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220 N Russell Street, Troy, NC 27371

None · Montgomery County

Key Facts

2Beds
2Baths
1,699Sq Ft
1979Year Built
1Garage

Description

Below Appraisal! Enjoy easy one-level living in the heart of Troy, NC. This ranch home sits on a spacious, level lot just minutes from downtown shops, restaurants, medical facilities, and nearby Badin Lake and Lake Tillery. Inside, you’ll find 2 bedrooms, 2 full bathrooms, a comfortable living area with gas log fireplace, and a large utility/laundry room with built-in storage. The flexible floorplan offers potential for a third bedroom, office, play room, or additional living space to fit your needs. Step outside to enjoy the private screened porch overlooking the backyard, perfect for morning coffee or relaxing evenings. A detached workshop provides excellent space for hobbies, tools, storage, or weekend projects. With a little TLC, this home offers amazing potential, whether you’re looking for a primary residence, easy layout, or a peaceful small town retreat near the lakes, this property offers comfort, convenience, privacy and room to make it your own.

Property Information

Property Type

Residential

Sub-Type

Single Family Residence

Style

Ranch

Year Built

1979

Living Area

1,699 sq ft

Garage Spaces

1

Zoning

Res

Days on Market

83

MLS® Listing#

4357867

Property Features

Interior

Built-in Features

Appliances

Refrigerator

Cooling

Ceiling Fan(s)Central Air

Heating

BaseboardElectric

Flooring

CarpetLinoleum

Fireplace

Gas LogLiving Room

Basement

Crawl Space

Parking

Garage Door OpenerGarage Faces Front

Laundry

Main Level

Patio

Rear PorchScreened

Other Structures

Workshop

Sewer

Public Sewer

Water Source

Public

Schools

Elementary:
Unspecified
Middle:
Unspecified
High:
Unspecified

Financial Details

HOA

None

Assessed Value

$107,042

Parcel Number

7538-10-47-3028

Directions

Per GPS.

Affordability Calculator

$44,000

Estimated monthly payment

$1,171/mo

Principal $176,000 · Est. interest $245,536 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Troy, NC

$400,000
Median Listing Price
68
Median Days on Market
1,770
Median Sq Ft
$228
Median Price / Sq Ft
24
Active Listings
  • This home’s price is 45% below the area median.
  • Its price per sq ft is 43% below the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Troy, NC.

Location

Map showing the location of 220 N Russell Street, Troy, NC 27371

Points of Interest in Troy, NC

Showing the Troy area map.

Nearby Schools

  • Troy Elementary School

    Elementary · 0.1 mi away

  • Montgomery Learning Academy

    School · 0.4 mi away

  • Montgomery County Schools

    School · 0.6 mi away

  • Page Street Elementary School

    Elementary · 1.0 mi away

  • Montgomery Central High School

    Secondary · 1.5 mi away

  • Wescare Christian Academy

    School · 2.1 mi away

  • West Middle School

    Secondary · 4.1 mi away

  • West Montgomery High

    School · 5.9 mi away

  • Green Ridge Elementary

    Elementary · 6.3 mi away

  • East Montgomery High

    School · 6.5 mi away

  • Star Elementary School

    Elementary · 6.5 mi away

  • East Middle School

    Secondary · 6.8 mi away

  • Candor Elementary School

    Elementary · 9.4 mi away

  • Kiddie Playville

    School · 11.8 mi away

  • Mt. Gilead Elementary Pto

    Elementary · 11.9 mi away

  • Badin Elementary School

    Elementary · 12.9 mi away

  • Seagrove Elementary School

    Elementary · 14.3 mi away

  • Westmoore Elementary

    Elementary · 14.4 mi away

  • Tillery Christian Academy

    School · 15.5 mi away

  • East Albemarle Elementary School

    Elementary · 15.6 mi away

Commute Calculator

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Nearby Homes

Similar Homes Nearby

Similar Home Values

Comparable nearby listings and their asking prices.

AddressPriceBedsBathsSq Ft
175 Elmwood Drive, Troy, NC$164,50021450
372 Holly Hills Drive, Troy, NC$275,000321,840
123 Chapel Hill Drive, Troy, NC$279,900321,240

Moving Cost Estimate

EXIT Agents in Troy

Carolina MLS  (Charlotte) logo

Listing Courtesy: MATHERS REALTY.COM - Hawkinspropertiesnc@gmail.com

Listings courtesy of Canopy MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers' personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright ©2026 MLS GRID. All Rights Reserved.

Last Updated: 2026-03-21

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The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by Canopy Realtor Association. MLS® Listing#4357867. © 2026EXIT Realty®. All rights reserved.