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627 Laurel Street, Panama City Beach, FL 32407

Holiday Point · Bay County

Key Facts

2Beds
2Baths
972Sq Ft
1985Year Built

Description

Investor's Dream - Fully Renovated, Steps from the Beach! Welcome to 627 Laurel Street, where thoughtful renovations meets unbeatable charm tucked away in the short-term friendly area of Panama City Beach. This beautifully updated 2-bedroom, 2-bath townhome offers more than just a place to stay; it's a ready-made investment, a low-maintenance second home, or the ultimate beach retreat just steps from the Gulf. With beach access across the street, you'll be dipping your toes in the sugar-white sand and emerald waters within minutes of leaving your front door. Inside, nearly every inch of this home has been upgraded. The kitchen boasts granite countertops, a marble backsplash, modern cabinetry with pullouts, and newer appliances including a refrigerator (2024), microwave (2025), and stove (2023). The open living and dining areas feature LVP floors, crown molding, and abundant natural light, while thoughtful touches like barn doors, tiled baths, and updated light fixtures elevate the style. Both bathrooms have been beautifully refreshed with new sinks, tile work, and even a full shower addition downstairs for convenience. The improvements extend far beyond aesthetics. Big-ticket items are already taken care of; new HVAC (2020), roof (2022), tankless water heater (2019), and impact-rated windows (2022) ensure years of low-maintenance ownership. Safety and compliance are also built-in with storm shutters, solar cameras, CO/smoke detectors, emergency lighting, and fire extinguishers, giving peace of mind for absentee owners and guests alike. Even utilities and costs are easy on the budget, with average monthly expenses around $150 for power, gas, and water combined, plus a low HOA of $150 per month. Step outside and enjoy the upper deck with or relax on the private patio with a new back door for easy access. Storage has been maximized with custom closet features, under-stair compartments, and extra cabinetry throughout. Whether you're hosting family, welcoming rental guests, or simply enjoying a quiet beachside retreat, this property adapts to your needs with comfort and ease. The location is the icing on the cake... In the heart of Panama City Beach, you're close to Pier Park, shopping, dining, and entertainment, world-class fishing and boating, and all the excitement that draws millions of visitors here each year. For investors, that means strong rental demand. For second-home buyers, it means your vacation escape is also in one of the most desirable destinations on the Gulf Coast. With all major upgrades complete and the beach at your doorstep, 627 Laurel Street is the definition of turnkey. Whether you're seeking a savvy investment, a stress-free second home, or simply a personal slice of paradise, this townhome delivers it all. Come check out this opportunity for yourself and take advantage of investing in the booming tourism of PCB!

Property Information

Property Type

Residential

Sub-Type

Townhouse

Structure Type

Townhouse

Year Built

1985

Living Area

972 sq ft

Lot Dimensions

51 x 21

Days on Market

288

MLS® Listing#

786866

Property Features

Exterior

Balcony

Appliances

Electric RangeElectric Water Heater

Cooling

Central AirCeiling Fan(s)

Heating

CentralElectric

Flooring

Vinyl

Pool

In GroundCommunity

Patio

CoveredPatio

Lot Features

Paved

Construction

Stucco

Roof

Shingle

Community

Pool

Utilities

Cable ConnectedElectricity Available

Sewer

Public Sewer

Rooms

  • 9 x 8First
  • 14 x 12Second
  • Bedroom13 x 12Second
  • Kitchen10 x 8First
  • Living Room15 x 12First

Schools

Elementary:
Hutchison Beach
Middle:
Surfside
High:
Arnold

Financial Details

HOA

Yes

Annual Taxes

$2,537

Tax year 2025

Parcel Number

34161-040-000

Directions

Driving west from Hathway Bridge, in appx 8 miles turn left onto Clara Ave. Turn right onto Hutchison Blvd, then left onto Laurel St. Townhome will be on the left.

Affordability Calculator

$69,000

Estimated monthly payment

$1,836/mo

Principal $276,000 · Est. interest $385,045 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Panama City Beach, FL

$471,618
Median Listing Price
112
Median Days on Market
1,462
Median Sq Ft
$344
Median Price / Sq Ft
31,969
Active Listings
  • This home’s price is 27% below the area median.
  • Its price per sq ft is 3% above the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Panama City Beach, FL.

Location

Map showing the location of 627 Laurel Street, Panama City Beach, FL 32407

Points of Interest in Panama City Beach, FL

Showing the Panama City Beach area map.

Nearby Schools

  • Hutchison Beach Elementary School

    Elementary · 0.2 mi away

  • Arnold Pre K

    Secondary · 0.8 mi away

  • Surfside Kids Academy

    School · 0.9 mi away

  • Surfside Middle School

    Secondary · 1.2 mi away

  • JR Arnold High School

    Secondary · 1.6 mi away

  • Breakfast Point Academy

    School · 1.9 mi away

  • Primary Prep School

    Elementary · 2.2 mi away

  • St Bernadette Early Childhood Development Center

    School · 2.7 mi away

  • PCB Academy

    School · 3.6 mi away

  • Twisted Fork Culinary Classroom

    School · 3.7 mi away

  • Learning Tree II-Child Development Center

    School · 4.6 mi away

  • Stacey's Fun in the Sun Preschool 2 Inc.

    School · 4.6 mi away

  • Patronis Elementary School

    Elementary · 4.8 mi away

  • West Bay Elementary School

    Elementary · 6.5 mi away

  • Lucille Moore Elementary School

    Elementary · 7.9 mi away

  • St Andrew School

    School · 8.3 mi away

  • Gulf Coast School for Autism

    School · 8.5 mi away

  • Bacot Academy

    School · 8.6 mi away

  • Covenant Christian School

    School · 8.8 mi away

  • St. Andrew School at Oakland Terrace

    Elementary · 9.0 mi away

Commute Calculator

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Moving Cost Estimate

EXIT Agents in Panama City Beach

Listing Courtesy: Think Real Estate - 8502704200

The data relating to real estate for sale on this website comes in part from the Internet Data exchange program of Central Panhandle Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright ©2026 Central Panhandle Association of REALTORS®. All Rights Reserved.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by CentralPanhandleAssociationOfRealtors. MLS® Listing#786866. © 2026EXIT Realty®. All rights reserved.