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45 Main Street, Worcester, NY 12064

Otsego County

Key Facts

3Beds
1Baths
1,100Sq Ft
1900Year Built
0.10Lot (acres)
2Stories

Description

MOTIVATED SELLERS! Experience the unique charm of this inviting 3-bedroom, 1-bathroom home right next to Oak Creek! Step inside the cozy living room which serves as a comfortable central hub, featuring a warm pellet stove, and the staircase leading upstairs. From here, the layout flows naturally into a welcoming eat-in kitchen, complete with a stacked washer and dryer with a walk out to the back enclosed porch and back yard. Behind the kitchen is a first floor bedroom with classic built-ins. The upper level features the primary bedroom complete with a closet, a versatile 3rd bedroom perfect for a home office, and a full renovated bathroom. Double-pane windows throughout add excellent energy efficiency, keeping the home comfortable and cozy year-round. Outdoors, there is an attached garden shed and a fully fenced-in backyard. This property with a private, peaceful yard situated right along the creek to the right, making it an incredible place to call home!

Property Information

Property Type

Residential

Sub-Type

Single Family Residence

Style

Historic Antique, Two Story

Year Built

1900

Stories

2

Living Area

1,100 sq ft

Lot Size

0.10 acres

Lot Dimensions

42X106

Days on Market

35

MLS® Listing#

R1686654

Property Features

Interior

Eat-in KitchenMaster Downstairs

Appliances

DryerDishwasherElectric OvenElectric RangeRefrigeratorWasherWater Heater

Heating

OilBaseboard

Flooring

HardwoodVariesVinyl

Basement

PartialWalk-Out Access

Parking

No GaragePaved

Laundry

Main Level

Patio

CoveredPorch

Lot Features

Irregular Lot

Construction

FrameVinyl Siding

Foundation

Stone

Roof

AsphaltMetalShingle

Other Structures

Shed(s)Storage

Utilities

Electricity ConnectedWater Connected

Sewer

Septic Tank

Water Source

Public

Financial Details

Annual Taxes

$1,592

Assessed Value

$26,670

Parcel Number

185.13-1-7.00

Affordability Calculator

$25,800

Estimated monthly payment

$687/mo

Principal $103,200 · Est. interest $143,973 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Worcester, NY

71
Median Days on Market
1,675
Median Sq Ft
$121
Median Price / Sq Ft
8
Active Listings
  • Its price per sq ft is 3% below the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Worcester, NY.

Location

Map showing the location of 45 Main Street, Worcester, NY 12064

Points of Interest in Worcester, NY

Showing the Worcester area map.

Nearby Schools

  • Worcester School

    School · 0.8 mi away

  • Schenevus Central School

    School · 4.1 mi away

  • Otsego Area Occupational Center

    School · 8.2 mi away

  • Charlotte Valley Central School

    School · 9.4 mi away

  • Milford Central School

    School · 9.8 mi away

  • Joseph B Radez Elementary School

    Elementary · 10.6 mi away

  • Jefferson Central School

    Secondary · 10.7 mi away

  • Cooperstown Central School

    Secondary · 11.1 mi away

  • Cooperstown Central Elementary School

    Elementary · 11.3 mi away

  • Brookwood School

    School · 12.4 mi away

  • Cobleskill-Richmondville High School

    Secondary · 12.5 mi away

  • Stamford Central School

    Secondary · 14.2 mi away

  • George D Ryder Elementary School

    Elementary · 14.7 mi away

  • Cobleskill Richmondville Central School

    Secondary · 14.8 mi away

  • Sharon Springs Central School

    School · 15.4 mi away

  • Cherry Valley-Springfield Central School District

    School · 15.7 mi away

  • Cherry Valley Springfield Central School

    Elementary · 15.7 mi away

  • South Kortright Central School

    School · 16.7 mi away

  • Laurens Central School

    School · 17.2 mi away

  • Oneonta Senior High School

    Secondary · 17.2 mi away

Commute Calculator

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Nearby Homes

Similar Homes Nearby

Similar Home Values

Comparable nearby listings and their asking prices.

AddressPriceBedsBathsSq Ft
9619 State Highway 7, Lot#2, Worcester, NY$112,000321,216

Moving Cost Estimate

EXIT Agents in Worcester

UNYREIS logo

Listing Courtesy: Keller Williams Upstate NY Properties - 607-376-2279

Presented by: Stacey L. Camilleri

The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of the CNYIS, Inc., GENRIS and WNYREIS. Real estate listings held by firms other than EXIT Realty, are marked with the IDX logo and detailed information about them includes the Listing Broker’s Firm Name.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This data is deemed reliable by is not guaranteed accurate by the MLS.

© 2026 CNYIS, Inc., GENRIS and WNYREIS All rights reserved.
Fair Housing Notice

Last Updated: 2026-06-08

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by OtsegoDelaware. MLS® Listing#R1686654. © 2026EXIT Realty®. All rights reserved.