
4109 Marlin Street, Panama City Beach, FL 32408
Bel Air · Bay County
Key Facts
Description
Rare PCB Beach Compound 4109&4111 Marlin St| 3 Residences • One Parcel • Two Lots from the Beach • Heated/Chilled Pool • Sleeps 18-20 • Fully Furnished & Turnkey. with effective build date June 2026 Rare opportunities like this simply don't exist anymore. Just two lots from the beach, this one-of-a-kind Panama City Beach compound offers three separate residences on one parcel--a beautifully rebuilt two-story duplex with two 2-bedroom, 1-bath residences and a stunning 3-bedroom, 2-bath main home centered around a private resort-style heated and chilled pool. Combining location, flexibility, and the quality of new construction, this is a truly rare opportunity in one of Panama City Beach's most desirable vacation rental corridors. Professionally reconstructed and completed in June 2026, this is far more than a renovation. Thoughtfully rebuilt by the owner--not a builder flip--the property was designed specifically for luxury vacation rentals with an emphasis on quality, longevity, energy efficiency, and exceptional guest experience. Every detail was intentional, from the 10-foot ceilings in the main home and custom 8-foot hurricane-rated doors to the impact-rated windows and doors, custom transom windows, smart LB siding, designer coastal finishes, custom-built bunk rooms, and durable low-maintenance materials throughout. Designed to comfortably accommodate 18-20 guests, the compound is ideal for large family vacations, multi-generational gatherings, corporate retreats, or premium vacation rental operations. The resort-style outdoor living area features a new heated and chilled swimming pool, two grilling stations, expansive paver decking, and a hot and cold outdoor shower, creating an exceptional space for relaxing and entertaining after a day at the beach. Operational efficiency was equally important. Each residence has its own electric meter, each building has its own water meter, and the property includes a dedicated owner's closet, making ownership and management simple and efficient. Six off-street parking spaces provide ample room for owners and guests. Located in the highly sought-after Lower Grand Lagoon area, you're just a short walk from the beach and minutes from St. Andrews State Park, Shell Island excursions, marinas, waterfront dining, shopping, and entertainment. Leave the car behind and enjoy one of the most walkable and desirable beach locations on Panama City Beach. Situated in Flood Zone X no flood insurance needed and offered fully furnished and completely turnkey, this exceptional property is ready for immediate personal enjoyment or income-producing vacation rental operation from day one. Properties offering three fully rebuilt residences on one parcel this close to the beach are exceptionally rare and increasingly difficult to replicate. Built to be owned--not flipped--this extraordinary beach compound reflects thoughtful planning, premium materials, and craftsmanship rarely found in today's investment properties.
Property Information
Property Type
Residential
Sub-Type
Single Family Residence
Style
Other
Year Built
1995
Stories
2
Living Area
2,550 sq ft
Lot Size
0.14 acres
Lot Dimensions
50.0 ft x 125.0 ft
Days on Market
4
MLS® Listing#
792388
Property Features
Exterior
Cooling
Pool
Utilities
Sewer
Rooms
- 8.9 x 5.5First
- 9.3 x 5.7First
- 14.4 x 12First
- Bedroom11 x 10First
- Bedroom11 x 9First
- Bedroom11 x 10First
- Bedroom11 x 9First
Schools
- Elementary:
- Breakfast Point
- Middle:
- Breakfast Point
- High:
- Arnold
Financial Details
HOA
None
Annual Taxes
$6,009
Tax year 2025
Parcel Number
30374-000-000
Directions
BEL AIR LOT 14 BLK 13 ORB 4697 P 699
Affordability Calculator
$390,000
Estimated monthly payment
$10,379/mo
Principal $1,560,000 · Est. interest $2,176,339 over 30 yrs
Neighborhood Market Statistics
How this home compares to active listings in Panama City Beach, FL
- $471,618
- Median Listing Price
- 112
- Median Days on Market
- 1,462
- Median Sq Ft
- $344
- Median Price / Sq Ft
- 31,969
- Active Listings
- This home’s price is 313% above the area median.
- Its price per sq ft is 122% above the area median.
Market statistics compiled from active EXIT Realty® and MLS listings in Panama City Beach, FL.
Location
Points of Interest in Panama City Beach, FL
Showing the Panama City Beach area map.
Nearby Schools
Twisted Fork Culinary Classroom
School · 1.3 mi away
Patronis Elementary School
Elementary · 1.4 mi away
Primary Prep School
Elementary · 1.7 mi away
St Bernadette Early Childhood Development Center
School · 1.8 mi away
Breakfast Point Academy
School · 2.9 mi away
Learning Tree II-Child Development Center
School · 2.9 mi away
Stacey's Fun in the Sun Preschool 2 Inc.
School · 2.9 mi away
Arnold Pre K
Secondary · 3.1 mi away
JR Arnold High School
Secondary · 3.2 mi away
Surfside Kids Academy
School · 3.6 mi away
Hutchison Beach Elementary School
Elementary · 3.9 mi away
Lucille Moore Elementary School
Elementary · 4.9 mi away
Surfside Middle School
Secondary · 5.0 mi away
St Andrew School
School · 5.0 mi away
Gulf Coast School for Autism
School · 5.7 mi away
St. Andrew School at Oakland Terrace
Elementary · 5.7 mi away
Oakland Terrace School for the Arts
School · 5.7 mi away
St John Catholic School
School · 5.8 mi away
Bacot Academy
School · 5.8 mi away
Renaissance School International
School · 5.9 mi away
Commute Calculator
Nearby Homes
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Similar Home Values
Comparable nearby listings and their asking prices.
| Address | Price | Beds | Baths | Sq Ft |
|---|---|---|---|---|
| 623 Lyndell Lane, Panama City Beach, FL | $1,375,000 | 6 | 5 | 2,835 |
| 48 AUDUBON LANE, FLAGLER BEACH, FL | $1,390,000 | 7 | 5 | 6,258 |
| 601 E 2ND AVENUE, NEW SMYRNA BEACH, FL | $1,395,000 | 7 | 6 | 3,276 |
| 601 E 2nd Avenue, New Smyrna Beach, FL | $1,395,000 | 7 | 6 | 3,276 |
| 39 Sarah Street Lot 17, Inlet Beach, FL | $1,395,000 | 6 | 8 | 3,589 |
| 39 Sarah Street Lot 17, Inlet Beach, FL | $1,395,000 | 6 | 8 | 3,589 |
Moving Cost Estimate
EXIT Agents in Panama City Beach
Listing Courtesy: Guardian Real Estate Group LLC - 8502342151
















