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Photo 1 of 41 — 500 Cedar Street, St. Charles, IL 60174
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500 Cedar Street, St. Charles, IL 60174

Kane County

Key Facts

3Beds
1Baths
1,900Sq Ft
1931Year Built
0.20Lot (acres)
2Garage

Description

TOP HIGHLIGHTS - Well-preserved and maintained 1931 Craftsman bungalow. - Walkable downtown St. Charles living. - Fully fenced. - Fox River & recreation nearby. - Steps from summer concerts and parades. - Landscaped yard with outdoor living space. - Abundant Storage. - Many updates. Updated 1931 brick Craftsman bungalow in walkable downtown St. Charles, just blocks from the Fox River, Pottawatomie Park, restaurants, shops, the Arcada Theatre, Whole Foods Market, trails, recreation, and community events. Fully fenced yard. Offering approximately 1,890 sq ft of above-grade living space, this 3-bedroom, 1-bath home blends preserved historic character with many recent updates. Original details include wood trim, wood windows, picture rails, glass door knobs, refinished hardwood floors, a wood-burning brick fireplace, and built-in storage. The main level features a spacious 26' x 14' living room, formal 17' x 15' dining room, updated 13' x 13' kitchen, and a heated enclosed front porch filled with natural light. Two sets of french doors connect the porch to the living room, creating flexible space for an office, reading room, studio, or secondary sitting area. The kitchen combines classic character with modern function, including custom cherry cabinetry, quartz countertops, ceramic tile flooring, and GE Cafe appliances added in 2025. A generous open area provides room for a breakfast table or a future island. Upstairs are three bedrooms and a full bath with striking Art Deco tile and Kohler fixtures. Each bedroom offers ample closet space, including a 6' x 10' walk-in closet in the primary bedroom. The hallway includes an original built-in storage cabinet. The full unfinished basement has both interior access and a separate exterior entry, making it well suited for storage, utilities, exercise space, hobbies, or workshop use. The fully fenced yard offers privacy, curb appeal, and outdoor entertaining space, with black metal wrought-iron style fencing, cedar privacy fencing, cottage-style landscaping, seasonal plantings, apple trees, and a cedar pergola with string lighting. A detached two-car garage provides additional storage and shop space. Major recent improvements include full tear-off roof replacement on the house and garage (2020), genuine copper gutters (2020), hot water heater (2020), fully fenced yard (2020), exterior repainting (2021), refinished hardwood floors on both levels (2021), masonry tuckpointing (2022), chimney cap replacement (2022), A/C condenser (2022), Craftsman-style pergola (2022), electrical panel (2023), garage doors and openers (2023), water softener (2024), window shades throughout (2025), GE Cafe refrigerator, double oven, and microwave (2025), quartz countertops (2026), and kitchen ceramic floor tile (2026). A distinctive downtown St. Charles home with historic detail, modern updates, generous storage, and a highly walkable location. Yard decor/statuary and the tiered concrete planter in the front yard do not convey. The large planters on the front entrance wing walls do convey.

Property Information

Property Type

Residential

Sub-Type

Single Family Residence

Style

Bungalow

Year Built

1931

Living Area

1,900 sq ft

Lot Size

0.20 acres

Lot Dimensions

66x132

Garage Spaces

2

Parking Spaces

6

Ownership

Fee Simple

Days on Market

3

MLS® Listing#

12681370

Property Features

Interior

Walk-In Closet(s)Built-in Features

Cooling

Central Air

Heating

Hot WaterNatural Gas

Flooring

Hardwood

Basement

UnfinishedStorage SpaceFull

Parking

Garage Door OpenerDetachedDrivewayGarage

Patio

PorchPatio

Fencing

Fenced

Lot Features

Corner LotGarden

Construction

Brick

Foundation

Concrete Perimeter

Roof

Asphalt

Windows

Drapes

Community

Park

Sewer

Public Sewer

Water Source

Public

Rooms

  • 3X10Second
  • 3X10Second
  • 8X26Main
  • 6X10Second
  • Bedroom 213X10Second
  • Bedroom 313X10Second
  • Bedroom 4
  • Dining Room17X13Main
  • Family Room
  • Kitchen13X13Main
  • Laundry
  • Living Room26X14Main
  • Master Bedroom11X16Second

Schools

Elementary:
Munhall Elementary School
Middle:
Thompson Middle School
High:
St Charles East High School
District:
St Charles East High School

Financial Details

Annual Taxes

$7,412

Tax year 2025

Parcel Number

0927355008

Directions

From Main St in St Charles (Route 64) turn north on 5th St then turn left at Cedar St.

Affordability Calculator

$105,000

Estimated monthly payment

$2,794/mo

Principal $420,000 · Est. interest $585,937 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in St. Charles, IL

$350,000
Median Listing Price
44
Median Days on Market
1,828
Median Sq Ft
$189
Median Price / Sq Ft
223
Active Listings
  • This home’s price is 50% above the area median.
  • Its price per sq ft is 46% above the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in St. Charles, IL.

Location

Map showing the location of 500 Cedar Street, St. Charles, IL 60174

Points of Interest in St. Charles, IL

Showing the St. Charles area map.

Nearby Schools

  • St. Patrick's Catholic School

    School · 0.0 mi away

  • Thompson Middle School

    Secondary · 0.2 mi away

  • St Charles School District

    School · 0.2 mi away

  • Haines Middle School

    School · 0.4 mi away

  • Richmond Intermediate School

    Elementary · 0.5 mi away

  • St Mark's Preschool

    School · 0.6 mi away

  • Lincoln Elementary School

    Elementary · 0.6 mi away

  • Davis Primary School

    Elementary · 0.8 mi away

  • Bridges Academy

    School · 1.0 mi away

  • Learning Connections Preschool

    School · 1.0 mi away

  • Wild Rose Elementary School

    Elementary · 1.0 mi away

  • Burgess Field

    School · 1.1 mi away

  • Primrose Schools

    Elementary · 1.3 mi away

  • Kensington School

    School · 1.4 mi away

  • Geneva Community High School

    Secondary · 1.4 mi away

  • Mid-Valley Special Education Cooperative

    School · 1.4 mi away

  • Mades-Johnstone Center

    Secondary · 1.4 mi away

  • Munhall Elementary School

    Elementary · 1.5 mi away

  • Goddard School

    School · 1.5 mi away

  • Coultrap Elementary School

    Elementary · 1.6 mi away

Commute Calculator

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Moving Cost Estimate

EXIT Agents in St. Charles

Midwest Real Estate Data logo

Listing Courtesy: Jorge Zea Managing Broker - deals@bluelighthouserealty.com

Based on information submitted to the MLS GRID as of 2026-06-17. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Last Updated: 2026-06-17

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by Hometown Association of Realtors. MLS® Listing#12681370. © 2026EXIT Realty®. All rights reserved.