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177 Osprey Lake Road, Panama City, FL 32404

Bridge Harbor · Bay County

Key Facts

3Beds
2Baths
1,832Sq Ft
2019Year Built
0.18Lot (acres)
2Garage

Description

2.75% Va assumable loan and Seller will cover $5000 towards buyers closing cost with an acceptable offer. Welcome to 177 Osprey Lake Road, a beautifully maintained residence offering the perfect blend of comfort, privacy, and coastal convenience in the heart of Panama City Beach. Ideally situated in a desirable setting, this home features a functional and inviting layout designed for both everyday living and effortless entertaining. Spacious living areas are complemented by abundant natural light, creating a warm and welcoming atmosphere throughout. The kitchen is thoughtfully designed with ample cabinetry and workspace, seamlessly connecting to the main living and dining areas--perfect for hosting family and guests. The bedrooms are generously sized, including a well-appointed primary suite that offers a relaxing retreat. Step outside to enjoy a private outdoor space ideal for enjoying Florida's year-round sunshine. Whether you're looking to relax, entertain, or simply unwind, the property provides the flexibility to suit a variety of lifestyles. Located just minutes from the white sand beaches of Panama City Beach, as well as shopping, dining, and entertainment, this home offers both convenience and a highly desirable coastal lifestyle. Whether you are searching for a primary residence, second home, or investment opportunity, 177 Osprey Lake Road presents an exceptional opportunity to own in one of the Gulf Coast's most sought-after markets.

Property Information

Property Type

Residential

Sub-Type

Single Family Residence

Style

Craftsman

Year Built

2019

Living Area

1,832 sq ft

Lot Size

0.18 acres

Lot Dimensions

50 x 116

Garage Spaces

2

Parking Spaces

5

Zoning

Resid Single Family

Days on Market

74

MLS® Listing#

1000263

Property Features

Interior

Vaulted Ceiling(s)Kitchen Island

Exterior

Outdoor GrillRain Gutters

Appliances

DishwasherDisposalFreezerMicrowaveRefrigeratorElectric Water HeaterIce Maker

Cooling

Central AirElectric

Heating

CentralElectric

Flooring

VinylCarpet

Pool

Community

Parking

GarageAttached

Patio

PorchPatioCovered

Fencing

PrivacyFencedFull

Lot Features

Cul-De-Sac

Construction

Vinyl Siding

Foundation

Slab

Roof

Shingle

Security

Fire AlarmSmoke Detector(s)

Community

FishingPool

Utilities

Electricity Available

Sewer

Public Sewer

Water Source

Public

Rooms

  • Bedroom14 x 13First
  • Bedroom14 x 13First
  • Kitchen18 x 24First
  • Laundry6 x 8First
  • Living Room20 x 18First
  • Master Bedroom15 x 15First

Schools

Elementary:
Parker
High:
Rutherford

Financial Details

HOA

$286 / Quarterly

Annual Taxes

$3,676

Tax year 2025

Parcel Number

07379-875-095

Directions

Head south on N Tyndall Pkwy until you reach Boat Race RD. Take a left on Boat Race Rd and proceed to Bridge Harbor Dr. Make a right on Bridge Harbor and then take your first left onto Osprey Lake Road.

Affordability Calculator

$56,000

Estimated monthly payment

$1,490/mo

Principal $224,000 · Est. interest $312,500 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Panama City, FL

$379,455
Median Listing Price
103
Median Days on Market
1,572
Median Sq Ft
$248
Median Price / Sq Ft
6,141
Active Listings
  • This home’s price is 26% below the area median.
  • Its price per sq ft is 38% below the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Panama City, FL.

Location

Map showing the location of 177 Osprey Lake Road, Panama City, FL 32404

Points of Interest in Panama City, FL

Showing the Panama City area map.

Nearby Schools

  • Callaway Elementary School

    Elementary · 1.6 mi away

  • Parker Elementary School

    Elementary · 2.1 mi away

  • Springfield Elementary School

    Elementary · 3.5 mi away

  • Everitt Middle School

    School · 3.6 mi away

  • Margaret K Lewis School

    School · 3.8 mi away

  • Rutherford High School

    Secondary · 3.9 mi away

  • The Learning Factory

    School · 4.0 mi away

  • Tyndall Elementary School

    Elementary · 4.1 mi away

  • Cedar Grove Elementary School

    Elementary · 4.5 mi away

  • Merriam Cherry Street Elementary

    Elementary · 4.9 mi away

  • The Education Center of Panama City

    School · 5.0 mi away

  • Oscar Patterson Elementary Magnet

    Elementary · 5.0 mi away

  • C C Washington Academy

    School · 5.1 mi away

  • Rosenwald High School

    Secondary · 5.1 mi away

  • Rosenwald Middle School

    School · 5.1 mi away

  • Eagle Nest Christian Academy

    School · 5.1 mi away

  • Holy Nativity Episcopal School

    School · 5.3 mi away

  • A D Harris Headstart

    School · 5.5 mi away

  • Bay Regional Juvenile Detention Center

    School · 5.9 mi away

  • Chautauqua Charter School

    Secondary · 6.1 mi away

Commute Calculator

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Nearby Homes

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Similar Home Values

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Moving Cost Estimate

EXIT Agents in Panama City

Listing Courtesy: Watersound Real Estate - 8502317792

IDX property data is provided exclusively for consumers’ personal, non-commercial use, and IDX data may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS. IDX data provided by the Emerald Coast Association of Realtors.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by EmeraldCoast. MLS® Listing#1000263. © 2026EXIT Realty®. All rights reserved.