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306 W High Street, Mt Sterling, KY 40353

Downtown · Montgomery County

Key Facts

4Beds
2Baths
2,688Sq Ft
0.24Lot (acres)
1Garage

Description

Step into history without sacrificing a single modern comfort. This stunning circa 1920s home in the heart of downtown Mt. Sterling has been thoughtfully updated from top to bottom, with granite countertops, refreshed kitchen cabinetry, new windows, all while preserving the timeless charm that makes it truly one of a kind. Soaring ceilings, rich hardwood floors, a captivating staircase, and an original fireplace tell the story of a bygone era, while French doors and architectural details add undeniable character at every turn. Four generous bedrooms plus two flexible bonus spaces offer room to grow, work, or create. A walk-in attic and abundant closet storage keep everyday life organized. Step outside to a spacious private backyard with deck, perfect for relaxing or entertaining, or settle in on the welcoming front porch and wave to the neighbors. All of this is just steps from the energy of downtown Mt. Sterling's shops, dining, and community events. Opportunities like this don't come around twice. Call today!

Property Information

Property Type

Residential

Sub-Type

Single Family Residence

Structure Type

House

Living Area

2,688 sq ft

Lot Size

0.24 acres

Garage Spaces

1

MLS® Listing#

26013419

Property Features

Interior

Entrance FoyerEat-in KitchenCeiling Fan(s)

Appliances

DishwasherMicrowaveRefrigeratorRangeElectric Water Heater

Cooling

Heat PumpCeiling Fan(s)

Heating

Heat PumpNatural Gas

Flooring

CarpetHardwoodLaminate

Fireplace

Family Room

Parking

Garage Faces Side

Laundry

Electric Dryer HookupMain LevelWasher Hookup

Fencing

Privacy

Construction

Vinyl Siding

Foundation

Stone

Roof

CompositionShingle

Windows

Insulated WindowsBlinds

Utilities

Electricity ConnectedNatural Gas AvailableSewer ConnectedWater Connected

Sewer

Public Sewer

Water Source

Public

Rooms

  • Second
  • Second
  • First
  • Bathroom 1
  • Bedroom 2Second
  • Bedroom 3Second
  • Bedroom 4Second
  • Family RoomFirst
  • KitchenFirst
  • Living RoomFirst
  • OfficeFirst
  • OfficeSecond
  • Utility RoomFirst

Schools

Elementary:
Northview
Middle:
McNabb
High:
Montgomery Co

Financial Details

HOA

None

Parcel Number

23M-60-01-003.00

Directions

From exit 110, turn right on US-460 E for approx. 1.4 miles. Turn right onto High St. and drive 0.4 miles to the home on the left.

Affordability Calculator

$67,980

Estimated monthly payment

$1,809/mo

Principal $271,920 · Est. interest $379,353 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Mt Sterling, KY

$337,963
Median Listing Price
51
Median Days on Market
1,994
Median Sq Ft
$175
Median Price / Sq Ft
189
Active Listings
  • This home’s price is 1% above the area median.
  • Its price per sq ft is 28% below the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Mt Sterling, KY.

Location

  • 306 W High Street, Mt Sterling, KY 40353

Points of Interest in Mt Sterling, KY

Showing the Mt Sterling area map.

Nearby Schools

  • Christian Traditional School

    School · 0.2 mi away

  • Mapleton Elementary School

    Elementary · 0.6 mi away

  • Montgomery County Area Technology Center

    Secondary · 0.8 mi away

  • Montgomery County High School

    Secondary · 0.9 mi away

  • Cunningham Field

    School · 1.0 mi away

  • Montgomery County Schools

    School · 1.1 mi away

  • McNabb Middle School

    Secondary · 1.1 mi away

  • Mt Sterling Christian School

    School · 1.3 mi away

  • Mount Sterling Elementary School

    Elementary · 1.9 mi away

  • Northview Elementary

    Elementary · 2.0 mi away

  • Camargo Elementary School

    Elementary · 5.3 mi away

  • Grace Christian Academy Homeschool

    School · 9.8 mi away

  • North Middletown Elementary School

    Elementary · 10.8 mi away

  • Bath County High School

    Secondary · 10.9 mi away

  • Owingsville Elementary School

    Elementary · 11.0 mi away

  • Bath County Middle School

    Secondary · 11.4 mi away

  • Conkwright Middle School

    School · 12.4 mi away

  • William G. Conkwright Elementary

    Elementary · 12.4 mi away

  • Willis H. Justice Elementary School

    Elementary · 12.5 mi away

  • Central Elementary School

    Elementary · 12.5 mi away

Commute Calculator

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Nearby Homes

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Similar Home Values

Comparable nearby listings and their asking prices.

Moving Cost Estimate

EXIT Agents in Mt Sterling

Imagine MLS logo

Listing Courtesy: Real Broker, LLC - 8554500442

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) Program of Bluegrass REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Real estate listings held by IDX brokerage firms other than EXIT Realty, are marked with the IDX logo or the IDX thumbnail logo and detailed information about them includes the name of the listing IDX brokers. Information deemed reliable but not guaranteed. Copyright ©2026 Bluegrass REALTORS®. All Rights Reserved.

Last Updated: 2026-06-10

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by Imagine MLS (Bluegrass REALTORS®). MLS® Listing#26013419. © 2026EXIT Realty®. All rights reserved.