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3294 Gardenia Dr
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3294 Gardenia Drive, Hernando Beach, FL 34607

Hernando Beach Unit 12 · Hernando County

Key Facts

4Beds
2Baths
1,552Sq Ft
1981Year Built
0.17Lot (acres)
2Garage

Description

PRICE IMPROVEMENT TO 427,500... TURNKEY WATERFRONT COTTAGE WITH SELLER PAID FIRST YEAR OF PRIMARY FLOOD INSURANCE! Opportunities like this don't come along often in Hernando Beach. Welcome to 3294 Gardenia Dr., a charming coastal cottage-style waterfront home in Hernando Beach Middle where boating, fishing, golf cart rides, waterfront restaurants & the laid-back Nature Coast lifestyle become part of everyday living. Located on a canal with saltwater access to the Gulf through the nearby community boat lift, this home offers the waterfront lifestyle buyers dream about without the direct Gulf access price. Being sold TURNKEY, meaning the furniture, TVs, linens, kitchen items & much more are included, you can simply unlock the door & start enjoying your new home, making it ideal as a full-time residence, vacation getaway or investment property. To make the transition even easier, the seller is paying the buyer's first year of flood insurance, & there is a current quote for homeowners & wind insurance of approximately 2,805 per year, providing added peace of mind. The open floor plan features the kitchen, dining & living areas flowing together with wood cabinetry, granite countertops, stainless steel appliances, a breakfast bar & beautiful wood beam ceilings that add warmth & coastal charm. The home is advertised as a 4-bedroom layout with the main-level primary-style room measuring approximately 13x14 featuring an attached bathroom & private screened porch with all-new screening & vinyl windows (please note this room does not have a closet). Upstairs are 3 additional bedrooms & a guest bathroom, including an oversized 20x12 bedroom with a walk-in closet, room for a sitting area & its own private balcony. The laundry room includes a 2022 GE full-size stackable washer & dryer. Outside, enjoy a chain-link fenced backyard, seawall, knee wall with steps leading to the floating dock & plenty of room to create your own outdoor retreat with a pool, gazebo, summer kitchen or fire pit. A downstairs screened porch offers the perfect place to relax after a day on the water, while the oversized 29x27 garage provides exceptional storage for vehicles, kayaks, paddleboards, fishing gear & all your waterfront toys. Important updates include a 2020 HVAC system & a 2018 dimensional roof. Hernando Beach is one of Florida's hidden gems, known for its boating lifestyle, beautiful sunsets, abundant wildlife, local restaurants & small-town coastal atmosphere. At just 427,500, with the home being sold fully turnkey, the seller paying the first year of primary flood insurance & attractive insurance costs already quoted, this is an exceptional waterfront value that buyers won't want to miss.

Property Information

Property Type

Residential

Sub-Type

Single Family Residence

Style

Stilt

Year Built

1981

Living Area

1,552 sq ft

Lot Size

0.17 acres

Lot Dimensions

73x100

Garage Spaces

2

Zoning

R1B

MLS® Listing#

2259366

Property Features

Interior

Breakfast BarCeiling Fan(s)Open Floorplan

Exterior

Dock

Appliances

DishwasherElectric RangeMicrowaveRefrigeratorWasher/Dryer Stacked

Cooling

Ceiling Fan(s)Central Air

Heating

CentralElectric

Parking

AttachedGarage

Patio

DeckRear Porch

Lot Features

Waterfront

Construction

Frame

Roof

Shingle

Community

RestaurantFishing

Utilities

Cable Available

Sewer

Public Sewer

Water Source

Public

Rooms

  • 14.0 x 6.0Second
  • 29.0 x 27.0Lower
  • Bedroom 220.0 x 12.0Third
  • Bedroom 314.0 x 11.0Third
  • Bedroom 413.0 x 11.0Third
  • Dining Room14.0 x 10.0Second
  • Kitchen13.0 x 13.5Second
  • Living Room16.0 x 14.0Second
  • Master Bedroom14.0 x 13.0Second

Schools

Elementary:
Westside
Middle:
Fox Chapel
High:
Weeki Wachee

Financial Details

HOA

None

Annual Taxes

$5,071

Tax year 2025

Parcel Number

R13 223 16 2350 1120 0100

Directions

Shoal Line Blvd to Hermosa to Gardenia to Home on Left hand side

Affordability Calculator

$85,500

Estimated monthly payment

$2,275/mo

Principal $342,000 · Est. interest $477,120 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Hernando Beach, FL

$500,470
Median Listing Price
113
Median Days on Market
1,427
Median Sq Ft
$379
Median Price / Sq Ft
28,136
Active Listings
  • This home’s price is 15% below the area median.
  • Its price per sq ft is 27% below the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Hernando Beach, FL.

Location

  • 3294 Gardenia Drive, Hernando Beach, FL 34607

Getting Around

Walk
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Points of Interest in Hernando Beach, FL

Showing the Hernando Beach area map.

Nearby Schools

  • West Hernando Christian School

    School · 1.8 mi away

  • Notre Dame Catholic School

    School · 2.5 mi away

  • Westside Elementary School

    Elementary · 2.6 mi away

  • Deltona Elementary School

    Elementary · 4.4 mi away

  • Esther's School-Spring Hill

    School · 4.6 mi away

  • Fox Chapel Middle School

    Secondary · 6.0 mi away

  • Hernando County Public School System

    Elementary · 6.0 mi away

  • Life Primary School

    Elementary · 6.2 mi away

  • Explorer K-8

    Elementary · 6.3 mi away

  • Gulf Coast Elementary School

    Elementary · 6.8 mi away

  • Faith Baptist Church

    School · 6.8 mi away

  • Contractors Institute

    Secondary · 6.9 mi away

  • Frank W. Springstead High School

    Secondary · 6.9 mi away

  • Great Beginning II

    School · 6.9 mi away

  • Spring Hill Christian Academy

    School · 7.0 mi away

  • Gulf Coast Middle School

    School · 7.5 mi away

  • Hudson Middle School

    Elementary · 7.7 mi away

  • Shady Hills Elementary School

    Elementary · 7.7 mi away

  • Hudson High School

    Secondary · 7.8 mi away

  • Northwest Elementary School

    Elementary · 7.8 mi away

Commute Calculator

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Moving Cost Estimate

EXIT Agents in Hernando Beach

Listing Courtesy: REMAX Alliance Group - 3525969999

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange of the Hernando County Association of REALTORS®. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright ©2026 Hernando County Association of REALTORS®. All rights reserved.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by HernandoCounty. MLS® Listing#2259366. © 2026EXIT Realty®. All rights reserved.