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3533 Cottage Cove Lane
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3533 Cottage Cove Lane, Panama City Beach, FL 32408

Sanctuary Beach · Bay County

Key Facts

3Beds
3Baths
1,846Sq Ft
2025Year Built
1Garage

Description

Welcome to 3533 Cottage Cove Lane located in tranquil Sanctuary Beach. This home is a resale. This floor plan features two stories with three bedrooms and two and a half bathrooms. The exterior of this home features a covered front porch on the main level and a covered balcony off the primary bedroom on the second level. The kitchen is open to the dining and living areas and features a peninsula bar with space for seating. There is an appointed dining area that is surrounded with windows allowing for an abundance of natural light to filter through. Traditional 9' ceilings grace the living area which opens to the covered back porch where you can spend your mornings and evenings enjoying your coffee or beverage. The main level serves as the heart of the home with plenty of space and a powder room located just off the entry. EVP flooring is throughout the main level of the home, and the kitchen has been updated with an appliance package which includes, a stove, microwave, dishwasher, washer and dryer and refrigerator. Elegant 3 cm quartz countertops are complemented by the white upper and lower cabinetry. The stairs leading to the second level are accessible from the living area and lead to all three bedrooms. As you reach the second level you are met with a landing with laundry area and shared bathroom. Two bedrooms are located at the back of the home and have spacious closets. The Primary bedroom is located overlooking the front lawn and has a private ensuite bathroom. Two large closets are located in the primary bedroom and offer plenty of space for your wardrobe needs. The primary bathroom has the feel of a private oasis with a soak tub and a separate shower. The dual sink vanity offers lower cabinetry for storage. From the primary bedroom you have access to a private balcony where you can enjoy your mornings. Outside you will find a covered back patio and a privacy fence.

Property Information

Property Type

Residential

Sub-Type

Single Family Residence

Style

Craftsman

Year Built

2025

Living Area

1,846 sq ft

Lot Dimensions

Irregular

Garage Spaces

1

Days on Market

178

MLS® Listing#

779758

Property Features

Interior

Smart Thermostat

Appliances

Electric OvenElectric RangePlumbed For Ice Maker

Cooling

Central AirCeiling Fan(s)

Heating

CentralElectric

Flooring

Vinyl

Pool

Community

Patio

CoveredPatio

Fencing

Fenced

Lot Features

Paved

Construction

HardiPlank Type

Roof

Shingle

Security

Gated Community

Community

PoolGated

Utilities

Electricity Available

Sewer

Public Sewer

Rooms

  • Bedroom12.6 x 11.6Second
  • Bedroom12.6 x 12.4Second
  • Bedroom15.7 x 14.2Second
  • Dining Room9.8 x 9First
  • Kitchen11.1 x 12.2First
  • Living Room15.5 x 15.2First

Schools

Elementary:
Patronis
Middle:
Surfside
High:
Arnold

Financial Details

HOA

Yes

Parcel Number

31368-117-000

Directions

From the intersection of Navy Boulevard and Highway 98. Travel on Navy Boulevard to Magnolia Beach Road and turn left. Continue on Magnolia Beach Road and proceed to Delwood Beach Road. Stay on Delwood Beach Road to Delwood Drive. This home is in gated community. Home is located Cottage Cove Lane

Affordability Calculator

$93,980

Estimated monthly payment

$2,501/mo

Principal $375,920 · Est. interest $524,442 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Panama City Beach, FL

$471,497
Median Listing Price
109
Median Days on Market
1,463
Median Sq Ft
$345
Median Price / Sq Ft
31,946
Active Listings
  • This home’s price is right around the area median.
  • Its price per sq ft is 26% below the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Panama City Beach, FL.

Location

  • 3533 Cottage Cove Lane, Panama City Beach, FL 32408

Points of Interest in Panama City Beach, FL

Showing the Panama City Beach area map.

Nearby Schools

  • Renaissance School International

    School · 2.4 mi away

  • St Andrew School

    School · 2.4 mi away

  • St John Catholic School

    School · 2.4 mi away

  • St. Andrew School at Oakland Terrace

    Elementary · 2.4 mi away

  • Oakland Terrace School for the Arts

    School · 2.4 mi away

  • Lucille Moore Elementary School

    Elementary · 2.8 mi away

  • Palm Bay Preparatory Academy

    Elementary · 3.1 mi away

  • Panama City Christian School

    School · 3.1 mi away

  • North Bay Haven Charter Academy

    School · 3.1 mi away

  • Bay Virtual Instruction Program (District Provided)

    Secondary · 3.2 mi away

  • Bay District Schools

    School · 3.2 mi away

  • Patronis Elementary School

    Elementary · 3.4 mi away

  • Central High School

    Secondary · 3.4 mi away

  • Jinks Middle School

    Secondary · 3.4 mi away

  • Gulf Coast School for Autism

    School · 3.6 mi away

  • Covenant Christian School

    School · 3.7 mi away

  • Northside Elementary School

    Elementary · 3.7 mi away

  • Bacot Academy

    School · 3.7 mi away

  • Holy Nativity Episcopal School

    School · 3.8 mi away

  • Pre School

    School · 3.9 mi away

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EXIT Agents in Panama City Beach

Listing Courtesy: DR Horton Realty of Emerald Coast, LLC - 8506601701

The data relating to real estate for sale on this website comes in part from the Internet Data exchange program of Central Panhandle Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright ©2026 Central Panhandle Association of REALTORS®. All Rights Reserved.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by CentralPanhandleAssociationOfRealtors. MLS® Listing#779758. © 2026EXIT Realty®. All rights reserved.