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8700 Front Beach Road 7107, Panama City Beach, FL 32407

Island Reserve · Bay County

Key Facts

2Beds
3Baths
1,325Sq Ft
2008Year Built
2Garage

Description

Set within the gated grounds of Island Reserve, this first-floor residence offers an easygoing take on coastal living with the kind of convenience that is hard to overstate. Positioned just off the parking garage, the condo makes everyday arrivals refreshingly simple, whether unloading groceries, bringing in beach gear or pulling up just outside the patio from the interior road. Inside, 10-foot ceilings, crown molding and a thoughtful split-bedroom layout give the home an airy, comfortable feel suited to both entertaining and quiet retreat. The kitchen is designed for gathering, featuring stainless steel appliances, undercabinet lighting, abundant cabinetry and a generous island bar that anchors the main living space. Recent updates add further appeal, including HVAC replacement in November 2024, a water heater installed two years ago, newer vinyl plank flooring throughout with no carpet, fresh paint and updated vents and light bulbs throughout. Additional recent improvements include a new toilet in the primary bath, professional shower recaulking and cleaning, regrouted kitchen flooring and a deep cleaning that extended to blinds and baseboards. Both bedroom suites offer walk-in closets and direct patio access, creating a rare sense of privacy and connection to the outdoors. One bath includes a soaking tub and separate shower, while the second features a standalone shower. The spacious patio is framed by a colorful mix of shrubs and flowers, offering a more secluded setting for relaxing or sunbathing. Building 7 enjoys a particularly convenient location next to the amenities building and just moments from the community's lagoon-style pool, complete with waterfalls, a hot tub and splash pad. Owners also enjoy access to a modern fitness center, pickleball and basketball court, theater room, pool table and community gathering spaces, along with beautifully landscaped courtyards accented by lighted fountains. HOA dues include pest control and yard maintenance, adding to the ease of ownership. Less than two miles from the beach and close to restaurants, shopping and medical facilities, this golf cart-friendly residence also benefits from a lively social calendar and the added advantage of no short-term rentals. Move in, relax and enjoy.

Property Information

Property Type

Residential

Sub-Type

Condominium

Style

LowRise

Year Built

2008

Living Area

1,325 sq ft

Lot Dimensions

0x0

Garage Spaces

2

MLS® Listing#

789468

Property Features

Appliances

Electric CooktopElectric OvenElectric Water Heater

Cooling

Central Air

Heating

CentralElectric

Flooring

Vinyl

Pool

In GroundCommunity

Patio

PatioCovered

Security

Gated Community

Community

PoolGatedClubhouseFitness Center

Utilities

Electricity Available

Sewer

Public Sewer

Rooms

  • 8.9 x 13.9First
  • 12.9 x 15.7First
  • 7.3 x 13.8First
  • Bedroom11.9 x 12.9First
  • Dining Room15.9 x 10.9First
  • Kitchen13.5 x 7.8First
  • Living Room14.8 x 14.9First

Schools

Elementary:
Breakfast Point
Middle:
Breakfast Point
High:
Arnold

Financial Details

HOA

Yes

Annual Taxes

$2,948

Tax year 2025

Parcel Number

40001-100-232

Directions

From the Hathaway Bridge, continue west on Front Beach Road and turn right into Island Reserve. Go straight into the parking garage. Unit is on the first floor, in the first building that's left of the parking garage.

Affordability Calculator

$55,000

Estimated monthly payment

$1,464/mo

Principal $220,000 · Est. interest $306,920 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Panama City Beach, FL

$472,027
Median Listing Price
115
Median Days on Market
1,451
Median Sq Ft
$353
Median Price / Sq Ft
31,335
Active Listings
  • This home’s price is 42% below the area median.
  • Its price per sq ft is 41% below the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Panama City Beach, FL.

Location

Map showing the location of 8700 Front Beach Road 7107, Panama City Beach, FL 32407

Getting Around

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Points of Interest in Panama City Beach, FL

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Nearby Schools

  • Twisted Fork Culinary Classroom

    School · 0.3 mi away

  • St Bernadette Early Childhood Development Center

    School · 0.7 mi away

  • Primary Prep School

    Elementary · 1.3 mi away

  • Patronis Elementary School

    Elementary · 1.5 mi away

  • Learning Tree II-Child Development Center

    School · 1.8 mi away

  • Stacey's Fun in the Sun Preschool 2 Inc.

    School · 1.8 mi away

  • Breakfast Point Academy

    School · 1.9 mi away

  • JR Arnold High School

    Secondary · 2.3 mi away

  • Arnold Pre K

    Secondary · 2.7 mi away

  • Surfside Kids Academy

    School · 2.9 mi away

  • Hutchison Beach Elementary School

    Elementary · 3.4 mi away

  • Surfside Middle School

    Secondary · 4.4 mi away

  • Lucille Moore Elementary School

    Elementary · 4.5 mi away

  • St Andrew School

    School · 4.9 mi away

  • Gulf Coast School for Autism

    School · 5.2 mi away

  • Bacot Academy

    School · 5.4 mi away

  • Covenant Christian School

    School · 5.5 mi away

  • St. Andrew School at Oakland Terrace

    Elementary · 5.6 mi away

  • Oakland Terrace School for the Arts

    School · 5.6 mi away

  • St John Catholic School

    School · 5.8 mi away

Commute Calculator

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Moving Cost Estimate

EXIT Agents in Panama City Beach

Listing Courtesy: Scenic Sotheby's International Realty - 8502316052

The data relating to real estate for sale on this website comes in part from the Internet Data exchange program of Central Panhandle Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright ©2026 Central Panhandle Association of REALTORS®. All Rights Reserved.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by CentralPanhandleAssociationOfRealtors. MLS® Listing#789468. © 2026EXIT Realty®. All rights reserved.