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3520 COBIA DRIVE, HERNANDO BEACH, FL 34607

HERNANDO BEACH · Hernando County

Key Facts

0.17Lot (acres)

Description

Come Build your dream home in Hernando Beach South! Build your dream coastal home in the highly sought-after Deed Restricted Community of Hernando Beach South. This 7,500 SF (75x100) waterfront homesite is READY FOR DEVELOPMENT and includes a SURVEY, GEOTECH REPORT, and CONSTRUCTION PLANS — saving you time and money as you prepare to build. The low $330 annual HOA fee includes lawn maintenance until construction begins and access to the community boat ramp. Enjoy the benefits of a well-maintained waterfront neighborhood with NO SHORT-TERM RENTALS ALLOWED (3 month minimum rentals), helping preserve the peaceful coastal atmosphere homeowners love. Located in a flood zone, future homes must be elevated. Zoned R1B for SINGLE-FAMILY HOMES ONLY (no mobile homes permitted). Water, sewer, and electric are available at the street and will need to be connected to the future residence. NO BUILD TIME REQUIREMENT — build now, later, or hold as an investment opportunity. RV living is not permitted. Residents enjoy Gulf access through the community boat lift or community boat ramp, making it easy to enjoy boating, fishing, kayaking, and the Florida waterfront lifestyle. Contact the listing agent for a video explaining how the community boat lift operates. Hernando Beach is a charming coastal community along Florida’s Gulf Coast known for its laid-back lifestyle, scenic waterways, and excellent boating access. Nearby attractions include Weeki Wachee Springs State Park, waterfront dining, marinas, golf courses, shopping, and entertainment. Whether you're looking to build a full-time residence, vacation retreat, or future investment property, this lot offers an incredible opportunity to own in one of Hernando County’s most desirable waterfront communities. Lot lines shown in aerial photos are approximate. Property is located just past 4000 Cobia Drive on the left side of the roadway. No for sale sign on property. Land financing options may be available. No seawall is currently present on the property. Schedule your showing today and start planning your Florida coastal dream home!

Property Information

Property Type

Land

Lot Size

0.17 acres

Lot Dimensions

75X100

Ownership

Fee Simple

Zoning

R1B

Days on Market

101

MLS® Listing#

TB8472163

Property Features

Lot Features

ClearedNear Public TransitPavedWaterfront

Community

Golf

Utilities

Cable AvailableElectricity AvailableSewer AvailableWater Available

Sewer

Public Sewer

Water Source

Public

Schools

Elementary:
Westside Elementary-HN
Middle:
Fox Chapel Middle School
High:
Weeki Wachee High School

Financial Details

HOA

$330 / Annually

Coastal HOA Management

Annual Taxes

$1,045

Tax year 2025

Parcel Number

R24-223-16-2370-0135-0350

Directions

Head North on Shoal Line Blvd,left on Jewfish Dr to Rt Sea Bass Dr to left on Cobia Dr. Property is located on the left sign of the road, just passed 4000 Cobia Drive.

Affordability Calculator

$10,600

Estimated monthly payment

$282/mo

Principal $42,400 · Est. interest $59,152 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in HERNANDO BEACH, FL

$500,470
Median Listing Price
113
Median Days on Market
1,427
Median Sq Ft
$379
Median Price / Sq Ft
28,136
Active Listings
  • This home’s price is 89% below the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in HERNANDO BEACH, FL.

Location

  • 3520 COBIA DRIVE, HERNANDO BEACH, FL 34607

Points of Interest in HERNANDO BEACH, FL

Showing the HERNANDO BEACH area map.

Nearby Schools

  • West Hernando Christian School

    School · 1.4 mi away

  • Notre Dame Catholic School

    School · 2.1 mi away

  • Westside Elementary School

    Elementary · 2.3 mi away

  • Deltona Elementary School

    Elementary · 4.1 mi away

  • Esther's School-Spring Hill

    School · 4.3 mi away

  • Fox Chapel Middle School

    Secondary · 6.0 mi away

  • Hernando County Public School System

    Elementary · 6.0 mi away

  • Life Primary School

    Elementary · 6.2 mi away

  • Explorer K-8

    Elementary · 6.2 mi away

  • Faith Baptist Church

    School · 6.5 mi away

  • Contractors Institute

    Secondary · 6.6 mi away

  • Gulf Coast Elementary School

    Elementary · 6.6 mi away

  • Frank W. Springstead High School

    Secondary · 6.7 mi away

  • Spring Hill Christian Academy

    School · 6.8 mi away

  • Great Beginning II

    School · 6.9 mi away

  • Gulf Coast Middle School

    School · 7.2 mi away

  • Hudson Middle School

    Elementary · 7.3 mi away

  • Shady Hills Elementary School

    Elementary · 7.4 mi away

  • Hudson High School

    Secondary · 7.5 mi away

  • Northwest Elementary School

    Elementary · 7.5 mi away

Commute Calculator

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Nearby Homes

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Similar Home Values

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Moving Cost Estimate

EXIT Agents in HERNANDO BEACH

Listing Courtesy: JT REALTY & ASSOCIATES - 352-279-2640

Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright ©2026 MLS GRID. All Rights Reserved.

Last Updated: 2026-02-03

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by Suncoast Tampa. MLS® Listing#TB8472163. © 2026EXIT Realty®. All rights reserved.