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Photo 1 of 48: 101 E First Street, Lowell, NC
101 E First Street, Lowell, NC
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101 E FIRST Street, Lowell, NC 28098

Gaston County

Key Facts

2,515Sq Ft
1921Year Built

Description

This is not just a building — it’s a piece of Lowell’s history waiting for its next chapter. Built in 1921, this former bank sits proudly on the corner of E First Street in the heart of Historic Downtown Lowell. Solid brick, full of character, and still home to the original bank vault, it offers the kind of charm and authenticity you simply can’t recreate. Positioned on a corner lot with strong street visibility, this property gives you presence. Whether you’re dreaming of a café, office space, studio, salon, or multi-tenant investment, the layout allows for up to three separate business spaces. There’s also a connecting doorway to 100 Main Street, giving you the flexibility to keep everything unified or operate independently. Upstairs, you’ll find additional square footage (1755sqft) perfect for offices, creative studios, co-working space, or potential future residential use (buyer to verify). The walkable location puts you steps from parks, city hall, local shops, and ongoing downtown development — exactly where foot traffic and community activity are growing. Lowell is a town on the rise, known for its mill-town roots, close-knit community, and revitalized downtown energy. With quick access to I-85 and less than 20 minutes to Charlotte, this location blends small-town character with big-city convenience. Whether you envision a modern café built around the original vault, retail space with historic charm, or a multi-use investment property, 101 E First Street is a rare opportunity to own something truly special in one of Gaston County’s most charming downtowns.

Property Information

Property Type

Commercial Sale

Sub-Type

Retail

Year Built

1921

Living Area

2,515 sq ft

Zoning

MS

Days on Market

220

MLS® Listing#

4325996

Property Features

Basement

Partial

Sewer

Public Sewer

Water Source

Public

Financial Details

HOA

None

Assessed Value

$196,800

Parcel Number

128384

Directions

Take the ramp onto I-85 South toward Gastonia. Travel on I-85 S for about 1 mile. Take Exit 23 for NC-7 / McAdenville / Lowell. At the top of the ramp, turn left onto NC-7 / McAdenville Rd toward Lowell. Continue straight for about 0.5 miles. At the light, turn right onto N Main Street, entering downtown Lowell. Go about 0.2 miles, then turn left onto E First Street. 101 E First Street will be on your right a short distance down the road.

Affordability Calculator

$115,000

Estimated monthly payment

$3,060/mo

Principal $460,000 · Est. interest $641,741 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Lowell, NC

$350,000
Median Listing Price
76
Median Days on Market
1,621
Median Sq Ft
$221
Median Price / Sq Ft
15
Active Listings
  • This home’s price is 64% above the area median.
  • Its price per sq ft is 3% above the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Lowell, NC.

Location

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Points of Interest in Lowell, NC

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Nearby Homes

Similar Homes Nearby

Similar Home Values

Comparable nearby listings and their asking prices.

AddressPriceBedsBathsSq Ft
1415 Allison Woods Court 70, Lowell, NC$449,900432,835
1261 Jenna Lynn Court, Lowell, NC$470,000321,820

Moving Cost Estimate

EXIT Agents in Lowell

Carolina MLS  (Charlotte) logo

Listing Courtesy: Century 21 Town & Country Rlty - tinaclarkrealestate@gmail.com

Listings courtesy of Canopy MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers' personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright ©2026 MLS GRID. All Rights Reserved.

Last Updated: 2025-11-29

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The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by Lincoln County Board of Realtors. MLS® Listing#4325996. © 2026EXIT Realty®. All rights reserved.