Skip to content
Photo 1 of 21: 1946310-61383900-b311-4dd2-8f4e-99b39c16508f.JPG
1946310-61383900-b311-4dd2-8f4e-99b39c16508f.JPG
View all 21 photos

405 E Saginaw, St Louis City, MI 48880

MRS MARY E. GIDDINGS ADDITION · Gratiot County

Key Facts

3Beds
2Baths
1,868Sq Ft
1871Year Built
0.84Lot (acres)
2Garage

Description

Step into timeless character and everyday comfort with this beautifully maintained Victorian-style home in the heart of St. Louis. Set on an oversized 0.84-acre lot near downtown, schools, parks, and local conveniences, this property offers the charm of a historic home with major updates already completed. Inside, youll find approximately 1,868 square feet of inviting living space filled with original woodwork, warm hardwood floors, spacious rooms, and natural light throughout. The welcoming layout features a large living area, an updated kitchen with abundant cabinet space and a striking coffered ceiling, plus spacious bedrooms and additional flex spaces perfect for a home office, hobby room, or reading nook. Recent improvements provide added peace of mind, including foundation work completed between 2024-2025, a newer roof installed in 2019, and updated heating systems in 2019. Outside, the deep backyard offers room to entertain, garden, relax beneath mature shade trees, and enjoy approximately 92 feet of scenic Pine River frontage that creates a peaceful natural backdrop right in your own backyard. If youve been searching for a home with historic charm, character, and space all within minutes of downtown St. Louis, this one is worth a look.

Property Information

Property Type

Residential

Sub-Type

Single Family Residence

Style

Victorian

Year Built

1871

Living Area

1,868 sq ft

Lot Size

0.84 acres

Lot Dimensions

91x363

Garage Spaces

2

Days on Market

3

MLS® Listing#

79080069403

Property Features

Appliances

Gas Water HeaterDishwasherDryerFreezerOvenRangeWasher

Cooling

Central Air

Heating

Forced AirNatural Gas

Basement

Exterior Entry

Parking

DetachedGarage

Patio

DeckPorch

Lot Features

Sloped

Construction

Vinyl Siding

Windows

Window Treatments

Sewer

Shared Septic

Water Source

Public

Rooms

  • Bedroom 112.0 x 11.0Main
  • Bedroom 211.0 x 17.0Upper
  • Bedroom 317.0 x 9.0Upper
  • Kitchen20.0 x 14.0Main
  • Laundry11.0 x 11.0Main
  • Living Room17.0 x 15.0Main

Financial Details

Annual Taxes

$3,269

Assessed Value

$72,300

Parcel Number

5330000400

Affordability Calculator

$45,000

Estimated monthly payment

$1,198/mo

Principal $180,000 · Est. interest $251,116 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in St Louis City, MI

$238,825
Median Listing Price
58
Median Days on Market
1,500
Median Sq Ft
$137
Median Price / Sq Ft
13,529
Active Listings
  • This home’s price is 6% below the area median.
  • Its price per sq ft is 12% below the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in St Louis City, MI.

Location

Map showing the location of 405 E Saginaw, St Louis City, MI 48880

Points of Interest in St Louis City, MI

Showing the St Louis City area map.

Nearby Schools

  • St Louis Public School

    School · 0.2 mi away

  • St. Louis High School

    Secondary · 0.2 mi away

  • TSN Middle School

    Secondary · 0.2 mi away

  • St Louis Correctional Facility

    Secondary · 0.5 mi away

  • Carrie Knause Early Childhood Learning Center

    School · 0.5 mi away

  • Nikkari Elementary School

    Elementary · 0.8 mi away

  • St Louis Public

    School · 0.8 mi away

  • Middle of the Mitten Learning Ctr

    School · 2.0 mi away

  • Donald L. Pavlik Middle School

    Elementary · 2.8 mi away

  • Alma Public Schools

    School · 3.0 mi away

  • Alma Senior High School

    Secondary · 3.0 mi away

  • Pine Avenue Elementary School

    Elementary · 3.2 mi away

  • St Mary School

    Secondary · 3.7 mi away

  • Hillcrest Elementary School

    Elementary · 3.8 mi away

  • Alma Public Schools

    Elementary · 4.6 mi away

  • Luce Road Elementary School

    Elementary · 4.7 mi away

  • Breckenridge Elementary School

    Elementary · 6.3 mi away

  • Breckenridge Co-OP Nursery

    School · 6.6 mi away

  • Ithaca Sda School

    Secondary · 7.3 mi away

  • Ithaca High School

    Secondary · 7.4 mi away

Commute Calculator

Travel mode

Nearby Homes

Moving Cost Estimate

EXIT Agents in St Louis City

Michigan Regional Information Center logo

Listing Courtesy: Keller Williams of NM Signature Group - 9893174444

IDX provided courtesy of Realcomp II Ltd. via EXIT Realty and Realcomp MLS, ©2026 Realcomp II Ltd. Shareholders.
The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Any use of search facilities of data on the site, other than by a consumer looking to purchase real estate, is prohibited.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by CentralMichiganAssociationofREALTORS. MLS® Listing#79080069403. © 2026EXIT Realty®. All rights reserved.