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4423 W Highway 98, Panama City, FL 32401

NO RECORDED SUBDIVISION · Bay County

Key Facts

1.68Lot (acres)

Description

Pristine property located on beautiful St. Andrew's Bay in Panama City, FL. This property features 132 feet on St. Andrew Bay with a total of 1.67 acres. It is +/-1/2 mile east of the Hathaway Bridge, close to Port Panama City, Gulf Coast State College, Florida State University Panama City Campus, and Panama City Beach. In addition to St. Andrew's Bay, the property overlooks St. Andrew Bay, the Pass to the Gulf of Mexico and Shell Island. The property is zoned GC-2 General Commercial, allowing for multiple uses including, but not limited to, hotel/motel, multi-family, condominium, restaurant, retail, mixed-use, office, etc.

Property Information

Property Type

Land

Sub-Type

Unimproved Land

Lot Size

1.68 acres

Lot Dimensions

105x508

Zoning

Commercial

Days on Market

2400

MLS® Listing#

909416

Property Features

Lot Features

Cleared

Utilities

Natural Gas AvailableSewer AvailableElectricity Available

Schools

Elementary:
Oakland Terrace
Middle:
Jinks
High:
Bay

Financial Details

Parcel Number

28341-000-000

Directions

Located on U.S. Highway 98 West, +/-1-mile east of the Hathaway Bridge on the south side of the Highway across from the Circle K and Suburban Suites Hotel.

Affordability Calculator

$400,000

Estimated monthly payment

$10,645/mo

Principal $1,600,000 · Est. interest $2,232,142 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Panama City, FL

$379,455
Median Listing Price
103
Median Days on Market
1,572
Median Sq Ft
$248
Median Price / Sq Ft
6,141
Active Listings
  • This home’s price is 427% above the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Panama City, FL.

Location

Map showing the location of 4423 W Highway 98, Panama City, FL 32401

Points of Interest in Panama City, FL

Showing the Panama City area map.

Nearby Schools

  • Lucille Moore Elementary School

    Elementary · 0.7 mi away

  • St Andrew School

    School · 1.0 mi away

  • Gulf Coast School for Autism

    School · 1.5 mi away

  • St. Andrew School at Oakland Terrace

    Elementary · 1.7 mi away

  • Oakland Terrace School for the Arts

    School · 1.7 mi away

  • Bacot Academy

    School · 1.8 mi away

  • Covenant Christian School

    School · 1.8 mi away

  • St John Catholic School

    School · 2.0 mi away

  • Renaissance School International

    School · 2.1 mi away

  • Pre School

    School · 2.2 mi away

  • Central High School

    Secondary · 2.3 mi away

  • Northside Elementary School

    Elementary · 2.4 mi away

  • Bay Virtual Instruction Program (District Provided)

    Secondary · 2.6 mi away

  • Bay District Schools

    School · 2.6 mi away

  • Palm Bay Preparatory Academy

    Elementary · 2.8 mi away

  • Panama City Christian School

    School · 2.8 mi away

  • North Bay Haven Charter Academy

    School · 2.8 mi away

  • Patronis Elementary School

    Elementary · 2.8 mi away

  • Newpoint Bay High School

    Secondary · 2.9 mi away

  • Bacot Academy

    School · 2.9 mi away

Commute Calculator

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Nearby Homes

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Similar Home Values

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Moving Cost Estimate

EXIT Agents in Panama City

Listing Courtesy: Counts Real Estate Group Inc - 8502493615

IDX property data is provided exclusively for consumers’ personal, non-commercial use, and IDX data may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS. IDX data provided by the Emerald Coast Association of Realtors.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by EmeraldCoast. MLS® Listing#909416. © 2026EXIT Realty®. All rights reserved.