
3520 COBIA DRIVE, HERNANDO BEACH, FL 34607
HERNANDO BEACH · Hernando County
Key Facts
Description
Come Build your dream home in Hernando Beach South! Build your dream coastal home in the highly sought-after Deed Restricted Community of Hernando Beach South. This 7,500 SF (75x100) waterfront homesite is READY FOR DEVELOPMENT and includes a SURVEY, GEOTECH REPORT, and CONSTRUCTION PLANS — saving you time and money as you prepare to build. The low $330 annual HOA fee includes lawn maintenance until construction begins and access to the community boat ramp. Enjoy the benefits of a well-maintained waterfront neighborhood with NO SHORT-TERM RENTALS ALLOWED (3 month minimum rentals), helping preserve the peaceful coastal atmosphere homeowners love. Located in a flood zone, future homes must be elevated. Zoned R1B for SINGLE-FAMILY HOMES ONLY (no mobile homes permitted). Water, sewer, and electric are available at the street and will need to be connected to the future residence. NO BUILD TIME REQUIREMENT — build now, later, or hold as an investment opportunity. RV living is not permitted. Residents enjoy Gulf access through the community boat lift or community boat ramp, making it easy to enjoy boating, fishing, kayaking, and the Florida waterfront lifestyle. Contact the listing agent for a video explaining how the community boat lift operates. Hernando Beach is a charming coastal community along Florida’s Gulf Coast known for its laid-back lifestyle, scenic waterways, and excellent boating access. Nearby attractions include Weeki Wachee Springs State Park, waterfront dining, marinas, golf courses, shopping, and entertainment. Whether you're looking to build a full-time residence, vacation retreat, or future investment property, this lot offers an incredible opportunity to own in one of Hernando County’s most desirable waterfront communities. Lot lines shown in aerial photos are approximate. Property is located just past 4000 Cobia Drive on the left side of the roadway. No for sale sign on property. Land financing options may be available. No seawall is currently present on the property. Schedule your showing today and start planning your Florida coastal dream home!
Property Information
Property Type
Land
Lot Size
0.17 acres
Lot Dimensions
75X100
Ownership
Fee Simple
Zoning
R1B
Days on Market
101
MLS® Listing#
TB8472163
Property Features
Lot Features
Community
Utilities
Sewer
Water Source
Schools
- Elementary:
- Westside Elementary-HN
- Middle:
- Fox Chapel Middle School
- High:
- Weeki Wachee High School
Financial Details
HOA
$330 / Annually
Coastal HOA Management
Annual Taxes
$1,045
Tax year 2025
Parcel Number
R24-223-16-2370-0135-0350
Directions
Head North on Shoal Line Blvd,left on Jewfish Dr to Rt Sea Bass Dr to left on Cobia Dr. Property is located on the left sign of the road, just passed 4000 Cobia Drive.
Affordability Calculator
$10,600
Estimated monthly payment
$282/mo
Principal $42,400 · Est. interest $59,152 over 30 yrs
Neighborhood Market Statistics
How this home compares to active listings in HERNANDO BEACH, FL
- $500,470
- Median Listing Price
- 113
- Median Days on Market
- 1,427
- Median Sq Ft
- $379
- Median Price / Sq Ft
- 28,136
- Active Listings
- This home’s price is 89% below the area median.
Market statistics compiled from active EXIT Realty® and MLS listings in HERNANDO BEACH, FL.
Location
- 3520 COBIA DRIVE, HERNANDO BEACH, FL 34607
Points of Interest in HERNANDO BEACH, FL
Showing the HERNANDO BEACH area map.
Nearby Schools
West Hernando Christian School
School · 1.4 mi away
Notre Dame Catholic School
School · 2.1 mi away
Westside Elementary School
Elementary · 2.3 mi away
Deltona Elementary School
Elementary · 4.1 mi away
Esther's School-Spring Hill
School · 4.3 mi away
Fox Chapel Middle School
Secondary · 6.0 mi away
Hernando County Public School System
Elementary · 6.0 mi away
Life Primary School
Elementary · 6.2 mi away
Explorer K-8
Elementary · 6.2 mi away
Faith Baptist Church
School · 6.5 mi away
Contractors Institute
Secondary · 6.6 mi away
Gulf Coast Elementary School
Elementary · 6.6 mi away
Frank W. Springstead High School
Secondary · 6.7 mi away
Spring Hill Christian Academy
School · 6.8 mi away
Great Beginning II
School · 6.9 mi away
Gulf Coast Middle School
School · 7.2 mi away
Hudson Middle School
Elementary · 7.3 mi away
Shady Hills Elementary School
Elementary · 7.4 mi away
Hudson High School
Secondary · 7.5 mi away
Northwest Elementary School
Elementary · 7.5 mi away
Commute Calculator
Nearby Homes
Similar Homes Nearby
Similar Home Values
Comparable nearby listings and their asking prices.
| Address | Price | Beds | Baths | Sq Ft |
|---|---|---|---|---|
| 6045 6th Street, Vero Beach, FL | $37,500 | — | — | — |
| 472 Sunset Dr, Hallandale Beach, FL | $37,500/mo | 7 | 5 | 3,704 |
| 17749 Collins 1402, Sunny Isles Beach, FL | $37,900/mo | 4 | 7 | 4,609 |
| 2864 N Kittery Point, Hernando, FL | $38,000 | — | — | — |
| 3100 N Ocean Drive Pph2, Riviera Beach, FL | $38,000/mo | 2 | 3 | 3,390 |
| GENERAL MARSHALL ROAD, DAYTONA BEACH, FL | $38,000 | — | — | — |
Moving Cost Estimate
EXIT Agents in HERNANDO BEACH
Listing Courtesy: JT REALTY & ASSOCIATES - 352-279-2640
Last Updated: 2026-02-03
















