3140 N CANAL DRIVE, PALM HARBOR, FL 34684
LAKE TARPON ESTATES · Pinellas County
Key Facts
Description
No Flood Insurance Required. Lakefront living. NO HOA. No rules. No restrictions. Updated 3-bedroom, 3.5-bath waterfront home (with a versatile mother-in-law suite, office, den) sits directly on a peaceful canal leading to one of Florida’s premier freshwater lakes. New roof (2025), new dock and seawall (2023), upgraded AC, and an expanded electrical panel ready for EV chargers. Inside, the open-concept kitchen is a showstopper, with custom cabinets, premium counters, and high-end appliances that flow effortlessly into the main dining and living room areas. Upstairs, the owners’ suite features a walk-in custom closet and a spa-inspired ensuite bath. Two additional guest rooms and an updated bath share this level, along with a full laundry room and loads of extra storage space. The mother-in-law suite downstairs has its own entrance, full bath, and laundry hook-up—perfect for guests, a home office, den, or possibly rental income. Plenty of space for boats, kayaks, skis and RVs. Nearby John Chesnut and Anderson Parks have public boat ramps, nature trails, and picnic areas. Top-rated Pinellas County schools, Honeymoon Island beaches, Downtown Dunedin, Tarpon Springs, and Tampa International Airport are just minutes away. Did we mention, No HOA. No lease restrictions. Just pure Florida lake life—freedom, fun, and relaxation all in one. Homes like this rarely come available on the water and a lifestyle this free is hard to find in Pinellas County—schedule your private showing today and see what lakefront living truly feels like. Seller will consider crypto currency offers.
Property Information
Property Type
Residential
Sub-Type
Single Family Residence
Year Built
1983
Stories
3
Living Area
2,059 sq ft
Lot Size
0.15 acres
Garage Spaces
2
Ownership
Fee Simple
Zoning
R-3
Days on Market
173
MLS® Listing#
TB8441633
Property Features
Interior
Exterior
Appliances
Cooling
Heating
Flooring
Fireplace
Parking
Laundry
Fencing
Lot Features
Construction
Foundation
Roof
Windows
Utilities
Sewer
Rooms
- Kitchen13x10Second
- Living Room19x15Second
- Master Bedroom16x14Third
Schools
- Elementary:
- Highland Lakes Elementary-PN
- Middle:
- Carwise Middle-PN
- High:
- Palm Harbor Univ High-PN
Financial Details
HOA
None
Annual Taxes
$170
Tax year 2024
Parcel Number
32-27-16-48780-000-0440
Directions
US 19N, turn left and stay on Lake Tarpon Dr, turn left on N Canal.
Affordability Calculator
$150,000
Estimated monthly payment
$3,992/mo
Principal $600,000 · Est. interest $837,053 over 30 yrs
Neighborhood Market Statistics
How this home compares to active listings in PALM HARBOR, FL
- $390,410
- Median Listing Price
- 89
- Median Days on Market
- 1,746
- Median Sq Ft
- $226
- Median Price / Sq Ft
- 7,170
- Active Listings
- This home’s price is 92% above the area median.
- Its price per sq ft is 61% above the area median.
Market statistics compiled from active EXIT Realty® and MLS listings in PALM HARBOR, FL.
Location
Points of Interest in PALM HARBOR, FL
Showing the PALM HARBOR area map.
Nearby Schools
Joseph L. Carwise Middle School
Secondary · 0.7 mi away
Sutherland Elementary School
Elementary · 1.3 mi away
Center Academy
School · 1.5 mi away
Highland Lakes Elementary School
Elementary · 1.5 mi away
Palm Harbor Montessori Academy
Elementary · 1.7 mi away
Phumc
School · 1.8 mi away
Westlake Christian School
School · 1.8 mi away
Spring Valley School
School · 1.9 mi away
Growing Tree
Elementary · 1.9 mi away
New Horizons Country Day School
Secondary · 1.9 mi away
Palm Harbor Montessori Academy
Elementary · 2.0 mi away
Cypress Woods Elementary School
Elementary · 2.2 mi away
East Lake High School
Secondary · 2.4 mi away
Palm Harbor University High School
Secondary School · 2.4 mi away
Palm Harbor Preparatory School
School · 2.7 mi away
Mathnasium
School · 2.8 mi away
Palm Harbor Middle School
Secondary · 2.8 mi away
Palm Harbor Elementary School
Elementary · 2.8 mi away
Elisa Nelson Center for Gifted Studies and Literacy Innovation
School · 2.8 mi away
Lake St George Elementary School
Elementary · 3.0 mi away
Commute Calculator
Nearby Homes
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Similar Home Values
Comparable nearby listings and their asking prices.
| Address | Price | Beds | Baths | Sq Ft |
|---|---|---|---|---|
| 24 PONTIAC LANE, PALM COAST, FL | $525,000 | 6 | 4 | 2,792 |
| 1152 Sunset Road, West Palm Beach, FL | $525,000 | 3 | 2 | 1,348 |
| 2107 GROVE VALLEY AVENUE, PALM HARBOR, FL | $525,000 | 4 | 4 | 1,919 |
| 102 YACHT HARBOR DRIVE 176, PALM COAST, FL | $525,000 | 2 | 2 | 1,570 |
| 359 Prestwick Circle 2, Palm Beach Gardens, FL | $525,000 | 2 | 3 | 1,532 |
| 62 KANKAKEE TRAIL, PALM COAST, FL | $525,000 | 3 | 2 | 1,914 |
Moving Cost Estimate
EXIT Agents in PALM HARBOR
Listing Courtesy: A BETTER LIFE REALTY - 727-521-7378
Last Updated: 2025-10-30