191 Water Oaks Loop, Santa Rosa Beach, FL 32459
No Named Subdivision · Walton County
Key Facts
Description
Never lived in 2021-built Florida cottage in a non-short-term rental community in Santa Rosa Beach, offering a quiet residential setting just minutes from 30A and local hotspots. Originally held off-market as the builder's office, this home presents as new with a clean, well-maintained interior and no prior occupancy. The 3-bedroom, 2.5-bath layout spans approximately 1,417 square feet with an open-concept living area, tray ceilings, and abundant natural light. The kitchen features white shaker cabinetry, solid surface countertops, stainless steel appliances, and a large island overlooking the main living space. Luxury vinyl plank flooring runs throughout, creating a cohesive, low-maintenance interior. The primary suite includes a double vanity and a walk-in shower, while the split layout provides separation from the additional bedrooms. Situated in a neighborhood with HOA-maintained standards and no short-term rentals, this property offers a more stable, residential environment compared to nearby rental-heavy areas. Located just off Mussett Bayou with convenient access to Hwy 98, 30A, dining, and shopping and best of all the emerald coast beaches.
Property Information
Property Type
Residential
Sub-Type
Single Family Residence
Style
Florida
Year Built
2021
Living Area
1,417 sq ft
Lot Size
0.10 acres
Lot Dimensions
50x85
Days on Market
32
MLS® Listing#
787865
Property Features
Appliances
Cooling
Heating
Flooring
Parking
Patio
Lot Features
Construction
Roof
Utilities
Sewer
Rooms
- 13 x 14First
- Bedroom12 x 13First
- Kitchen14 x 9First
Schools
- Elementary:
- Van R Butler
- Middle:
- Emerald Coast
- High:
- South Walton
Financial Details
HOA
Yes
Annual Taxes
$3,061
Tax year 2025
Parcel Number
28-2S-20-33440-000-0400
Directions
Driving West on Highway 98 turn right on Mussett Bayou, Left on Water Oaks Loop. House will be on the left.
Affordability Calculator
$97,800
Estimated monthly payment
$2,603/mo
Principal $391,200 · Est. interest $545,759 over 30 yrs
Neighborhood Market Statistics
How this home compares to active listings in Santa Rosa Beach, FL
- $503,074
- Median Listing Price
- 115
- Median Days on Market
- 1,408
- Median Sq Ft
- $383
- Median Price / Sq Ft
- 27,293
- Active Listings
- This home’s price is 3% below the area median.
- Its price per sq ft is 10% below the area median.
Market statistics compiled from active EXIT Realty® and MLS listings in Santa Rosa Beach, FL.
Location
Points of Interest in Santa Rosa Beach, FL
Showing the Santa Rosa Beach area map.
Nearby Schools
Emerald Coast Middle School
School · 1.1 mi away
Van R Butler Elementary School
Elementary · 1.1 mi away
The Tree House Episcopal Montessori School
Elementary · 1.9 mi away
South Walton High School
Secondary · 4.6 mi away
Gateway Academy
School · 5.8 mi away
Seaside Neighborhood School
Elementary · 8.1 mi away
Bay Elementary School
Elementary · 8.3 mi away
South Walton Montessori Academy
Elementary · 8.4 mi away
The Preschool at Point Washington
School · 8.5 mi away
Emerald Coast Middle School
Secondary · 8.6 mi away
Destin Middle School
Secondary · 10.1 mi away
Naval School Explosive Ordnance Disposal
School · 11.0 mi away
Dune Lakes Elementary School
Elementary · 11.0 mi away
Destin High School
Secondary · 11.1 mi away
Freeport Middle School
Secondary · 11.3 mi away
Freeport Elementary School
Elementary · 11.8 mi away
Bluewater Elementary School
Elementary · 12.4 mi away
Asheford Institute of Antiques
School · 13.8 mi away
Destin Elementary School
Elementary · 14.0 mi away
Freeport High School
Secondary · 14.3 mi away
Commute Calculator
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Moving Cost Estimate
EXIT Agents in Santa Rosa Beach
Listing Courtesy: Anchor Realty Florida - 8508997999