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4114 Holiday Drive 18, Panama City, FL 32408

Sand Castles Villas Condo · Bay County

Key Facts

1Beds
1Baths
400Sq Ft
1984Year Built

Description

Discover one of the best beachside values in Panama City Beach—a rental-ready studio just steps from the sand. Located in Sand Castle Villas, this beautifully maintained and fully furnished studio condo is truly turnkey and ready to generate income from day one. With custom built-in loft beds, a luxury main sleeping area, and a smart, space-efficient layout, making it especially attractive for short-term rental demand. This condo is one of only two units in the entire complex featuring a rare U-shaped kitchen, offering extra cabinet and counter space—a standout feature for guests and owners alike. The kitchen is fully stocked and features all white appliances, while tile flooring throughout, serene coastal tones, and tasteful décor create a bright, inviting beach retreat. Enjoy less than a one-minute walk (approximately 150 steps) to the white sugar sands and emerald waters via Beach Access 13 and 14. The complex is well known for its strong short-term and long-term rental performance. Additional highlights include: Private fenced pool and outdoor shower, Private laundry room just outside the unit with washer, dryer, and extra storage, one assigned parking space plus overflow parking, and balcony space to relax and enjoy the coastal breeze. Peaceful, smaller complex with a personable, laid-back atmosphere, Close to restaurants, shopping, and a short drive to Pier Park. Whether you're looking for an affordable personal beach getaway, a high-performing investment, or both—this studio delivers exceptional value, charm, and income potential under $150K in today's market.

Property Information

Property Type

Residential

Sub-Type

Condominium

Style

LowRise

Year Built

1984

Living Area

400 sq ft

Lot Dimensions

0x0

Days on Market

116

MLS® Listing#

783478

Property Features

Appliances

Electric Oven

Cooling

Central AirCeiling Fan(s)

Heating

CentralElectric

Pool

In GroundCommunity

Patio

PatioDeckCovered

Foundation

Pillar/Post/Pier

Community

Pool

Utilities

Cable ConnectedElectricity Available

Sewer

Public Sewer

Rooms

  • 6 x 5First
  • Kitchen9 x 7First
  • Living Room19 x 13First

Schools

Elementary:
Patronis
Middle:
Surfside
High:
Arnold

Financial Details

HOA

Yes

Annual Taxes

$1,487

Tax year 2025

Parcel Number

30839-968-000

Directions

take Thomas Drive to Holiday Drive turn Right and complex is on the left

Affordability Calculator

$29,400

Estimated monthly payment

$782/mo

Principal $117,600 · Est. interest $164,062 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Panama City, FL

$378,996
Median Listing Price
101
Median Days on Market
1,574
Median Sq Ft
$249
Median Price / Sq Ft
6,136
Active Listings
  • This home’s price is 61% below the area median.
  • Its price per sq ft is 48% above the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Panama City, FL.

Location

  • 4114 Holiday Drive 18, Panama City, FL 32408

Points of Interest in Panama City, FL

Showing the Panama City area map.

Nearby Schools

  • Patronis Elementary School

    Elementary · 1.1 mi away

  • Twisted Fork Culinary Classroom

    School · 2.0 mi away

  • St Bernadette Early Childhood Development Center

    School · 2.7 mi away

  • Primary Prep School

    Elementary · 2.8 mi away

  • Learning Tree II-Child Development Center

    School · 3.3 mi away

  • Stacey's Fun in the Sun Preschool 2 Inc.

    School · 3.3 mi away

  • Breakfast Point Academy

    School · 3.9 mi away

  • Arnold Pre K

    Secondary · 4.1 mi away

  • JR Arnold High School

    Secondary · 4.2 mi away

  • Lucille Moore Elementary School

    Elementary · 4.3 mi away

  • St Andrew School

    School · 4.4 mi away

  • Surfside Kids Academy

    School · 4.7 mi away

  • St. Andrew School at Oakland Terrace

    Elementary · 4.9 mi away

  • Oakland Terrace School for the Arts

    School · 4.9 mi away

  • Hutchison Beach Elementary School

    Elementary · 5.0 mi away

  • St John Catholic School

    School · 5.1 mi away

  • Renaissance School International

    School · 5.1 mi away

  • Gulf Coast School for Autism

    School · 5.2 mi away

  • Bacot Academy

    School · 5.4 mi away

  • Covenant Christian School

    School · 5.4 mi away

Commute Calculator

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Moving Cost Estimate

EXIT Agents in Panama City

Listing Courtesy: Christies International Real Estate Emerald Coast - 8502132800

The data relating to real estate for sale on this website comes in part from the Internet Data exchange program of Central Panhandle Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright ©2026 Central Panhandle Association of REALTORS®. All Rights Reserved.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by CentralPanhandleAssociationOfRealtors. MLS® Listing#783478. © 2026EXIT Realty®. All rights reserved.