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3256 Gerle Avenue, Placerville, CA 95667

El Dorado County

Key Facts

4Beds
2Baths
1,572Sq Ft
1997Year Built
0.53Lot (acres)
2Garage

Description

Rare Assumable Financing at 2.75% - The smartest part of this move-in ready Placerville home isn't something you can see it's the financing. This home comes with assumable FHA financing at just 2.75%, while today's rates sit closer to 6.5%. For qualified buyers, that difference is life-changing. The principal and interest payment would be just $2,036.30 per month, a monthly savings of $785.91 compared to buying at current rates, and an estimated $83,708.42 in interest savings over five years. Put simply, owning this home costs less than renting in Placerville. You get the stability of homeownership, the chance to build equity, and a monthly payment that's hard to find anywhere in today's market. Beyond the financing, the home itself is ready to welcome you. Tucked on a private, quiet street in the city of Placerville, this single-story layout offers easy, comfortable living with no stairs to navigate. Inside, you'll find granite countertops, stainless steel appliances, and warm laminate wood flooring that ties the spaces together beautifully. The enclosed porch adds a relaxing spot to unwind, sip your morning coffee, or enjoy a quiet evening at home. It's a rare combination: a home that's truly move-in ready, paired with financing that puts real money back in your pocket month after month. Opportunities like this don't come around often, and they don't last long. Schedule your private showing today and see how much you could save. Assumable FHA financing available to qualified buyers. Savings figures are estimates based on current market rates.

Property Information

Property Type

Residential

Sub-Type

Single Family Residence

Style

Traditional

Year Built

1997

Living Area

1,572 sq ft

Lot Size

0.53 acres

Garage Spaces

2

MLS® Listing#

226070381

Property Features

Interior

Granite CountersDouble Vanity

Appliances

Free-Standing Gas RangeDishwasherDisposal

Cooling

Central Air

Heating

CentralWood Stove

Flooring

Laminate

Fireplace

Living RoomFree StandingWood BurningWood Burning Stove

Parking

PavedGarage Faces Front

Laundry

Laundry RoomSink

Patio

PatioEnclosed

Foundation

Raised

Roof

Composition

Windows

Double Pane Windows

Utilities

PropaneElectricity Available

Sewer

Public Sewer

Water Source

Public

Schools

District:
El Dorado

Financial Details

HOA

None

Parcel Number

051-340-054-000

Directions

Main Street to Cedar Ravine to Darlington Ave. to Gerle Ave. Home on the right near the end of Gerle.

Affordability Calculator

$109,980

Estimated monthly payment

$2,927/mo

Principal $439,920 · Est. interest $613,728 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Placerville, CA

$581,356
Median Listing Price
59
Median Days on Market
1,886
Median Sq Ft
$305
Median Price / Sq Ft
163
Active Listings
  • This home’s price is 5% below the area median.
  • Its price per sq ft is 15% above the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Placerville, CA.

Location

Map showing the location of 3256 Gerle Avenue, Placerville, CA 95667

Points of Interest in Placerville, CA

Showing the Placerville area map.

Nearby Schools

  • Placerville School District

    School · 0.4 mi away

  • Sierra Elementary School

    Elementary · 0.5 mi away

  • First Friends Montessori

    Elementary · 0.5 mi away

  • Studia Nova

    School · 0.7 mi away

  • South Sutter Charter School

    School · 0.7 mi away

  • El Dorado High School

    Secondary · 1.2 mi away

  • Placerville Union Elementary School District, Transportation Department

    Elementary · 1.4 mi away

  • Louisiana Schnell Elementary

    Elementary · 1.4 mi away

  • Country Day Montessori

    Elementary · 1.4 mi away

  • Edwin Markham Middle

    Secondary · 1.5 mi away

  • Golden Ridge

    School · 1.8 mi away

  • Mother Lode Union School District

    Secondary · 2.0 mi away

  • Innovative Education Management

    School · 2.0 mi away

  • Sky Mountain Charter

    School · 2.0 mi away

  • El Dorado Adventist School

    Elementary · 2.0 mi away

  • El Dorado Union High School District

    Secondary · 2.3 mi away

  • Independence High School

    Secondary · 2.3 mi away

  • Charles Brown School

    Secondary · 3.5 mi away

  • Charter University Prep

    Secondary School · 3.5 mi away

  • Charter Alternative Program (Cap)

    Elementary · 3.5 mi away

Commute Calculator

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Nearby Homes

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Moving Cost Estimate

EXIT Agents in Placerville

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