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4912 CATALPA DRIVE, ST CLOUD, FL 34772

TWIN LAKES PH 1 · Osceola County

Key Facts

3Beds
3Baths
3,218Sq Ft
2017Year Built
0.14Lot (acres)
2Garage
1Stories

Description

Welcome to paradise in the highly sought-after, gated Twin Lakes community in St. Cloud where luxury and resort-style living come together in one immaculate and beautiful home. From the moment you arrive you will love the charming covered Front Porch - the perfect place to enjoy your morning coffee. Inside a bright, open layout unfolds with wood-look plank flooring and elegant plantation shutters. This meticulously maintained home features a newly installed (July 2024) tankless water heater. The spacious Great Room is ideal for entertaining, while the super-cute Pocket Office offers a quiet, efficient workspace. The Gourmet Kitchen is a true showpiece, featuring 42" cabinetry, extensive glass backsplash, vented hood, stainless steel appliances, built-in wall oven, and abundant granite countertops. The island Breakfast Bar is stunning! A huge walk-in Pantry and generously sized Laundry Room add to the exceptional functionality of this home. The Primary Suite is light, airy and beautifully appointed with a tray ceiling, transom window, plantation shutters and a luxurious Bathroom offering a frameless glass shower with two shower heads and an expansive granite vanity with exceptional countertop space. The Powder Room is perfectly placed for guests and the layout includes three bedrooms - one currently set up as a Den. Step outside to nearly 370 square feet of covered outdoor living space, an incredible extension of the home. The brick-paved Patio overlooks an idyllic, peaceful view with no rear neighbors, creating a private retreat that feels like your own slice of paradise. Electric sun blinds to the Sliding Doors and the Screened-in Patio provide shade and comfort at the touch of a button. Twin Lakes offers a lifestyle like no other, with a resort-style pool, clubhouse, fitness center, scenic lakes, walking trails, and the must-see Community Garden. Twin Lakes is known for its vibrant, welcoming atmosphere with a full-time lifestyle director who curates an active social calendar filled with Seminars, Lunch and Learn Events, Trivia, Karaoke and Bingo Nights, to name a few. Enjoy Tennis and Pickleball lessons, or dive into one of the many clubs - Mahjong, Bunco, Crafts, Billiards, Ceramics, Quilting, Line Dancing, Genealogy, Poker, Stitch and Sew! Spend an afternoon on the tranquil shores of Live Oak Lake, Jon Boat and Pontoon Boat use is available through the Association. This is more than just a home, it’s a fantastic lifestyle upgrade in a thriving 55+ community. With privacy, high ceilings and an open layout, this residence offers the perfect blend of elegance, comfort and resort-style living. It's a fabulous opportunity to own a home that truly feels like a private retreat.

Property Information

Property Type

Residential

Sub-Type

Single Family Residence

Year Built

2017

Stories

1

Living Area

3,218 sq ft

Lot Size

0.14 acres

Garage Spaces

2

Ownership

Fee Simple

Zoning

RES

Days on Market

51

MLS® Listing#

O6405805

Property Features

Interior

Crown MoldingHigh CeilingsOpen FloorplanStone CountersTray Ceiling(s)Walk-In Closet(s)

Exterior

LightingRain Gutters

Appliances

CooktopDishwasherDisposalGas Water HeaterMicrowaveRangeRange HoodTankless Water HeaterWine Refrigerator

Cooling

Central Air

Heating

CentralElectricHeat PumpNatural Gas

Flooring

Tile

Parking

DrivewayGarage Door OpenerAttached

Laundry

Electric Dryer HookupInsideLaundry RoomWasher Hookup

Patio

CoveredEnclosedFront PorchPatioPorchScreened

Lot Features

LandscapedPavedPrivate

Construction

BlockConcreteStucco

Foundation

Slab

Roof

Shingle

Windows

Window CoveringsBlindsShuttersWindow Treatments

Security

Gated CommunitySmoke Detector(s)

Community

GatedClubhouseFitness CenterPoolSidewalksTennis Court(s)Street Lights

Utilities

Cable AvailableNatural Gas AvailableCable ConnectedElectricity AvailableElectricity ConnectedNatural Gas ConnectedSewer AvailableSewer ConnectedWater AvailableWater Connected

Sewer

Public Sewer

Water Source

Public

Rooms

  • 8x6First
  • Bedroom 211x11First
  • Bedroom 310x11First
  • Dining Room13x14First
  • Kitchen15x14First
  • Living Room28x11First
  • Master Bathroom13x11First
  • Master Bedroom14x16First

Financial Details

HOA

$310 / Monthly

Amanda Martineau

Annual Taxes

$8,518

Tax year 2025

Parcel Number

17-26-31-5261-0001-1000

Directions

From 192 travel south on Hickory Tree Rd to Twin Lakes. Turn into Twin Lakes at Twin Lakes Blvd follow road over the bridge, turn left onto W. Fountainwood Dr. turn left onto Promise St, turn right onto Catalpa Dr, house is located on the left hand side.

Affordability Calculator

$112,000

Estimated monthly payment

$2,981/mo

Principal $448,000 · Est. interest $625,000 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in ST CLOUD, FL

$465,693
Median Listing Price
86
Median Days on Market
1,759
Median Sq Ft
$253
Median Price / Sq Ft
7,988
Active Listings
  • This home’s price is 20% above the area median.
  • Its price per sq ft is 31% below the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in ST CLOUD, FL.

Location

Map showing the location of 4912 CATALPA DRIVE, ST CLOUD, FL 34772

Points of Interest in ST CLOUD, FL

Showing the ST CLOUD area map.

Nearby Schools

  • Hickory Tree Community Park

    School · 0.8 mi away

  • Hickory Tree Elementary School

    Elementary · 1.0 mi away

  • Creative Inspiration Journey School

    Elementary · 1.7 mi away

  • Michigan Avenue Elementary School

    Elementary · 2.2 mi away

  • St. Cloud Middle School

    Secondary · 2.3 mi away

  • St Cloud High School

    Secondary · 2.5 mi away

  • St Cloud Middle School

    School · 2.6 mi away

  • Arts Thereafter: an Acton Academy

    School · 2.9 mi away

  • St Cloud Christian School

    School · 3.1 mi away

  • The Shepherds Little Family

    School · 3.4 mi away

  • Osceola Center for Early Learning

    School · 3.5 mi away

  • Ross E Jeffries Elementary School

    Elementary · 3.5 mi away

  • St Cloud Elementary School

    Elementary · 3.6 mi away

  • Little Green School House

    School · 3.6 mi away

  • Rocking Horse Pre-School Academy

    School · 3.7 mi away

  • Osceola Technical College

    Secondary School · 3.9 mi away

  • Canoe Creek K-8

    Elementary · 4.0 mi away

  • Canoe Creek Charter Academy

    School · 4.0 mi away

  • Lakeview Elementary School

    Elementary · 4.2 mi away

  • St. Thomas Aquinas Catholic School

    School · 4.6 mi away

Commute Calculator

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Moving Cost Estimate

EXIT Agents in ST CLOUD

Listing Courtesy: COLDWELL BANKER REALTY - 407-647-1211

Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright ©2026 MLS GRID. All Rights Reserved.

Last Updated: 2026-05-12

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by Orlando Regional. MLS® Listing#O6405805. © 2026EXIT Realty®. All rights reserved.