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4109 Marlin Street, Panama City Beach, FL 32408

Bel Air · Bay County

Key Facts

7Beds
4Baths
2,550Sq Ft
1995Year Built
0.14Lot (acres)
2Stories

Description

Rare PCB Beach Compound 4109&4111 Marlin St| 3 Residences • One Parcel • Two Lots from the Beach • Heated/Chilled Pool • Sleeps 18-20 • Fully Furnished & Turnkey. with effective build date June 2026 Rare opportunities like this simply don't exist anymore. Just two lots from the beach, this one-of-a-kind Panama City Beach compound offers three separate residences on one parcel--a beautifully rebuilt two-story duplex with two 2-bedroom, 1-bath residences and a stunning 3-bedroom, 2-bath main home centered around a private resort-style heated and chilled pool. Combining location, flexibility, and the quality of new construction, this is a truly rare opportunity in one of Panama City Beach's most desirable vacation rental corridors. Professionally reconstructed and completed in June 2026, this is far more than a renovation. Thoughtfully rebuilt by the owner--not a builder flip--the property was designed specifically for luxury vacation rentals with an emphasis on quality, longevity, energy efficiency, and exceptional guest experience. Every detail was intentional, from the 10-foot ceilings in the main home and custom 8-foot hurricane-rated doors to the impact-rated windows and doors, custom transom windows, smart LB siding, designer coastal finishes, custom-built bunk rooms, and durable low-maintenance materials throughout. Designed to comfortably accommodate 18-20 guests, the compound is ideal for large family vacations, multi-generational gatherings, corporate retreats, or premium vacation rental operations. The resort-style outdoor living area features a new heated and chilled swimming pool, two grilling stations, expansive paver decking, and a hot and cold outdoor shower, creating an exceptional space for relaxing and entertaining after a day at the beach. Operational efficiency was equally important. Each residence has its own electric meter, each building has its own water meter, and the property includes a dedicated owner's closet, making ownership and management simple and efficient. Six off-street parking spaces provide ample room for owners and guests. Located in the highly sought-after Lower Grand Lagoon area, you're just a short walk from the beach and minutes from St. Andrews State Park, Shell Island excursions, marinas, waterfront dining, shopping, and entertainment. Leave the car behind and enjoy one of the most walkable and desirable beach locations on Panama City Beach. Situated in Flood Zone X no flood insurance needed and offered fully furnished and completely turnkey, this exceptional property is ready for immediate personal enjoyment or income-producing vacation rental operation from day one. Properties offering three fully rebuilt residences on one parcel this close to the beach are exceptionally rare and increasingly difficult to replicate. Built to be owned--not flipped--this extraordinary beach compound reflects thoughtful planning, premium materials, and craftsmanship rarely found in today's investment properties.

Property Information

Property Type

Residential

Sub-Type

Single Family Residence

Style

Other

Year Built

1995

Stories

2

Living Area

2,550 sq ft

Lot Size

0.14 acres

Lot Dimensions

50.0 ft x 125.0 ft

Days on Market

4

MLS® Listing#

792388

Property Features

Exterior

BalconyOutdoor Shower

Cooling

Central AirENERGY STAR Qualified Equipment

Pool

In GroundPrivate

Utilities

Electricity Available

Sewer

Public Sewer

Rooms

  • 8.9 x 5.5First
  • 9.3 x 5.7First
  • 14.4 x 12First
  • Bedroom11 x 10First
  • Bedroom11 x 9First
  • Bedroom11 x 10First
  • Bedroom11 x 9First

Schools

Elementary:
Breakfast Point
Middle:
Breakfast Point
High:
Arnold

Financial Details

HOA

None

Annual Taxes

$6,009

Tax year 2025

Parcel Number

30374-000-000

Directions

BEL AIR LOT 14 BLK 13 ORB 4697 P 699

Affordability Calculator

$390,000

Estimated monthly payment

$10,379/mo

Principal $1,560,000 · Est. interest $2,176,339 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Panama City Beach, FL

$471,618
Median Listing Price
112
Median Days on Market
1,462
Median Sq Ft
$344
Median Price / Sq Ft
31,969
Active Listings
  • This home’s price is 313% above the area median.
  • Its price per sq ft is 122% above the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Panama City Beach, FL.

Location

Map showing the location of 4109 Marlin Street, Panama City Beach, FL 32408

Points of Interest in Panama City Beach, FL

Showing the Panama City Beach area map.

Nearby Schools

  • Twisted Fork Culinary Classroom

    School · 1.3 mi away

  • Patronis Elementary School

    Elementary · 1.4 mi away

  • Primary Prep School

    Elementary · 1.7 mi away

  • St Bernadette Early Childhood Development Center

    School · 1.8 mi away

  • Breakfast Point Academy

    School · 2.9 mi away

  • Learning Tree II-Child Development Center

    School · 2.9 mi away

  • Stacey's Fun in the Sun Preschool 2 Inc.

    School · 2.9 mi away

  • Arnold Pre K

    Secondary · 3.1 mi away

  • JR Arnold High School

    Secondary · 3.2 mi away

  • Surfside Kids Academy

    School · 3.6 mi away

  • Hutchison Beach Elementary School

    Elementary · 3.9 mi away

  • Lucille Moore Elementary School

    Elementary · 4.9 mi away

  • Surfside Middle School

    Secondary · 5.0 mi away

  • St Andrew School

    School · 5.0 mi away

  • Gulf Coast School for Autism

    School · 5.7 mi away

  • St. Andrew School at Oakland Terrace

    Elementary · 5.7 mi away

  • Oakland Terrace School for the Arts

    School · 5.7 mi away

  • St John Catholic School

    School · 5.8 mi away

  • Bacot Academy

    School · 5.8 mi away

  • Renaissance School International

    School · 5.9 mi away

Commute Calculator

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Moving Cost Estimate

EXIT Agents in Panama City Beach

Listing Courtesy: Guardian Real Estate Group LLC - 8502342151

The data relating to real estate for sale on this website comes in part from the Internet Data exchange program of Central Panhandle Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright ©2026 Central Panhandle Association of REALTORS®. All Rights Reserved.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by CentralPanhandleAssociationOfRealtors. MLS® Listing#792388. © 2026EXIT Realty®. All rights reserved.