
3294 Gardenia Drive, Hernando Beach, FL 34607
Hernando Beach Unit 12 · Hernando County
Key Facts
Description
PRICE IMPROVEMENT TO 427,500... TURNKEY WATERFRONT COTTAGE WITH SELLER PAID FIRST YEAR OF PRIMARY FLOOD INSURANCE! Opportunities like this don't come along often in Hernando Beach. Welcome to 3294 Gardenia Dr., a charming coastal cottage-style waterfront home in Hernando Beach Middle where boating, fishing, golf cart rides, waterfront restaurants & the laid-back Nature Coast lifestyle become part of everyday living. Located on a canal with saltwater access to the Gulf through the nearby community boat lift, this home offers the waterfront lifestyle buyers dream about without the direct Gulf access price. Being sold TURNKEY, meaning the furniture, TVs, linens, kitchen items & much more are included, you can simply unlock the door & start enjoying your new home, making it ideal as a full-time residence, vacation getaway or investment property. To make the transition even easier, the seller is paying the buyer's first year of flood insurance, & there is a current quote for homeowners & wind insurance of approximately 2,805 per year, providing added peace of mind. The open floor plan features the kitchen, dining & living areas flowing together with wood cabinetry, granite countertops, stainless steel appliances, a breakfast bar & beautiful wood beam ceilings that add warmth & coastal charm. The home is advertised as a 4-bedroom layout with the main-level primary-style room measuring approximately 13x14 featuring an attached bathroom & private screened porch with all-new screening & vinyl windows (please note this room does not have a closet). Upstairs are 3 additional bedrooms & a guest bathroom, including an oversized 20x12 bedroom with a walk-in closet, room for a sitting area & its own private balcony. The laundry room includes a 2022 GE full-size stackable washer & dryer. Outside, enjoy a chain-link fenced backyard, seawall, knee wall with steps leading to the floating dock & plenty of room to create your own outdoor retreat with a pool, gazebo, summer kitchen or fire pit. A downstairs screened porch offers the perfect place to relax after a day on the water, while the oversized 29x27 garage provides exceptional storage for vehicles, kayaks, paddleboards, fishing gear & all your waterfront toys. Important updates include a 2020 HVAC system & a 2018 dimensional roof. Hernando Beach is one of Florida's hidden gems, known for its boating lifestyle, beautiful sunsets, abundant wildlife, local restaurants & small-town coastal atmosphere. At just 427,500, with the home being sold fully turnkey, the seller paying the first year of primary flood insurance & attractive insurance costs already quoted, this is an exceptional waterfront value that buyers won't want to miss.
Property Information
Property Type
Residential
Sub-Type
Single Family Residence
Style
Stilt
Year Built
1981
Living Area
1,552 sq ft
Lot Size
0.17 acres
Lot Dimensions
73x100
Garage Spaces
2
Zoning
R1B
MLS® Listing#
2259366
Property Features
Interior
Exterior
Appliances
Cooling
Heating
Parking
Patio
Lot Features
Construction
Roof
Community
Utilities
Sewer
Water Source
Rooms
- 14.0 x 6.0Second
- 29.0 x 27.0Lower
- Bedroom 220.0 x 12.0Third
- Bedroom 314.0 x 11.0Third
- Bedroom 413.0 x 11.0Third
- Dining Room14.0 x 10.0Second
- Kitchen13.0 x 13.5Second
- Living Room16.0 x 14.0Second
- Master Bedroom14.0 x 13.0Second
Schools
- Elementary:
- Westside
- Middle:
- Fox Chapel
- High:
- Weeki Wachee
Financial Details
HOA
None
Annual Taxes
$5,071
Tax year 2025
Parcel Number
R13 223 16 2350 1120 0100
Directions
Shoal Line Blvd to Hermosa to Gardenia to Home on Left hand side
Affordability Calculator
$85,500
Estimated monthly payment
$2,275/mo
Principal $342,000 · Est. interest $477,120 over 30 yrs
Neighborhood Market Statistics
How this home compares to active listings in Hernando Beach, FL
- $500,470
- Median Listing Price
- 113
- Median Days on Market
- 1,427
- Median Sq Ft
- $379
- Median Price / Sq Ft
- 28,136
- Active Listings
- This home’s price is 15% below the area median.
- Its price per sq ft is 27% below the area median.
Market statistics compiled from active EXIT Realty® and MLS listings in Hernando Beach, FL.
Location
- 3294 Gardenia Drive, Hernando Beach, FL 34607
Getting Around
Points of Interest in Hernando Beach, FL
Showing the Hernando Beach area map.
Nearby Schools
West Hernando Christian School
School · 1.8 mi away
Notre Dame Catholic School
School · 2.5 mi away
Westside Elementary School
Elementary · 2.6 mi away
Deltona Elementary School
Elementary · 4.4 mi away
Esther's School-Spring Hill
School · 4.6 mi away
Fox Chapel Middle School
Secondary · 6.0 mi away
Hernando County Public School System
Elementary · 6.0 mi away
Life Primary School
Elementary · 6.2 mi away
Explorer K-8
Elementary · 6.3 mi away
Gulf Coast Elementary School
Elementary · 6.8 mi away
Faith Baptist Church
School · 6.8 mi away
Contractors Institute
Secondary · 6.9 mi away
Frank W. Springstead High School
Secondary · 6.9 mi away
Great Beginning II
School · 6.9 mi away
Spring Hill Christian Academy
School · 7.0 mi away
Gulf Coast Middle School
School · 7.5 mi away
Hudson Middle School
Elementary · 7.7 mi away
Shady Hills Elementary School
Elementary · 7.7 mi away
Hudson High School
Secondary · 7.8 mi away
Northwest Elementary School
Elementary · 7.8 mi away
Commute Calculator
Moving Cost Estimate
EXIT Agents in Hernando Beach
Listing Courtesy: REMAX Alliance Group - 3525969999





