446 E 4th St, Loveland, CO 80537
LOV · Larimer County
Key Facts
Description
Exceptional investment opportunity in the heart of Downtown Loveland! This unique property consists of five income-producing rental units on one lot, including a charming updated house and two duplex buildings, one detached garage with 2 separate spaces, yard space with grass. Recent street improvements along E. 4th Street have been completed, enhancing accessibility and curb appeal. The front house, originally built in 1905, has been updated with improvements including kitchen upgrades, appliances, & electrical systems. The house and the duplex fronting 4th Street have previously been utilized as office spaces, offering flexibility for a variety of future uses. Duplex units feature a living area, Kitchen, bed room, full bath, mudroom entries, and dedicated space for tenant washers & dryers. The Washington Street duplex offers wood flooring in one unit and carpet in the other. Water is billed back to tenants. Strategically located within Downtown (DT) Zoning and multiple development incentive districts, including the Enterprise Zone, Downtown Urban Renewal Area (URA), General Improvement District #1, Historic Downtown Loveland (CEF Exempt Area), Historic Loveland BID, and Loveland DDA. Just blocks from the Civic Center, Library, restaurants, shopping, and vibrant downtown events. Positioned in the Downtown Development Authority (DDA) area, buyers may benefit from available redevelopment and improvement programs, including Tax Increment Financing (TIF), Facade Improvement Grants, Small Grant Programs, Fire Suppression Assistance, Restaurant Conversion Programs, and Efficiency Works rebates. An outstanding opportunity for investors seeking cash flow today with long-term value-add and redevelopment potential in one of Northern Colorado's most desirable downtown districts.
Property Information
Property Type
Residential Income
Sub-Type
Duplex
Structure Type
Duplex
Year Built
1905
Living Area
4,210 sq ft
Lot Size
0.24 acres
Garage Spaces
2
Parking Spaces
2
Zoning
DT
Days on Market
2
MLS® Listing#
9241489
Property Features
Cooling
Heating
Basement
Parking
Patio
Fencing
Construction
Roof
Utilities
Sewer
Water Source
Schools
- Elementary:
- Truscott
- Middle:
- Bill Reed
- High:
- Thompson Valley
Financial Details
HOA
None
Annual Taxes
$4,116
Tax year 2025
Directions
Corner of 4th St and Washington
Affordability Calculator
$250,000
Estimated monthly payment
$6,653/mo
Principal $1,000,000 · Est. interest $1,395,089 over 30 yrs
Neighborhood Market Statistics
How this home compares to active listings in Loveland, CO
- $565,823
- Median Listing Price
- 49
- Median Days on Market
- 1,960
- Median Sq Ft
- $295
- Median Price / Sq Ft
- 913
- Active Listings
- This home’s price is 121% above the area median.
- Its price per sq ft is 1% above the area median.
Market statistics compiled from active EXIT Realty® and MLS listings in Loveland, CO.
Location
Points of Interest in Loveland, CO
Showing the Loveland area map.
Nearby Schools
Small Fries Preschool
School · 0.2 mi away
Truscott Elementary School
Elementary · 0.5 mi away
Bill Reed Middle School
Elementary · 0.5 mi away
Winona Elementary School
Elementary · 0.9 mi away
Garfield Elementary School
Elementary · 0.9 mi away
Thompson Valley Preschool
School · 1.0 mi away
Community Preschool Inc
School · 1.0 mi away
New Vision Charter School
Elementary · 1.5 mi away
Thompson School District
Elementary · 1.5 mi away
Precious Years Christian School
School · 1.6 mi away
Harold Ferguson High School
Secondary · 1.6 mi away
St John the Evangelist
School · 1.6 mi away
Discovery Montessori Elementary School
Elementary · 1.6 mi away
Conrad Ball Middle School
Secondary · 1.7 mi away
BF Kitchen Elementary School
Elementary · 1.8 mi away
Thompson Valley High School
Secondary · 1.8 mi away
Thompson School District R2-J Support Services Center
School · 1.8 mi away
Van Buren Elementary School
Elementary · 1.9 mi away
Loveland High School
Secondary · 2.0 mi away
Sarah Milner Elementary School
Elementary · 2.1 mi away
Commute Calculator
Nearby Homes
Similar Homes Nearby
Similar Home Values
Comparable nearby listings and their asking prices.
| Address | Price | Beds | Baths | Sq Ft |
|---|---|---|---|---|
| 4043 Emerald Shore Drive, Loveland, CO | $925,000 | 6 | 6 | 4,804 |
| 4043 Emerald Shore Dr, Loveland, CO | $925,000 | 6 | 6 | 4,804 |
| 3801 Emerald Shore Cir, Loveland, CO | $969,950 | 6 | 6 | 4,804 |
| 3801 Emerald Shore Circle, Loveland, CO | $969,950 | 6 | 6 | 4,804 |
| 2909 Pronghorn Court, Loveland, CO | $1,160,000 | 6 | 4 | 4,566 |
| 2909 Pronghorn Ct, Loveland, CO | $1,160,000 | 6 | 4 | 4,566 |
