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117 Cindy Ln
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117 Cindy Lane, Panama City Beach, FL 32407

Gulf Highlands Beach Resort · Bay County

Key Facts

2Beds
2Baths
972Sq Ft
1985Year Built

Description

HUGE PRICE DROP. Beach Life, Rental Income & Incredible Value -- All in One! Fully furnished and truly rental-ready, this beautifully maintained unit is just a 5-minute walk to the beach, offering the perfect blend of comfort, convenience, and coastal charm. With two assigned parking spaces right at your door, everyday convenience comes easy. Major updates include a tankless water heater and a new HVAC system installed at the end of 2024, providing peace of mind and long-term value. Exceptionally cared for, this property presents a rare opportunity to own a move-in-ready beach retreat in one of Panama City Beach's most sought-after communities. Low HOA fees include an impressive array of amenities: 11 pools (5 heated), pickleball courts, shuffleboard, tennis courts, mini golf, fitness center, playground, waterfront restaurant and pool, Wi-Fi, pest control, termite bond, trash service, grounds maintenance, property patrol, gated entry, and more.

Property Information

Property Type

Residential

Sub-Type

Townhouse

Structure Type

Townhouse

Year Built

1985

Living Area

972 sq ft

Lot Dimensions

18x82

Days on Market

119

MLS® Listing#

786590

Property Features

Pool

Community

Community

Pool

Rooms

  • 13 x 12Second
  • Bedroom12 x 11Second

Schools

Elementary:
Hutchison Beach
Middle:
Surfside
High:
Arnold

Financial Details

HOA

Yes

Parcel Number

34797-101-008

Directions

Go through gate and turn right to Cindy Ln.

Affordability Calculator

$48,980

Estimated monthly payment

$1,303/mo

Principal $195,920 · Est. interest $273,326 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Panama City Beach, FL

$471,570
Median Listing Price
112
Median Days on Market
1,459
Median Sq Ft
$348
Median Price / Sq Ft
31,346
Active Listings
  • This home’s price is 48% below the area median.
  • Its price per sq ft is 28% below the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Panama City Beach, FL.

Location

Map showing the location of 117 Cindy Lane, Panama City Beach, FL 32407

Points of Interest in Panama City Beach, FL

Showing the Panama City Beach area map.

Nearby Schools

  • Primary Prep School

    Elementary · 0.6 mi away

  • Arnold Pre K

    Secondary · 0.9 mi away

  • Breakfast Point Academy

    School · 1.3 mi away

  • St Bernadette Early Childhood Development Center

    School · 1.3 mi away

  • JR Arnold High School

    Secondary · 1.4 mi away

  • Surfside Kids Academy

    School · 1.4 mi away

  • Hutchison Beach Elementary School

    Elementary · 1.7 mi away

  • Twisted Fork Culinary Classroom

    School · 2.2 mi away

  • Surfside Middle School

    Secondary · 2.8 mi away

  • Patronis Elementary School

    Elementary · 3.2 mi away

  • Learning Tree II-Child Development Center

    School · 3.4 mi away

  • Stacey's Fun in the Sun Preschool 2 Inc.

    School · 3.4 mi away

  • PCB Academy

    School · 5.2 mi away

  • Lucille Moore Elementary School

    Elementary · 6.4 mi away

  • St Andrew School

    School · 6.8 mi away

  • Gulf Coast School for Autism

    School · 7.1 mi away

  • Bacot Academy

    School · 7.2 mi away

  • Covenant Christian School

    School · 7.4 mi away

  • St. Andrew School at Oakland Terrace

    Elementary · 7.4 mi away

  • Oakland Terrace School for the Arts

    School · 7.4 mi away

Commute Calculator

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Moving Cost Estimate

EXIT Agents in Panama City Beach

Listing Courtesy: Beachy Beach Real Estate - 8502334351

The data relating to real estate for sale on this website comes in part from the Internet Data exchange program of Central Panhandle Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright ©2026 Central Panhandle Association of REALTORS®. All Rights Reserved.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by CentralPanhandleAssociationOfRealtors. MLS® Listing#786590. © 2026EXIT Realty®. All rights reserved.