Center
School · 7.3 mi away
Pleasant Grove Elementary School
Elementary · 7.5 mi away
Citrus Springs Elementary School
Elementary · 7.6 mi away
Cypress Creek Academy
School · 8.3 mi away
All About Kids Preschool
School · 8.4 mi away
Seven Rivers Christian School
Elementary · 8.7 mi away
Saint John Paul II Catholic School
School · 9.5 mi away
Dunnellon Middle School
Secondary · 9.9 mi away
Inverness Christian Academy
School · 9.9 mi away
Lecanto Middle School
Secondary · 10.0 mi away
Lecanto Primary School
Elementary · 10.0 mi away
Commute Calculator
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Moving Cost Estimate
EXIT Agents in Hernando
Listing Courtesy: Keller Williams-Elite Partners - 3526886500
Presented by: Nicoletta Lingrosso