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2109 Garfield Street, Chattanooga, TN 37404

Lovemans Addn · Hamilton County

Key Facts

3Beds
1Baths
970Sq Ft
1950Year Built
0.12Lot (acres)
1Stories

Description

Recently renovated and move-in ready, this charming home perfectly blends modern updates with timeless character. Natural light pours through the large living room window, highlighting the original hardwood floors and creating a warm, inviting living area. The updated kitchen features refreshed cabinetry, countertops, and newer appliances, with direct access to a spacious rear deck--perfect for grilling, entertaining, or simply enjoying your morning coffee. Beyond the deck, you'll find a huge level, fenced backyard that provides plenty of room for children, pets, gardening, or outdoor grilling. The lot has potential to even add a secondary dwelling! Major improvements have already been completed, providing peace of mind for years to come. Updates include the roof, HVAC system, water heater, electrical, plumbing, kitchen, bathroom, and appliances. The exterior has also been enhanced with new siding and fresh paint, giving the home outstanding curb appeal. Whether you're a first-time homebuyer searching for a turnkey home or an investor looking for a low-maintenance addition to your portfolio, this property offers exceptional value. Conveniently located just minutes from downtown Chattanooga, hospitals, shopping, dining, and major highways, you'll enjoy easy access to everything the area has to offer. Move-in ready, thoughtfully updated, and featuring a spacious deck and fully fenced backyard, this home is ready for its next owner to enjoy.

Property Information

Property Type

Residential

Sub-Type

Single Family Residence

Year Built

1950

Stories

1

Living Area

970 sq ft

Lot Size

0.12 acres

Lot Dimensions

40X135

Days on Market

6

MLS® Listing#

3259953

Property Features

Interior

Open Floorplan

Appliances

RefrigeratorGas RangeDishwasher

Cooling

Central Air

Heating

Central

Flooring

Wood

Basement

Crawl SpaceNone

Parking

Detached

Laundry

Electric Dryer HookupGas Dryer HookupWasher Hookup

Patio

DeckPatioPorch

Lot Features

Level

Construction

Vinyl Siding

Foundation

Block

Roof

Metal

Community

Sidewalks

Utilities

Water Available

Sewer

Public Sewer

Water Source

Public

Schools

Elementary:
Orchard Knob Elementary School
Middle:
Orchard Knob Middle School
High:
Brainerd High School

Financial Details

HOA

None

Annual Taxes

$1,140

Parcel Number

146F N 013

Directions

Go west on McCallie Ave. Turn left on Willow St. Turn left on Garfield St.

Affordability Calculator

$45,980

Estimated monthly payment

$1,224/mo

Principal $183,920 · Est. interest $256,585 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Chattanooga, TN

$375,472
Median Listing Price
67
Median Days on Market
1,720
Median Sq Ft
$223
Median Price / Sq Ft
1,848
Active Listings
  • This home’s price is 39% below the area median.
  • Its price per sq ft is 6% above the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Chattanooga, TN.

Location

  • 2109 Garfield Street, Chattanooga, TN 37404

Points of Interest in Chattanooga, TN

Showing the Chattanooga area map.

Nearby Schools

  • Orchard Knob Elementary School

    Elementary · 0.2 mi away

  • Notre Dame High School

    Secondary · 0.5 mi away

  • Orchard Knob Middle School

    Secondary · 0.5 mi away

  • Chattanooga Girls Leadership academy

    School · 0.7 mi away

  • Chattanooga Preparatory School

    Secondary · 0.7 mi away

  • Redemption School of Ministry

    School · 0.7 mi away

  • International Literacy Center

    School · 0.7 mi away

  • Montessori Elementary at Highland Park

    Elementary · 0.8 mi away

  • Avondale Sda School

    Secondary · 0.8 mi away

  • McCallie School

    Secondary · 0.9 mi away

  • Montessori School

    Elementary · 1.1 mi away

  • East Side Elementary

    Elementary · 1.3 mi away

  • Chattanooga State Nursing School

    School · 1.4 mi away

  • Garber Mary Ann Elementary School

    Elementary · 1.5 mi away

  • Hardy Elementary School

    Elementary · 1.6 mi away

  • Chattanooga School for the Arts and Sciences Upper

    Secondary · 1.6 mi away

  • Chattanooga Charter School of Excellence

    Secondary · 1.7 mi away

  • Brown Academy

    School · 1.8 mi away

  • Battle Academy

    School · 2.3 mi away

  • Girls Preparatory School

    Secondary · 2.3 mi away

Commute Calculator

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Nearby Homes

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Similar Home Values

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Moving Cost Estimate

EXIT Agents in Chattanooga

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Listing Courtesy: Auben Realty - 7066275849

Based on information submitted to the MLS GRID as of 2026-06-30 . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Last Updated: 2026-06-30

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Data provided by Realtracs. MLS® Listing#3259953. © 2026EXIT Realty®. All rights reserved.