4639 Harbor View Terrace, Morganton, NC 28655
East Shores · Burke County
Key Facts
Description
If you've been looking for mountain views, Lake James access, and room for everyone to spread out, this East Shores home delivers. Located just second row from Lake James in one of the area's most sought-after communities, this 4-bedroom, 3-bathroom home offers stunning views of Table Rock and the surrounding Blue Ridge Mountains along with access to the amenities that make East Shores such a desirable place to call home. Residents enjoy deeded boat slips for non-waterfront properties, a community pool, multi-use sports court, and a welcoming neighborhood atmosphere just moments from the lake. Inside, the main level features an open yet thoughtfully designed layout with tall ceilings, built-ins, a dining area framed by classic columns, and a light-filled kitchen designed for everyday living and entertaining. The living room and primary suite both open onto the recently updated TREX deck, creating seamless indoor-outdoor living. Conveniently located just off the main living area, the primary suite includes deck access and a well-appointed bath with a dual vanity and glass shower. Two additional bedrooms, another full bath, and laundry complete the main level. Downstairs, the home's renovated lower level has been transformed into a fully functional second living space. Complete with a full second kitchen, dining area, spacious living room, bedroom with en-suite bath, craft room, bonus room, and private walk-out access, the lower level offers exceptional flexibility for multi-generational living, extended guests, or potential income-producing opportunities. Recent improvements include fresh interior paint, professionally stripped and resealed tile flooring, updated landscaping, and continued care throughout the property. Located approximately 12 minutes from Lake James State Park, 18 minutes from Downtown Morganton, and about 90 minutes from Charlotte, this home offers the perfect balance of mountain living, lake recreation, and everyday convenience. Whether you're looking for a full-time residence, mountain retreat, or a home designed for hosting family and friends, this property offers the space, flexibility, and Lake James lifestyle that's becoming increasingly difficult to find.
Property Information
Property Type
Residential
Sub-Type
Single Family Residence
Year Built
2003
Living Area
3,542 sq ft
Garage Spaces
2
Zoning
R-3
Days on Market
101
MLS® Listing#
4367035
Property Features
Exterior
Appliances
Cooling
Heating
Fireplace
Basement
Parking
Laundry
Sewer
Schools
- Elementary:
- Glen Alpine
- Middle:
- Table Rock
- High:
- Freedom
Financial Details
HOA
$814 / Semi-Annually
East Shores HOA
Assessed Value
$560,184
Parcel Number
1764-24-9985
Affordability Calculator
$177,000
Estimated monthly payment
$4,710/mo
Principal $708,000 · Est. interest $987,723 over 30 yrs
Neighborhood Market Statistics
How this home compares to active listings in Morganton, NC
- $347,059
- Median Listing Price
- 75
- Median Days on Market
- 1,597
- Median Sq Ft
- $201
- Median Price / Sq Ft
- 186
- Active Listings
- This home’s price is 155% above the area median.
- Its price per sq ft is 24% above the area median.
Market statistics compiled from active EXIT Realty® and MLS listings in Morganton, NC.
Location
Points of Interest in Morganton, NC
Showing the Morganton area map.
Nearby Schools
Table Rock Middle School
Secondary · 3.1 mi away
Glen Alpine Elementary School
Elementary · 3.7 mi away
Oak Hill Elementary School
Elementary · 3.8 mi away
Wa Young Elementary School
Elementary · 4.4 mi away
Silver Creek Adventist School
School · 4.7 mi away
Freedom High School
Secondary · 5.9 mi away
Mountain View Elementary School
Elementary · 6.8 mi away
Nebo Elementary School
Elementary · 6.9 mi away
Forest Hill Elementary School
Elementary · 7.1 mi away
Giggles N' Grins 3 Child Care & Learning Center
School · 7.3 mi away
North Morganton United Methodist Church
School · 7.4 mi away
Walter Johnson Middle School
Secondary · 7.4 mi away
New Dimensions School: A Public Charter School
Elementary · 7.5 mi away
Morganton Day School
School · 7.7 mi away
North Carolina School for the Deaf
Secondary · 7.8 mi away
New Dimensions School
Secondary · 8.0 mi away
Burke County Public School
Secondary · 8.0 mi away
Burke Middle College
Secondary School · 8.0 mi away
Salem Elementary School
Elementary · 8.3 mi away
Burke County Public Schools
School · 8.3 mi away
Commute Calculator
Nearby Homes
Similar Homes Nearby
Similar Home Values
Comparable nearby listings and their asking prices.
| Address | Price | Beds | Baths | Sq Ft |
|---|---|---|---|---|
| 0 E Meeting Street, Morganton, NC | $648,000 | 12 | — | 4,974 |
| 207 Lost Corner Road, Morganton, NC | $699,500 | 4 | 4 | 3,937 |
| 4467 Patti Clymer Drive 1, Morganton, NC | $699,900 | 18 | — | 3,785 |
| 3840 Bradley Road, Morganton, NC | $699,999 | 3 | 4 | 4,605 |
| 2091 Robert Drive, Morganton, NC | $725,000 | 3 | 3 | 2,319 |
| 1518 Southpointe Drive, Morganton, NC | $740,000 | 4 | 4 | 3,123 |
Moving Cost Estimate
EXIT Agents in Morganton
Listing Courtesy: True North Realty - Carmyn@nctruenorthrealty.com
Last Updated: 2026-04-10
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