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3481 PAWLEYS LOOP N, ST CLOUD, FL 34769

STEVENS PLANTATION · Osceola County

Key Facts

4Beds
3Baths
3,993Sq Ft
2005Year Built
0.22Lot (acres)
2Garage
2Stories

Description

Warning: Reading this, you will realize everything has been done for you in this home with over $125k in upgrades. You already know why so many families search for homes in Stevens Plantation: spacious homes, tree-lined streets, and a location that keeps you close to the very best of Central Florida living while offering a true neighborhood atmosphere. What you may not expect is to find a home where nearly every detail has been upgraded and thoughtfully refined to create a truly turnkey experience. From the moment you arrive, it’s clear this residence was designed for both comfort and functionality. Offering 3,110 square feet with a desirable 3-car garage, this completely updated home blends luxury finishes with practical family living. The split floor plan is especially rare and highly functional, with all bedrooms conveniently located on the first floor, while an expansive upstairs bonus room creates endless possibilities for a theater room, game room, or private retreat. Inside, the transformation is immediately apparent. Luxury lighting elevates every space, while custom baseboards, upgraded finishes, and luxury vinyl flooring flowing throughout the home create a clean, modern aesthetic. The dedicated office or den features upgraded custom doors, creating a private and refined workspace perfect for remote work or study. At the center of the home is the beautifully redesigned kitchen, created for both entertaining and everyday living. Quartz countertops, upgraded cabinetry, designer backsplash, upgraded sink and faucet, and thoughtfully selected finishes combine to create a space that feels elegant and functional. The kitchen opens seamlessly into the main living areas, allowing the home to feel connected and spacious. Nearby, the dining room has been enhanced with custom built-in cabinetry that adds sophistication and practical storage. The owner’s suite offers the kind of comfort and refinement buyers are searching for, highlighted by a custom-designed master closet system and beautifully remodeled bathroom. Custom built-in bathroom cabinetry and upgraded finishes bring a luxury feel to every bath throughout the home. The updates continue well beyond cosmetic improvements. Major investments include a new roof (2021), double-pane windows (2023), upgraded sliding doors, a tankless water heater, new electrical panel, Tesla charger, water softener system, and a roof lightning protection. Even the laundry room was thoughtfully redesigned with upgraded cabinetry, while the oversized storage attic provides exceptional space rarely found in newer homes. Step outside, and the home transforms into a private Florida retreat. The open-air pool and pavered deck create the perfect setting for entertaining, relaxing weekends, or family gatherings year-round. A dedicated pool bath with direct access to the outdoor living area adds both convenience and functionality to the space. Every system, finish, and detail contributes to a home that feels modern, efficient, and completely move-in ready. Combined with its location just minutes from the tourist corridor along US Highway 192, the home offers exceptional convenience to dining, entertainment, shopping, and Central Florida attractions while still maintaining the comfort of a residential community. Even the HOA adds significant value, including Spectrum 1GB internet, premium cable channels, and a Flock neighborhood camera safety system Call now to schedule a showing...this home will not last.

Property Information

Property Type

Residential

Sub-Type

Single Family Residence

Style

Craftsman / Traditional

Year Built

2005

Stories

2

Living Area

3,993 sq ft

Lot Size

0.22 acres

Lot Dimensions

80x120

Garage Spaces

2

Ownership

Fee Simple

Zoning

SPUD

Days on Market

61

MLS® Listing#

O6406660

Property Features

Interior

Built-in FeaturesEat-in KitchenHigh CeilingsOpen FloorplanStone CountersWalk-In Closet(s)

Exterior

LightingPrivate YardRain Gutters

Appliances

DishwasherDisposalMicrowaveRangeRefrigeratorTankless Water Heater

Cooling

Central Air

Heating

Central

Flooring

Tile

Pool

GuniteIn GroundPrivate

Parking

DrivewayGarage Door OpenerOn StreetAttached

Laundry

Electric Dryer HookupInsideLaundry RoomWasher Hookup

Patio

Front PorchRear Porch

Fencing

Vinyl

Lot Features

LandscapedPaved

Construction

BlockStuccoWood Siding

Foundation

Slab

Roof

Shingle

Windows

Window CoveringsAluminum FramesBlindsDouble Pane WindowsDrapesENERGY STAR Qualified WindowsWindow Treatments

Security

Secured Garage/ParkingSecurity SystemSmoke Detector(s)

Utilities

Cable AvailableCable ConnectedElectricity ConnectedSewer ConnectedUnderground UtilitiesWater Connected

Sewer

Public Sewer

Water Source

Public

Rooms

  • 7.5x10First
  • Bathroom 25x10.5First
  • Bathroom 35x8First
  • Bedroom 211x11.5First
  • Bedroom 311x11.5First
  • Bedroom 411x12First
  • Bonus Room18x20.5Second
  • Dining Room10.5x12First
  • Kitchen13x16First
  • Living Room12.5x22First
  • Master Bathroom10x15.5First
  • Master Bedroom15.5x18First
  • Office12x16First

Schools

Elementary:
St Cloud Elem
Middle:
St. Cloud Middle (6-8)
High:
St. Cloud High School

Financial Details

HOA

$202 / Quarterly

Leland Management / Kaitlin Marshall

Annual Taxes

$3,691

Tax year 2025

Parcel Number

15-26-30-0700-0001-4570

Directions

From Florida’s Turnpike (North or South): Take Exit 244 for US-192 toward Kissimmee/St. Cloud. Head east on US-192 E (13 miles). Turn left on Old Canoe Creek Rd. Continue about 2.5 miles, then turn right on Nolte Rd. Turn left onto Pawleys Loop N. 3481 Pawleys Loop N will be on your left.

Affordability Calculator

$116,500

Estimated monthly payment

$3,100/mo

Principal $466,000 · Est. interest $650,111 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in ST CLOUD, FL

$465,651
Median Listing Price
87
Median Days on Market
1,754
Median Sq Ft
$254
Median Price / Sq Ft
7,937
Active Listings
  • This home’s price is 25% above the area median.
  • Its price per sq ft is 43% below the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in ST CLOUD, FL.

Location

Map showing the location of 3481 PAWLEYS LOOP N, ST CLOUD, FL 34769

Points of Interest in ST CLOUD, FL

Showing the ST CLOUD area map.

Nearby Schools

  • St Cloud Elementary School

    Elementary · 0.5 mi away

  • Arts Thereafter: an Acton Academy

    School · 0.7 mi away

  • Osceola Technical College

    Secondary School · 1.2 mi away

  • Osceola Center for Early Learning

    School · 1.5 mi away

  • Ross E Jeffries Elementary School

    Elementary · 1.5 mi away

  • The Shepherds Little Family

    School · 1.5 mi away

  • St Cloud High School

    Secondary · 1.5 mi away

  • St Cloud Middle School

    School · 1.5 mi away

  • Rocking Horse Pre-School Academy

    School · 1.6 mi away

  • Michigan Avenue Elementary School

    Elementary · 1.6 mi away

  • St. Cloud Middle School

    Secondary · 1.7 mi away

  • St Cloud Christian School

    School · 1.7 mi away

  • Little Green School House

    School · 1.8 mi away

  • St. Thomas Aquinas Catholic School

    School · 1.9 mi away

  • St. Thomas Aquinas Catholic Church

    School · 1.9 mi away

  • Lakeview Elementary School

    Elementary · 2.0 mi away

  • Neptune Elementary School

    Elementary · 2.3 mi away

  • Hickory Tree Elementary School

    Elementary · 2.7 mi away

  • Canoe Creek K-8

    Elementary · 2.8 mi away

  • Canoe Creek Charter Academy

    School · 2.8 mi away

Commute Calculator

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Moving Cost Estimate

EXIT Agents in ST CLOUD

Listing Courtesy: PRISTINE FLORIDA PROPERTIES LLC - 727-510-8226

Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright ©2026 MLS GRID. All Rights Reserved.

Last Updated: 2026-05-11

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by Suncoast Tampa. MLS® Listing#O6406660. © 2026EXIT Realty®. All rights reserved.