3157 N CANAL DRIVE, PALM HARBOR, FL 34684
LAKE TARPON ESTATES · Pinellas County
Key Facts
Description
Discover this beautifully updated waterfront canal home offering direct access to Lake Tarpon and an exceptional blend of luxury, functionality, and long-term durability. This spacious 5-bedroom, 3.5-bath, 4,496 sq ft residence features a rare first-floor mother-in-law suite with a private close-off pocket door option, ideal for guests, multigenerational living, or extended stays. A standout feature is the oversized 3-car garage, complete with a built-in 10×10 storage room and extensive built-in shelving, providing unmatched storage and organization. The home has undergone major capital improvements in recent years, making it truly move-in ready. A new roof was installed in April 2021, followed by three new HVAC systems replaced in May 2023 for optimal comfort and efficiency. In October 2019, the entire exterior was upgraded with Hardie-Board color plus siding installed over full house wrap, eliminating the need for ongoing painting and offering superior moisture and pest resistance. That same year, all windows and pool-deck sliding doors were replaced (October 2019), enhancing hurricane resilience, energy efficiency, and insurance savings. Outdoor living shines with a large screened pool enclosure and a fully refurbished private dock completed in September 2023, featuring davits, covered lifts, and direct canal access for boating enthusiasts. Inside, the home boasts two full kitchens, two laundry rooms, a dramatic three-story foyer, and premium finishes throughout. For buyers seeking a turn-key experience, the property can be purchased fully furnished, offering a seamless transition into one of Palm Harbor’s most desirable waterfront lifestyles. NOTE- NO HOA FEES, NO DEED RESTRICTIONS, NO FLOOD INSURANCE- SEE LOMA ATTACHED. “Includes full 360° virtual tour and walkable video for remote buyers.” SEE ATTACHMENTS AND VIDEO TOUR LINKS- INCLUDES FLOOR PLAN LAYOUT INTERFACE WITH 360 VIDEO WALK THRU
Property Information
Property Type
Residential
Sub-Type
Single Family Residence
Style
Contemporary
Year Built
1988
Stories
3
Living Area
4,496 sq ft
Lot Size
0.15 acres
Lot Dimensions
60x109
Garage Spaces
3
Ownership
Fee Simple
Zoning
R-3
Days on Market
32
MLS® Listing#
TB8504097
Property Features
Interior
Exterior
Appliances
Cooling
Heating
Flooring
Fireplace
Pool
Parking
Laundry
Patio
Lot Features
Construction
Foundation
Roof
Community
Utilities
Sewer
Water Source
Rooms
- Bathroom 1Second
- Bathroom 2Third
- Bathroom 3First
- Bathroom 4Second
- Bedroom 2Upper
- Bedroom 3Third
- Bedroom 4Third
- Bedroom 5First
- Family RoomFirst
- Great RoomSecond
- KitchenFirst
- KitchenSecond
- LaundryFirst
- LaundrySecond
- Master BedroomSecond
Schools
- Elementary:
- Palm Harbor Elementary-PN
- Middle:
- Palm Harbor Middle-PN
- High:
- Palm Harbor Univ High-PN
Financial Details
HOA
None
Annual Taxes
$7,913
Tax year 2025
Parcel Number
32-27-16-48780-000-0310
Directions
US HIWAT 19 NORTH OF ALDERMAN ROAD- HEAD EAST ON LAKE TARPON DRIVE TO NORTH CANAL DRIVE LEFT TURN. HOME IS LOCATED ON THE LEFT SIDE OF THE ROAD NEAR DEAD END. CAN BE PURCHASED FULLY FURNISHED TURN KEY HOME MOVEIN READY
Affordability Calculator
$365,000
Estimated monthly payment
$9,713/mo
Principal $1,460,000 · Est. interest $2,036,830 over 30 yrs
Neighborhood Market Statistics
How this home compares to active listings in PALM HARBOR, FL
- $390,410
- Median Listing Price
- 89
- Median Days on Market
- 1,746
- Median Sq Ft
- $226
- Median Price / Sq Ft
- 7,170
- Active Listings
- This home’s price is 367% above the area median.
- Its price per sq ft is 80% above the area median.
Market statistics compiled from active EXIT Realty® and MLS listings in PALM HARBOR, FL.
Location
Points of Interest in PALM HARBOR, FL
Showing the PALM HARBOR area map.
Nearby Schools
Joseph L. Carwise Middle School
Secondary · 0.7 mi away
Sutherland Elementary School
Elementary · 1.3 mi away
Highland Lakes Elementary School
Elementary · 1.6 mi away
Center Academy
School · 1.6 mi away
Palm Harbor Montessori Academy
Elementary · 1.7 mi away
Phumc
School · 1.9 mi away
Westlake Christian School
School · 1.9 mi away
Spring Valley School
School · 1.9 mi away
Growing Tree
Elementary · 2.0 mi away
New Horizons Country Day School
Secondary · 2.0 mi away
Palm Harbor Montessori Academy
Elementary · 2.0 mi away
Cypress Woods Elementary School
Elementary · 2.2 mi away
East Lake High School
Secondary · 2.4 mi away
Palm Harbor University High School
Secondary School · 2.5 mi away
Palm Harbor Preparatory School
School · 2.8 mi away
Mathnasium
School · 2.8 mi away
Palm Harbor Middle School
Secondary · 2.8 mi away
Palm Harbor Elementary School
Elementary · 2.9 mi away
Elisa Nelson Center for Gifted Studies and Literacy Innovation
School · 2.9 mi away
Lake St George Elementary School
Elementary · 3.0 mi away
Commute Calculator
Nearby Homes
Similar Homes Nearby
Similar Home Values
Comparable nearby listings and their asking prices.
| Address | Price | Beds | Baths | Sq Ft |
|---|---|---|---|---|
| 13128 Feathering Way, Palm Beach Gardens, FL | $1,285,000 | 4 | 4 | 2,464 |
| 1105 CONANT AVENUE, SAFETY HARBOR, FL | $1,287,000 | 4 | 4 | 2,889 |
| 0 Alford court, Palm Beach Gardens, FL | $1,289,000 | 4 | 2 | 3,055 |
| 612 MAHOGANY RUN, PALM COAST, FL | $1,290,000 | 4 | 3 | 3,041 |
| 612 Mahogany Run, Palm Coast, FL | $1,290,000 | 4 | 3 | 3,041 |
| 10795 Stellar Circle, Palm Beach Gardens, FL | $1,295,000 | 4 | 3 | 2,670 |
Moving Cost Estimate
EXIT Agents in PALM HARBOR
Listing Courtesy: PREMIER COMMUNITY REALTY INC - 727-808-1288
Last Updated: 2026-05-21