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6003 Hilltop Avenue, Panama City Beach, FL 32408

Biltmore Beach · Bay County

Key Facts

3Beds
2Baths
1,341Sq Ft
2020Year Built
0.14Lot (acres)
2Garage

Description

Welcome to laid-back coastal living in the South Lagoon area of Panama City Beach where beach days, boating adventures, and golf cart rides become part of everyday life. This beautifully designed beach house blends durability, style, and comfort with an all Hardie Board exterior, a striking metal roof, and a spacious two-car garage. With plenty of room for beach gear, water toys, and extra storage. Inside, the home feels fresh, bright, and inviting with soaring trey ceilings, luxury vinyl plank flooring in a hand-scraped finish, and soft coastal-inspired colors that instantly create a relaxed vacation atmosphere. A well though out split floor plan offers privacy for the spacious primary suite, complete with an attractive ensuite bath and generous walk-in closet. The heart of the home is the open-concept kitchen and living area, featuring quartz countertops, stainless steel appliances, and plenty of room to gather with family and friends after a day on the water or at the beach. Every detail was selected with both style and easy coastal living in mind. Located in a fun, golf-cart-friendly neighborhood with no HOA and no flood insurance required, this home offers the freedom to truly enjoy the Panama City Beach lifestyle. Spend mornings launching the boat from one of two nearby public boat ramps, afternoons soaking up the sun on the sugar-white beaches just a short walk away, and evenings cruising the neighborhood by golf cart to local restaurants, marinas, and entertainment. Whether you're searching for a full-time residence, vacation getaway, or investment property, this South Lagoon gem delivers the perfect combination of beach charm, convenience, and everyday paradise. Schedule a private tour today, fall in love and make an offer!

Property Information

Property Type

Residential

Sub-Type

Single Family Residence

Style

Craftsman

Year Built

2020

Living Area

1,341 sq ft

Lot Size

0.14 acres

Lot Dimensions

120 x 50

Garage Spaces

2

Days on Market

19

MLS® Listing#

790733

Property Features

Interior

Double Vanity

Appliances

Electric CooktopElectric OvenElectric RangeElectric Water HeaterIce Maker

Cooling

Central AirENERGY STAR Qualified Equipment

Heating

CentralENERGY STAR Qualified Equipment

Patio

CoveredPatio

Fencing

Fenced

Lot Features

Paved

Construction

HardiPlank Type

Roof

Metal

Windows

Double Pane WindowsStorm Window(s)

Utilities

Cable ConnectedSewer Available

Rooms

  • 15 x 16First
  • Great Room24 x 15First
  • Kitchen18 x 9First

Schools

Elementary:
Patronis
Middle:
Surfside
High:
Arnold

Financial Details

HOA

None

Annual Taxes

$4,699

Tax year 2025

Parcel Number

32167-000-000

Directions

From Thomas Drive, drive North on Dolphin, then West on Hilltop. The home is located on the South side of Hilltop almost to Oriole St.

Affordability Calculator

$122,000

Estimated monthly payment

$3,247/mo

Principal $488,000 · Est. interest $680,803 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Panama City Beach, FL

$471,497
Median Listing Price
109
Median Days on Market
1,463
Median Sq Ft
$345
Median Price / Sq Ft
31,946
Active Listings
  • This home’s price is 29% above the area median.
  • Its price per sq ft is 32% above the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Panama City Beach, FL.

Location

  • 6003 Hilltop Avenue, Panama City Beach, FL 32408

Getting Around

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Points of Interest in Panama City Beach, FL

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Nearby Schools

  • Patronis Elementary School

    Elementary · 1.3 mi away

  • Twisted Fork Culinary Classroom

    School · 2.5 mi away

  • St Bernadette Early Childhood Development Center

    School · 3.4 mi away

  • Learning Tree II-Child Development Center

    School · 3.5 mi away

  • Stacey's Fun in the Sun Preschool 2 Inc.

    School · 3.5 mi away

  • Primary Prep School

    Elementary · 3.5 mi away

  • St Andrew School

    School · 3.8 mi away

  • Lucille Moore Elementary School

    Elementary · 3.9 mi away

  • St. Andrew School at Oakland Terrace

    Elementary · 4.3 mi away

  • Oakland Terrace School for the Arts

    School · 4.3 mi away

  • St John Catholic School

    School · 4.4 mi away

  • Renaissance School International

    School · 4.5 mi away

  • Breakfast Point Academy

    School · 4.6 mi away

  • Gulf Coast School for Autism

    School · 4.7 mi away

  • JR Arnold High School

    Secondary · 4.9 mi away

  • Arnold Pre K

    Secondary · 4.9 mi away

  • Bacot Academy

    School · 4.9 mi away

  • Covenant Christian School

    School · 5.0 mi away

  • Central High School

    Secondary · 5.2 mi away

  • Bay Virtual Instruction Program (District Provided)

    Secondary · 5.2 mi away

Commute Calculator

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EXIT Agents in Panama City Beach

Listing Courtesy: Compass Florida, LLC - 8502969769

The data relating to real estate for sale on this website comes in part from the Internet Data exchange program of Central Panhandle Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright ©2026 Central Panhandle Association of REALTORS®. All Rights Reserved.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by CentralPanhandleAssociationOfRealtors. MLS® Listing#790733. © 2026EXIT Realty®. All rights reserved.