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107 Clay Street, Mt Sterling, KY 40353

Downtown · Montgomery County

Key Facts

4Beds
3Baths
1,894Sq Ft
1964Year Built
0.19Lot (acres)
1Garage

Description

Home sweet home! This gem is an exceptional find! Home has been thoughtfully updated to preserve its original character. Situated in Mount Sterling's Historic District on one of our city's most charming streets. Featuring 4 bedrooms and 2.5 baths, this gorgeous 1894 SF one-level ranch has plenty of room for the whole family. Spacious family room, modern kitchen equipped with stainless steel appliances, open dining room and laundry area with washer and dryer. Other amenities include hardwood flooring, ceramic tile and crown molding throughout, CH/A, cozy covered front porch, back deck, detached 1-car garage - this house has it all! Perfect for guests, multigenerational living or just to relax! Conveniently located to downtown shopping, as well as I-64. Call and set your appointment up TODAY!

Property Information

Property Type

Residential

Sub-Type

Single Family Residence

Structure Type

House

Year Built

1964

Living Area

1,894 sq ft

Lot Size

0.19 acres

Garage Spaces

1

MLS® Listing#

25507042

Property Features

Interior

Breakfast BarCeiling Fan(s)

Appliances

DryerDisposalDishwasherMicrowaveRefrigeratorWasherCooktopSelf Cleaning OvenElectric Water Heater

Cooling

Central Air

Heating

Forced AirNatural Gas

Flooring

Ceramic TileHardwoodLaminate

Fireplace

Family Room

Laundry

Electric Dryer HookupMain LevelWasher HookupCommon Area

Lot Features

Landscaped

Construction

Vinyl Siding

Foundation

Block

Windows

Insulated WindowsBlinds

Community

ParkTennis Court(s)Pool

Utilities

Cable AvailableElectricity ConnectedNatural Gas ConnectedPhone AvailableSewer Connected

Sewer

Public Sewer

Water Source

Public

Rooms

  • First
  • Bathroom 1First
  • Bathroom 2First
  • Bathroom 3First
  • Bedroom 2First
  • Bedroom 3First
  • Bedroom 4First
  • Dining RoomFirst
  • Family RoomFirst
  • KitchenFirst

Schools

Elementary:
Mt Sterling
Middle:
McNabb
High:
Montgomery Co

Financial Details

HOA

None

Parcel Number

23M-50-04-034.00

Directions

From I-64, exit 110, take Maysville Rd (Hwy 11 & Hwy 460) towards Mt. Sterling. Go approximately 1.3 miles, turn right onto Clay St. Home is on the right.

Affordability Calculator

$56,980

Estimated monthly payment

$1,516/mo

Principal $227,920 · Est. interest $317,969 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Mt Sterling, KY

$337,963
Median Listing Price
51
Median Days on Market
1,994
Median Sq Ft
$175
Median Price / Sq Ft
189
Active Listings
  • This home’s price is 16% below the area median.
  • Its price per sq ft is 14% below the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Mt Sterling, KY.

Location

  • 107 Clay Street, Mt Sterling, KY 40353

Points of Interest in Mt Sterling, KY

Showing the Mt Sterling area map.

Nearby Schools

  • Christian Traditional School

    School · 0.3 mi away

  • Mapleton Elementary School

    Elementary · 0.8 mi away

  • Montgomery County Area Technology Center

    Secondary · 0.9 mi away

  • Montgomery County High School

    Secondary · 1.0 mi away

  • Cunningham Field

    School · 1.0 mi away

  • Montgomery County Schools

    School · 1.2 mi away

  • McNabb Middle School

    Secondary · 1.2 mi away

  • Mt Sterling Christian School

    School · 1.3 mi away

  • Mount Sterling Elementary School

    Elementary · 1.7 mi away

  • Northview Elementary

    Elementary · 1.8 mi away

  • Camargo Elementary School

    Elementary · 5.3 mi away

  • Grace Christian Academy Homeschool

    School · 9.8 mi away

  • Bath County High School

    Secondary · 10.6 mi away

  • Owingsville Elementary School

    Elementary · 10.8 mi away

  • North Middletown Elementary School

    Elementary · 10.8 mi away

  • Bath County Middle School

    Secondary · 11.1 mi away

  • Conkwright Middle School

    School · 12.7 mi away

  • William G. Conkwright Elementary

    Elementary · 12.7 mi away

  • Willis H. Justice Elementary School

    Elementary · 12.8 mi away

  • Central Elementary School

    Elementary · 12.8 mi away

Commute Calculator

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Nearby Homes

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Similar Home Values

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Moving Cost Estimate

EXIT Agents in Mt Sterling

Imagine MLS logo

Listing Courtesy: Sandy Stuart Realty - 8594983000

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) Program of Bluegrass REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Real estate listings held by IDX brokerage firms other than EXIT Realty, are marked with the IDX logo or the IDX thumbnail logo and detailed information about them includes the name of the listing IDX brokers. Information deemed reliable but not guaranteed. Copyright ©2026 Bluegrass REALTORS®. All Rights Reserved.

Last Updated: 2025-11-28

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by Imagine MLS (Bluegrass REALTORS®). MLS® Listing#25507042. © 2026EXIT Realty®. All rights reserved.