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2109 Garfield Street, Chattanooga, TN 37404

Lovemans Addn · Hamilton County

Key Facts

3Beds
1Baths
970Sq Ft
1950Year Built
0.12Lot (acres)

Description

Recently renovated and move-in ready, this charming home perfectly blends modern updates with timeless character. Natural light pours through the large living room window, highlighting the original hardwood floors and creating a warm, inviting living area. The updated kitchen features refreshed cabinetry, countertops, and newer appliances, with direct access to a spacious rear deck--perfect for grilling, entertaining, or simply enjoying your morning coffee. Beyond the deck, you'll find a huge level, fenced backyard that provides plenty of room for children, pets, gardening, or outdoor grilling. The lot has potential to even add a secondary dwelling! Major improvements have already been completed, providing peace of mind for years to come. Updates include the roof, HVAC system, water heater, electrical, plumbing, kitchen, bathroom, and appliances. The exterior has also been enhanced with new siding and fresh paint, giving the home outstanding curb appeal. Whether you're a first-time homebuyer searching for a turnkey home or an investor looking for a low-maintenance addition to your portfolio, this property offers exceptional value. Conveniently located just minutes from downtown Chattanooga, hospitals, shopping, dining, and major highways, you'll enjoy easy access to everything the area has to offer. Move-in ready, thoughtfully updated, and featuring a spacious deck and fully fenced backyard, this home is ready for its next owner to enjoy.

Property Information

Property Type

Residential

Sub-Type

Single Family Residence

Year Built

1950

Living Area

970 sq ft

Lot Size

0.12 acres

Lot Dimensions

40X135

MLS® Listing#

1538027

Property Features

Interior

Open FloorplanMaster Downstairs

Exterior

None

Appliances

RefrigeratorGas Water HeaterFree-Standing Gas RangeDishwasher

Cooling

Central Air

Heating

Central

Flooring

Hardwood

Basement

Crawl Space

Parking

Off Street

Laundry

Electric Dryer HookupGas Dryer HookupWasher Hookup

Patio

DeckPatioPorch

Fencing

Fenced

Lot Features

Level

Construction

Vinyl Siding

Foundation

Block

Roof

Metal

Windows

Aluminum Frames

Community

Sidewalks

Utilities

Phone AvailableSewer Connected

Sewer

Public Sewer

Water Source

Public

Rooms

  • BathroomFirst
  • BedroomFirst
  • BedroomFirst
  • Dining RoomFirst
  • Master BedroomFirst

Schools

Elementary:
Orchard Knob Elementary
Middle:
Orchard Knob Middle
High:
Brainerd High

Financial Details

HOA

None

Annual Taxes

$1,140

Parcel Number

146f N 013

Directions

Go west on McCallie Ave. Turn left on Willow St. Turn left on Garfield St.

Affordability Calculator

$45,980

Estimated monthly payment

$1,224/mo

Principal $183,920 · Est. interest $256,585 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Chattanooga, TN

$375,472
Median Listing Price
67
Median Days on Market
1,720
Median Sq Ft
$223
Median Price / Sq Ft
1,848
Active Listings
  • This home’s price is 39% below the area median.
  • Its price per sq ft is 6% above the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Chattanooga, TN.

Location

  • 2109 Garfield Street, Chattanooga, TN 37404

Points of Interest in Chattanooga, TN

Showing the Chattanooga area map.

Nearby Schools

  • Orchard Knob Elementary School

    Elementary · 0.2 mi away

  • Notre Dame High School

    Secondary · 0.5 mi away

  • Orchard Knob Middle School

    Secondary · 0.5 mi away

  • Chattanooga Girls Leadership academy

    School · 0.7 mi away

  • Chattanooga Preparatory School

    Secondary · 0.7 mi away

  • Redemption School of Ministry

    School · 0.7 mi away

  • International Literacy Center

    School · 0.7 mi away

  • Montessori Elementary at Highland Park

    Elementary · 0.8 mi away

  • Avondale Sda School

    Secondary · 0.8 mi away

  • McCallie School

    Secondary · 0.9 mi away

  • Montessori School

    Elementary · 1.1 mi away

  • East Side Elementary

    Elementary · 1.3 mi away

  • Chattanooga State Nursing School

    School · 1.4 mi away

  • Garber Mary Ann Elementary School

    Elementary · 1.5 mi away

  • Hardy Elementary School

    Elementary · 1.6 mi away

  • Chattanooga School for the Arts and Sciences Upper

    Secondary · 1.6 mi away

  • Chattanooga Charter School of Excellence

    Secondary · 1.7 mi away

  • Brown Academy

    School · 1.8 mi away

  • Battle Academy

    School · 2.3 mi away

  • Girls Preparatory School

    Secondary · 2.3 mi away

Commute Calculator

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Moving Cost Estimate

EXIT Agents in Chattanooga

Listing Courtesy: Auben Realty - 4234541413

Presented by: Jason Weathers

Listings courtesy of Greater Chattanooga Association of Realtors. This IDX information is provided exclusively for consumers’ personal, non-commercial use. This information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This data is deemed reliable but is not guaranteed accurate by the MLS.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by Greater Chattanooga REALTORS®. MLS® Listing#1538027. © 2026EXIT Realty®. All rights reserved.